Cashwill is a reputable online lending application in the Philippine financial market. If you urgently need some money to solve an urgent problem of the day. Without a doubt, this loan app is the optimal choice.
The article at retailasiaonline.com will prove your choice.
Contents
- Summary of Cashwill
- What is Cashwill?
- Pros of Cashwill App
- Cons of Cashwill Loan App
- Cashwill interest rate
- Example of Cashwill interest rate calculation
- Cashwill loan requirements
- Guide to register Cashwill Loan Application Step-by-step
- Reviews Cashwill online Loan App Feedback
- Cashwill loan repayment
- Compare Cashwill loan App Philippines with other loan apps
- Cashwill customer service
- FAQs – Cashwill Philippines
- In conclusion – Should you Apply to Cashwill App?
Summary of Cashwill
✅ Cashwill Review | ⭐ 3.7 star |
✅ Guide to | ⭐ Register to Cashwill loan app Philippines (PH) |
✅ Loan amount | ⭐ 3.000 – 150.000 Pesos |
✅ Age | ⭐ 18 – 55 years old |
✅ Term | ⭐ 3 – 24 months |
✅ Interest rate | ⭐ 0 % interest rate for first loan |
✅ Pros | ⭐ Online loan monthly payments in Philippines |
✅ Cons | ⭐ No Online loan guaranteed approval |
✅ Evaluate the effectiveness | ⭐ Good |
✅ Bad credit | ⭐ Allow |
✅ Feedback | ⭐ Read more in this article |
✅ Cashwill App download APK: | ⭐ Link Here |
What is Cashwill?
Cashwill is an online lending platform developed by First Quantum Financing Corporation. This form of unsecured lending has been around for a long time in the Philippines. However, recently it has become more popular because of the many outstanding advantages it brings to users. This online app is one of the pioneering applications in the field of peer-to-peer lending.
Pros of Cashwill App
Cashwill review brings superior benefits to users that not every loan app can have:
- The most competitive interest rates on the market.
- Beautiful interface, easy to use, user-friendly.
- Professional and attentive staff attitude, 24/7 service, including holidays.
- Quick approval, disbursement within 24 hours.
- Committed to protecting customer information.
- Simple process, easy conditions with just ID card.
- High approval rate.
- No need to mortgage assets, no guarantees from third parties.
Cons of Cashwill Loan App
Cashwill review app also has a few limitations that need to be overcome:
- The limit is not high, suitable for consumer loans.
- Short term, causing pressure to repay debt.
- Late payment penalties are quite high, causing interest to pile up on interest. Therefore, you should have a clear debt repayment plan.
Cashwill interest rate
The interest rate at Cashwill is about 2%/month, equivalent to 24%/year. This interest rate is quite attractive to borrowers. However, this is only a reference number.
Currently, the financial market is quite volatile. If you want to know the specific interest rate, you should rely on the loan amount, term as well as your credit score. These are factors that directly affect the interest rate you pay.
Example of Cashwill interest rate calculation
Example of Cashwill approval:
- Loan amount needed: 10,000 PHP.
- Term: 2 months.
- Interest rate: 2%/month.
- Interest payable: 10,000 x 2% x 2 = 400 PHP.
- Amount to pay: 10,000 + 400 = 10,400 PHP.
Cashwill loan requirements
Loan registration conditions at Cashwill are minimized, creating opportunities for borrowers to easily access capital:
- Philippine citizen, living and working here.
- Sufficient capacity for civil acts.
- Age from 21 years or older.
- Have a job that brings a stable source of income.
Guide to register Cashwill Loan Application Step-by-step
Many people choose to borrow money at Cashwill because of the easy registration process. All steps are done online with just one phone.
To apply for a loan, you just need to follow some simple steps:
Step #1: Install the official app on your mobile phone.
Visit Cashwill’s official website to download the application. Note, currently there are many fake websites, you need to be very careful to avoid being scammed by black credit organizations.
Step #2: Provide information
Use your current phone number to register for an account. Honestly declare personal information such as full name, email address, current job, etc.
Then verify the declared information by attaching images of identification documents: ID card, driver’s license, passport… All of these documents must be valid and legal.
Step #3: Choose a loan
The system will propose loan packages for you. Your job is to choose a loan that suits your needs. One piece of advice is to borrow as much money as you need, avoid borrowing more than you need, which is detrimental to your ability to repay the debt.
Step #4: Confirm loan
After reading and agreeing to the terms of the contract. Click confirm loan and wait for the application to be approved.
Step #5: Disbursement
The dossier will be pushed to the system awaiting appraisal. If approved, within 30 minutes, the disbursement will be in your account.
Reviews Cashwill online Loan App Feedback
Cashwill review is rated 3.7 stars from customers in Philippines, no harassment complaints. It is legit and safe, high support limit and absolute information.
Cashwill has received very good feedback from many users. Therefore, its position in the market is increasingly affirmed.
Cashwill loan repayment
Cashwill payment through many flexible channels:
- Transfer money directly to the app’s bank account.
- Payment via e-wallets.
- Pay cash at stores linked to the app.
Compare Cashwill loan App Philippines with other loan apps
Comparison criteria | Cashwill | Cocopeso | Pesocow |
Limits | 2,500 – 50,000 pesos | 3,500 – 10,000 pesos | 5,000 – 60,000 pesos |
Tenor | 910- 365 days | 91 – 360 days | 91 – 365 days |
interest | 24%/year | not exceed 26%/year | not exceed 15%/year |
Age | over 21 years old | over 20 years old | over 20 years old |
Review rate | 85% | 80% | 83% |
Sources: Refer to Sate Bank reporting and research.
Cashwill customer service
Cashwill complaints will be resolved via contact information:
- Email: help@cashwill.ph
- Address: North Penthouse Unit,12nd Floor,Marajo Tower,312 26th St.cor.4th Ave.Fort Bonifacio, Taguig City, Ncr, Fourth District, Philippines.
FAQs – Cashwill Philippines
Here are some questions to answer about Cashwill:
Is Cashwill sec registered?
Cashwill operates a legal lending business in the Philippines under the management of First Quantum Financing Corporation. App has SEC Registration No. CS201825674 and certificate of authority no. 1195. Currently, with a series of fraudulent and black credit institutions offering loans at exorbitant interest rates, you should choose reputable and trustworthy loan apps like Cashwill.
How to fight Cashwill harassment in the Philippines?
Cashwill does not cause trouble or inconvenience to customers. However, many fake black credit organizations use the name of the app to scam borrowers. Therefore, you need to be very careful, only borrow money from the official homepage of the application.
How to contact Cashwill complaints?
If you have any questions, please send them immediately to the email address help@cashwill.ph. Customer care service works 24/7 so we will thoroughly answer all your questions as soon as possible. With the motto “customer is king”, you will definitely be satisfied with Cashwill.
In conclusion – Should you Apply to Cashwill App?
Cashwill is holding market share in the Philippine financial market because:
- Diverse credit products.
- Short process, quick disbursement.
- Low interest rates.
- Loan support nationwide.
Cashwill has been asserting its position in the peer-to-peer lending market. If you are in need of a loan, consider this credit app. This will be one of your financial lifesavers worth trying.
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