CASHMUM Review Philippines loan app Legit? Complaints? download

Cashmum is an application that provides instant loans in the Philippines. Currently, it is one of the online apps that many people pay attention to. If you are having urgent financial difficulties, consider this option.

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Summary of Cashmum

✅ Cashmum Review	⭐ 4.1 stars
✅ Guide to	⭐ Register to Cashmum loan app Philippines (PH)
✅ Loan amount	⭐ 5.000 – 20.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 91 – 365 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Cashmum App download APK:	⭐ Link Here

What is Cashmum?

Cashmum is one of the most popular online lending applications in the Philippines. The application provides financial solutions in the form of unsecured loans that are both quick and convenient. With just a few legal identification documents, you will immediately have a loan disbursed within the same day, solving urgent financial difficulties.

Pros of Cashmum App

Cashmum review is considered one of the highly reputable loan apps on the market. It also gives users benefits that not other apps of the same type can have:

• Loan limit up to PHP 20,000. This is a relatively high amount compared to unsecured loans, which already accept quite a lot of risks for the lending unit.
• Very competitive interest rates compared to other applications.
• No need to meet in person, no cash loan over the counter, transfer money straight to your bank account.
• No proof of income required.
• The registration process only requires documents and photos, no original documents are needed.
• Flexible loan packages, suitable to the needs of each customer.
• Flexible payment through many channels.
• No collateral required, loan term can be extended.

Cons of Cashmum Loan App

Cashmum review app also has a few limitations as follows:

• Although the interest rates on the online loan market are quite low, they are still higher than unsecured bank interest rates.
• There is a service fee.
• High overdue fines.

Cashmum interest rate

Cashmum’s interest rates at the present time range from 10% – 18.25%/year. In addition, there is a service fee that will vary depending on the loan from 0% – 10%. Therefore, the amount you actually receive will be the amount after deducting the service fee.

The interest rate will depend on each specific loan. However, if you have a low credit score and are in the bad debt group, the unit will assess the level of risk as high and the interest rate will be high. On the contrary, if your credit score is good, your risk level is low, and your interest rate will be favorable.

Example of Cashmum interest rate calculation

Example of Cashmum approval:

• Loan amount needed: 20,000 PHP.
• Term: 12 months.
• Interest rate: 18%/year.
• Service fee: 10% x 20,000 = 2,000 PHP
• Actual amount received: 18,000 PHP
• Interest payable: 20,000 x 18%  = 3,600 PHP.
• Amount to pay: 20,000 + 3,600 = 23,600 PHP.

Cashmum loan requirements

Loan conditions at Cashmum are quite simple, most subjects:

• Subjects receiving support are Filipino citizens with full civil responsibilities.
• Age range from 20 – 60 years old.
• Have legal identification documents.
• Owner’s bank account number.
• Active phone number.

Guide to register Cashmum Loan Application Step-by-step

The loan registration process at Cashmum is quite simple, you can refer to the instructions below to quickly mobilize capital:

Step #1: Download and install the application

Depending on your phone’s operating system, go to Google Play for Android operating systems and App Store for iOS operating systems and download applications online.

After downloading, press open and begin installation.

Step #2: Complete the registration

For first time customers, you use your phone number to register for an account. Click the “Register” box and follow the system’s step-by-step instructions. Fill in personal information: Full name, ID card number, email address, bank account number… Complete account registration.

Step #3: Verify information

Attach images of identification documents you have, clear portrait photos so the system can synchronize information.

Step #4: Choose a loan package

Depending on your capital needs, you choose the amount of money needed and the repayment term “Loan confirmation”.

Step #5: Disbursement

The system processes documents within 15 – 30 minutes. If approved, the loan will be credited to your account immediately.

Reviews Cashmum online Loan App Feedback

Cashmum review is rated 4.1 stars from clients in Philippines, no complaints. It is legit and safe to use, high limit and absolute information.

This lender is considered one of the loan apps with the most positive feedback today.

Cashmum loan repayment

Cashmum payment has many methods that you can choose from:

• Payment via M.Lhuillier, 7-Eleven…
• Payment via e-wallet such as: GCash, Coins…
• Transfer money to Cashmum’s bank account.

Compare Cashmum loan App Philippines with other loan apps

Comparison criteria	Cashmum	Fingertip lending corp	Pococash
Limits	5,000 – 20,000 pesos	2,000 – 12,000 pesos	1,000 – 100,000 pesos
Tenor	91 – 365 days	91 –  181 days	91 – 365 days
interest	max 18,25%/years	max 36%/year	15% – 36%/years
Age	18 – 60 years old	over 18 years old	18 – 60 years old
Review rate	90%	85%	83%

Sources: Refer to Sate Bank reporting and research.

Cashmum customer service

Cashmum complaints will be resolved via contact information:

• Email: cs@cashmum.ph
• Contact number: 09167417557
• Address: Legaspi Vill, 191 Salcedo, San Lorenzo, Makati City, Philippines.

FAQs

Here are some questions to answer about Cashmum:

Is Cashmum sec registered?

Cashmum is developed by CashMum Lending Investors Corp. with SEC Registration No. CS202102336 and certificate of authority no.3413. This application operates under the permission of the Philippine government. Therefore, you can completely rest assured if you choose to borrow money here.

How do I stop Cashmum harassment?

First, we must confirm that Cashmum does not harass customers. All customer information is kept confidential at the highest level. Cashmum staff only contacts you in case of loan pre-evaluation and payment reminders when you are overdue. You can completely rest assured about the level of customer information security here.

How to contact Cashmum complaints?

If you have any questions related to Cashmum’s loan, you can contact hotline 09167417557 or email cs@cashmum.ph. The customer care department is always open 24/7 and will answer all your questions.

In conclusion – Should you Apply to Cashmum App?

Cashmum is one of the most reputable loan apps in the Philippine financial market. Customers always come back after experiencing the service here once because:

• Loan information is transparent and clear.
• Professional and dedicated staff.
• Reputation is guaranteed by hundreds of thousands of successful loan approvals every day.
• No collateral required, no proof of income.
• Simple process.
• Quick disbursement.

Cashmum is a smart financial solution for every home, solving all money difficulties at any time.

Hopefully the information provided below has given you the best overview of this online loan application. Don’t forget to rate the article 5 stars and leave us more positive comments!