What is Cashalo? If you need to borrow a small amount of money to solve the urgent problem in a short time, an online loan is the most effective option.

Retailasiaonline.com will analyze the characteristics of Cashalo app, loan conditions, loan application steps and payment methods in the article below.

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Summary of Cashalo

✅ Cashalo Review	⭐ 4.6 star
✅ Guide to	⭐ Register to Cashalo Philippines (PH)
✅ Loan amount	⭐ 1.000 – 7.000 Pesos
✅ Age	⭐ 18 – 65 years old
✅ Term	⭐ 15 – 45 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Cashalo App dowload APK:	⭐ Link Here

What is Cashalo?

Cashalo is a platform that supports cash loans according to Fintech financial technology developed by Paloo Financing Inc. The platform has been legally licensed by the SEC – Securities and Exchange Commission. The limit can borrow from 1,000 to 7,000 pesos and pay from 15 to 45 days, disbursing quickly on the same day.

Pros of Cashalo App

Customers who have borrowed Cashalo review application have many outstanding advantages:

• Legally operating financial platform, SEC registration number CSC201800209 and Certificate of Authorization No. 1162.
• Applying for a loan online does not require a face-to-face meeting.
• No collateral or guarantor is required.
• Just register the information and have a genuine ID for verification.
• Automatic approval system in 10 minutes, no need for appraisal, fast disbursement on the same day.
• Premium security features, commitment not to share personal information data of borrowers to 3rd parties.
• Multiple methods of receiving disbursements and payments.
• Can provide assistance to borrowers with bad debts.

Cons of Cashalo Loan App

Cashalo app review has disadvantages such as:

• The loan limit is low, the maximum can only borrow 7,000 pesos.
• The payment period is short, within 15 to 45 days.
• High interest rates, with service fees.

Cashalo interest rate

Cashalo loan has interest rates from 3.95% / month and up to 25% / month. The interest rate on the loan will usually be higher than the interest rate on a bank mortgage. If payment is late, the borrower will incur additional overdue interest penalties.

Example of Cashalo interest rate calculation

For example, Cashalo Ph approves 5,000 pesos for a 30-day term at an interest rate of 3.95% per month.

• The interest payable is 5,000 x 3.95% = 197.5 pesos.
• The total amount payable after 30 days is: 5,197.5 pesos.

Cashalo loan requirements

Cashalo loans are available for those who qualify:

• Have Filipino citizenship.
• Be 21 years of age or older.
• Have a stable income.

Guide to register Cashalo Loan Application Step-by-step

The steps to apply for a Cashalo loan are as follows:

Step #1: Download the Cashalo App

Download Cashalo app via Google Play, AppStore, AppGallery

Step #2: Sign up for an account

Enter your username, email. phone number, password. Tick agrees to the loan terms and conditions.

Verification via email.

Step #3: Enter personal information

Fill in personal information such as full name, nationality, gender, marital status, job, address…

Step #4: Get Verify

Upload at least 1 primary ID. If you do not have a primary ID, you can also prepare at 2 other IDs.

You can also upload a selfie with your ID instead.

Step #5: Select the amount and term

Choose loan limits and terms according to your needs. The system will summarize the amount to be paid and the payment time.

Choose how to receive disbursements (via GCash or Maya)

Select a loan objective.

Click “Apply now”.

Step #6: Submit your loan application and wait for approval

Submit a loan application and wait for a verification call from Castola Customer Service.

Loan approval results will be notified via SMS within 24 hours.

The approved loan will be disbursed via the selected disbursement method.

Reviews Cashalo online Loan App Feedback

Cashalo review Philippines 2026 is rated 4.2 stars on Google Play, no complaints harassment. This app is considered a reputable cash loan application, has supported thousands of customers, no hidden fees and fast disbursement.

Cashalo loan repayment

Cashalo will be paid via e-wallets, online banking or at payment centers. The application will give detailed instructions on how to pay, just log in to your account, select “My Loans” and click “Pay”.

Compare Cashalo Loan App Philippines with other loan App

Comparative criteria	Cashalo	Finloo	Digido
Limits	1000 – 7000 pesos	500 – 25000 pesos	500 – 30000 peso
Tenor	15 – 45 days	2 – 6 months	3 – 6 months
Interest	3,95% – 25%/month	4,8%/month	12%/month
Age	Over 21 years old	20 – 55 years old	21 – 70 years old
Browsing time	10 minutes	5 minutes	5 minutes

Sources: Refer to Sate Bank reporting and research.

Cashalo customer service

Cashalo ph complaints will be received through the following contact channels:

• Address: Office 608, 6F Cyber One Building, 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan, Quezon City, Philippines.
• Email: hello@cashalo.com
• Support period: 9.00 a.m to 6.00 p.m, from Monday to Sunday.

FAQs – Cashalo PH

Answers to frequently asked questions about Cashalo:

Is Cashalo legit?

Cashalo app is a reputable online loan application developed by Paloo Financing Inc. The company has been licensed by the Securities and Exchange Commission – SEC to operate legally. Registration number CSC201800209 and Certificate of Authorization No. 1162. Cashalo makes loan information transparent, has no hidden fees, and keeps borrower information confidential.

How to pay Cashalo?

Cashalo payment by many flexible methods is:

• Pay bills at GCash, Paymaya, Shoppepay: Enter loan code, loan amount, phone number.
• Cash payment at 7-Eleven, ECPay, Bayad center, Cebuana Lhuillier, SM center, Robinsons: Fill out the loan information and deposit the money with the cashier.
• Online banking via 2 partner banks, BDO and Robinsons Bank: Access the bank’s payment link, enter loan and payment information.

In conclusion – Should you Apply to Cashalo App?

Cashalo is a reputable online lending application, legally licensed by the SEC. With simple loan conditions and processes, customers can borrow up to 7,000 pesos for a term of up to 45 days, with quick disbursements on the same day.

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