CASHME Loan Philippines Review App Legit? Harassment Victims (2024)

What is Cashme? In the Philippine market there are many online loan applications, fast disbursements, simple procedures and no collateral required.

If you are in urgent need of money to cover your personal expenses, please retailasiaonline.com learn about Cashme loan information, conditions and how to apply for a loan in the article below.

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Summary of Cashme

✅ Cashme Review	⭐ 3.9 star
✅ Guide to	⭐ Register to Cashme Philippines (PH)
✅ Loan amount	⭐ 3.000 – 20.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 90 – 120 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Cashalo App dowload APK:	⭐ Link Here

What is Cashme?

Cashme is an online cash loan product from Hupan Lending Technology Inc. that has assisted hundreds of thousands of customers in need of urgent financial settlement. The loan platform has been operating since 2019 and is legally licensed to operate. Loan limits range from 3,000 to 20,000 pesos for terms of 90 to 120 days.

Pros of Cashme App

Cashme review has many advantages and is trusted by hundreds of thousands of customers:

• The loan is legal, and has been certified by the SEC.
• Apply for a loan online anytime, anywhere through a mobile phone application with only an internet connection.
• The loan procedure only needs a valid personal ID, the simple loan process only takes 5 minutes.
• Automatic approval and fast disbursement in 15 minutes via bank transfer.
• No collateral, no appraisal, no proof of income.
• Public company information, 24/7 support, enthusiastic support customer care team.
• Flexible payment, can pay monthly installments or pay the entire loan in 1 time.
• Further payment periods can be extended.
• Confidentiality of borrowers’ personal information.

Cons of Cashme Loan App

Cashme app review has some disadvantages that borrowers should be aware of before applying for a loan are:

• The loan approval amount is not too high, the term is short.
• High interest rates, additional service fees, money transfer fees.

Cashme interest rate

Cashme offers interest rates ranging from 0.5% to 1% per day. In addition, borrowers will incur an additional service fee of 20% of the loan amount and transfer fees. If not paid on time, it will incur very high interest and penalty fees.

Example of Cashme interest rate calculation

Cashme approval 10,000 pesos, installment payment for 5 months, interest rate 1%/month, service fee 20%:

• Service charge: 10,000 x 20% = 2,000 pesos.
• The principal amount to be contributed in 1 month is: 10,000 : 5 = 2,000 pesos.
• The amount of interest payable in 1 month is: 10,000 x 1% = 100 pesos.
• The total amount payable in 1 month is: 2,000 + 100 = 2,100 pesos.

Cashme loan requirements

Conditions to apply for a Cashme app loan:

• Filipino nationality.
• From 18 to 60 years old.
• Have a valid ID (Postal ID, driver’s license, voter’s ID, passport, SSS, PRC ID, UMID…)

Guide to register Cashme loan application step-by-step

Instructions on how to apply for a loan at Cashme are as follows:

Step #1: Download the Cashme App

Borrowers can download the Cashme app via Google Play, Appstore or App Gallery.

The app requires the borrower to allow access to select emergency contacts, access location to confirm the borrower is in the Philippines, and use a camera to upload a photo ID.

Step #2: Sign up for an account

Enter your phone number and verification code to register your loan application.

Step #3: Withdrawal information

Choose withdrawal: GCash (100 pesos money transfer fee), M-Lhuillier (180 pesos money transfer fee), Bank transfer, Grabpay, Paymaya, Bank transfer, RD Pawanshop.

Step #4: ID information

Take a photo of your personal ID (must be in the center of the frame, clear, without digital blur).

Confirm the ID information.

Step #5: Contact person

Select 5 contacts from your phone book

Step #6: Provide information about the job

Choose your career and monthly income level.

Step #7: Check loan information

The loan application will publish loan information such as limit, term, payment time, service fee, management fee, transfer fee, total amount to be paid, interest rate.

Check the box “I have read and agree Credit Agreement”

Click “Confirm” to submit your application and wait for loan approval. Approved loans will have a notification message and disburse immediately in a few minutes.

Reviews Cashme online Loan App Feedback

Cashme is rated 3.9 stars on Google Play. It is legit has granted loans to hundreds of thousands of customers, satisfied with service quality.

Cashme loan repayment

Cashme supports borrowers to pay through payment channels:

• Online Banking.
• GCash e-wallet.
• 7-Eleven Checkout Point, Pawnshop, M-Lhuillier.

Compare Cashme loan app philippines with other loan apps

Comparative criteria	Cashme	Cashalo	Finloo
Limits	3000 – 20000 pesos	1000 – 7000 pesos	1000 – 25000 pesos
Tenor	90 – 120 days	15 – 45 days	5 months
Interest	0,5% – 1%/day	3,95% – 25%/month	11,9% – 15%/month
Age	From 18 to 60 years old	Over 21 years old	Over 18 years old
Browsing time	15 minutes	10 minutes	10 minutes

Sources: Refer to Sate Bank reporting and research.

Cashme customer service

Cashme Ph complaints will be received through:

• Hotline: 09189433513
• Email: cs@cashme.ph
• Facebook: CashmeinPhilippines
• Address: Petron Megaplaza 358 Sen. Gil J. Puyat Ave, Makati, 1227.

FAQs – Cashme PH

Some questions about Cashme:

Is Cashme legit?

Cashme is an online loan platform developed by Hupan Lending Technology Inc since 2019. The app has been legally licensed by the Securities and Exchange Commission – SEC. The registration number is CS201901197 and certificate number 28791. This is a reputable application, hundreds of thousands of customers have registered to use it.

How to pay Cashme?

To repay the loan, borrowers simply need to access their registered account and select Cashme payment. You can choose payment methods like 7 Eleven CLIQQ kiosk or CLIQQ app, GCash. M-Lhuillier and follow the instructions. It should be noted to pay on time so as not to be penalized and affect the credit score.

In conclusion – Should you Apply to Cashme App?

Cashme is a legitimate loan application that supports amounts up to 20000 pesos for a maximum term of 120 days. The loan supports Filipino citizens over the age of 18 and can be applied online anytime, anywhere with no proof of income required.

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