Cashspace Loan App Review PH: Legit? APK? Sec registered (2024)

Cashspace loan app review is legit or not? Interest rate? Maximum loan, Requirements? Harassment and complaints?

Retailasiaonline.com  will provide information about this App for customers wishing to borrow can refer to and consider in the following article.

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1. Sumarry of Cashspace loan app

✅ Review	⭐ Cashspace
✅ Guide to	⭐ Apply online to Cashspace PH loan
✅ Maximum Loan	⭐ 1000 – 25.000 Pesos
✅ Age	⭐ 18 – 70 years old
✅ Term	⭐ 2 – 4 months
✅ Interest rate	⭐ 1,3 %/month
✅ Requirements	⭐ National ID
✅ Pros	⭐ legit lending company
✅ Cons	⭐ Not have website
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Accepted
✅ Complaints	⭐ No
✅ Cashspace App dowload APK:	⭐ Link Here
✅ Hotline, Contact number	⭐ +632 8888 8888
✅ Harassment	⭐ By phone, email
✅ Sec registered	⭐ Yes

2. What is Cashspace?

Cashspace is a financial intermediary platform that focuses on providing consulting services and assisting customers to apply for loans online. By collecting and processing registration information from customers, Cashspace will suggest the most suitable loan packages from its financial partners, helping customers access the most suitable loan service, solve their financial needs quickly and simply.

3. Pros of Cashspace App

Cashspace Ph is a loan platform that offers the best and most reliable choice for customers with many notable advantages such as:

• Successfully assisted over 312K customers in finding the right loan for their financial needs.
• Thanks to the ability to analyze customer information accurately, they provides cash loan in Philippines proposals from reputable units, creating trust and ensuring service quality.
• The simple loan application process requires a Government ID and fast processing time, 15 minutes to process applications, helping customers save time and quickly receive loans.
• Customers do not need proof of income, do not have to mortgage property, do not need a guarantor.
• High loan app Philippines approval rate (over 97%), giving many customers the opportunity to borrow money successfully.
• They not only supports customers with good credit scores, but also provides loan solutions for customers with bad debts, expanding loan opportunities for all types of customers.
• Secure customer information, ensure all personal and financial data is protected in the best way.
• 0 interest loan App for first time.

4. Cons of Cashspace Loan App

They also has some benefits that should be noted, including:

• The cashspace maximum loan is 25,000 pesos, which is not as high as traditional sources of financing such as banks, limiting the ability to borrow large amounts of money for special financial needs.
• Shorter installment terms compared to loans from traditional banks, only 2 to 4 months, can put financial pressure on customers.
• Interest rates can be higher than with unsecured loans from traditional banks, which can affect your ability to repay and the total amount repaid during the loan process.

5. Cashspace PH interest rate

The interest rate for a quick loan at Cashspace depends on the lender you choose. Interest rates typically range from 12% to 36% per annum. Specific interest rates will be determined based on the customer’s personal and financial records and the specific conditions of each lender.

Customers need to carefully consider the interest rate before applying for a loan to be able to evaluate and manage the costs involved when borrowing money quickly at them.

6. Example of Cashspace interest rate calculation

Customers borrow Cashspace 10000 pesos for a term of 3 months with interest rate of 12% / year (ie 1% / month).

• The principal amount payable in 1 month is 10000 / 3 = 3333.33 pesos.
• The amount of interest payable in 1 month is 10000 x 1% = 100 pesos.
• The total amount payable in 1 month is 3433.33 pesos.

7. Cashspace loan requirements

Loan requirements at Cashspace are suitable for Filipino citizens, currently living and working in Philippine territory. Personal loan in Philippines need to be between the ages of 18 and 70 years old, and must have a job that provides a stable income.

To qualify for a loan, customers need a valid government-issued personal ID, along with a personal email address and phone number.

8. Guide to register Cashspace Loan Application Step-by-step

The process of applying for a loan and receiving disbursements at Cashspace is done simply and quickly with detailed steps as follows:

Step #1: Visit Cashspace’s Website

Visit the official

Cashspace Website

. At the homepage, you choose the loan amount that suits your purposes and needs.

Step #2: Fill in personal information

Complete the registration form, including full name, date of birth, phone number, email address and other necessary information required by the system.

Step #3: Get a loan proposal

Based on your application, CashSpace will provide appropriate loan proposals from lending partners. You can choose the most suitable loan package among the proposals and click the “Get Money” button to send your loan request to the lender for approval on the same day. The results of the review will be notified to you via SMS. After that, the quick loan money will be transferred directly to the bank account that you previously registered.

Cashspace review philippines and complaints

Cashspace Philippines is rated 4.5 on Google Play, no complaints, great option for anyone and here are some of reviews has helped thousands of people borrow money quickly and easily every day and receive highly appreciated feedback on the quality of service.

10. Cashspace loan repayment

Customers can repay a Cashspace loan through one of the following methods:

• Pay via e-banking on the online banking app.
• Pay on e-wallet applications such as GCash, Grabpay..
• Pay at payment centers such as 7-Eleven, SM Payment, Cebuana Lhillier.
• Pay by Bank Transfer over the counter or at an ATM.

Customers should pay attention to the payment date and payment amount to make the repayment on time, avoid incurring high penalty fees and Cashsapce harassment.

11. Compare Cashspace Loan App Philippines to Other App

Comparative criteria	Cashspace	Moca Moca Loan App	Soscredit
Limits	1000 – 25000 pesos	500 – 30000 peso	1000 – 25000 pesos
Tenor	2 – 4 months	3 – 6 months	3 – 12 months
Interest	1% – 3%/month	12%/month	12%/month
Age	18 – 70 years old	21 – 70 years old	20 – 70 years old
Browsing time	15 minutes	5 minutes	15 minutes
Rating review	8/10	8/10	8/10

Sources: Refer to Sate Bank reporting and research

Read more:

• Acom loan app review

12. Cashspace customer service

Cashspace is a trademark of Fininity Ltd company which is legally registered with registration number: 14523902. Contact address: Tartu Street 84a, Tallinn, 10112, EE.

13. FAQs – Cashspace PH

Is Cashspace legit?

Cashspace is a trademark of Fininity Ltd, and according to the information provided, it is legally registered with registration number 14523902. Cashspace is not a financial institution, bank or direct lender. Cashspace serves as a platform that helps create a connection between borrowers and trusted financial institutions. Some of Cashspace’s partners are Online Loans, Digido, Moneycat, Finbro..

How to pay Cashspace?

Customers can repay a Cashspace loan through one of the following methods:

• Pay via e-banking on the online banking app.
• Pay on e-wallet applications such as GCash, Grabpay..
• Pay at payment centers such as 7-Eleven, SM Payment, Cebuana Lhillier.
• Pay by Bank Transfer over the counter or at an ATM.

14. In conclusion

If you need to borrow money online quickly, Cashspace is the most prestigious, convenient and fast choice with the advantages of a simple registration process, disbursement in 15 minutes and no service fees.

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