CREZU Review Philippines Loan App Legit? Complaints?

Crezu Philippines is legit or not? Sec registered? Is there any Crezu complaints? Requirements and interest rate?

Please refer to the article about Crezu loan reviews summarized by retailasiaonline.com in detail below.

APPLY LOAN NOW

Crezu Loan Overview

✅ Crezu loan Review	⭐ 4.3 stars
✅ Guide to	⭐ Apply online loan to Crezu Philippines
✅ Loan amount	⭐ 1000 – 20.000 Pesos
✅ Age	⭐ 22 – 70 years old
✅ Term	⭐ 2 – 4 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ Many steps for registration
✅ Evaluate the effectiveness	⭐ Good
✅ Bad dept	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Crezu App dowload (APK):	⭐ Link Here
✅ Contact Number	⭐ 09376530921

What is Crezu?

Crezu is an ID-only online money lending application, developed by Fininity Ltd. Crezu acts as an intermediary between the borrower and the lending counterparty. Crezu will collect customers’ loan application information and suggest suitable loan partners. Crezu personal loans range from 1000 to 25000 pesos for terms from 61 to 120 days.

Pros of Crezu Philippines

• Financial services operate 24/7, no proof of income required, no collateral of valuable assets.
• Crezu legit processes the request almost instantly, suggesting the borrower in 5 minutes.
• The App will not consider a borrower’s credit history when approving a loan.
• The loan application procedure only requires a valid personal ID, a genuine bank account, using a computer or mobile phone connected to the internet.
• Crezu has provided loan assistance to more than 300 thousand customers and free service.
• High browsing rate of over 94%
• Support all citizens in the Philippine territory, absolute confidentiality of customer information.
• Zero interest loan App for the first loan.

Cons of Crezu Loan app

• The limit of Crezu loan is not too high, not suitable for the need to borrow large amounts of money.
• Short payment term for online loan in Philippines.
• Interest rates are higher than unsecured loans at traditional banks.

Crezu loan interest rate

Loan interest rates at Crezu.ph reivew range from 12% to 36% / year, depending on each loan package and borrower’s profile. Some loans enjoy 0% interest if new customers apply for loans for the first time.

Example of Crezu interest rate calculation

Customers apply for Crezu loan of 10000 pesos for a term of 3 months, interest rate of 12% / year (i.e. 1% / month).

• The principal amount payable in 1 month is: 10000 : 3 = 3333.3 pesos.
• The amount of interest payable in 1 month is: 10000 x 1% = 100 pesos.
• The total amount that customers have to repay in 1 month is: 3433.3 pesos.

Crezu loan requirements

When Crezu announces an application, customers must meet the conditions of being a Filipino citizen between the ages of 18 and 70 years old, have an active email, genuine phone number and have at least 1 valid personal ID.

Crezu first loan

For the first Crezu loan, the client needs to provide personal information and verify the ID matches the registered information. The system will suggest some of the most reputable and suitable lending partners within 5 minutes. Please choose the most suitable lender, register information and sign a contract to receive disbursements.

Crezu 2nd loan

2nd borrowers only need Crezu login. Personal information has been stored in the system. Crezu will immediately suggest some of the most suitable loan services.

Guide to Crezu Loan Application Step-by-step

Here are the steps to apply for a loan at Crezu loan:

Step #1: Go to Crezu’s loan application page

You can visit Crezu’s website via link:

Crezu Website

Step #2: Choose a loan limit

Drag the slider left and right to select the loan limit as needed. Then click “Request your loan”.

Step #3: Fill in the required information

Fill out Crezu’s inquiry form, including name, date of birth, phone number, email. Check and agree to the terms and conditions of loan application. Then click “Request your loan”

Step #4: Get the most relevant offers

As soon as filling in the information, the system will search and suggest some of the most suitable lenders. Customers should read information about the limit, term, approval rate and loan approval time of each lender and choose the right lender.

Click “get money” to apply for a loan. The approved loan will be notified by the system. The disbursed amount is transferred to the borrower’s bank account.

 

Reviews Crezu online Loan App Feedback

Crezu review is rated 4.3 stars from customers in Philippines, no complaints. It is legit and safe, low interest rate and simple requirement.

Over 86% of customers have borrowed at Crezu loan and continue to apply for loans again. Here are some Crezu loan reviews of customers.

Crezu repayment

Borrowers can pay Crezu loan flexibly in forms such as:

• Payment via bank transfer: The borrower will be provided with the account number of the lender then transfer the full amount to be paid according to the instructions.
• E-wallet payment: Borrowers can make loan payments on e-wallet applications such as GCash, ShopeePay.. just find the name of the Bills and fill in the loan invoice number.
• Cash payment at payment centers such as 7-Eleven, Palawan Express, bayad, MLhuillier, Cebuana Lhullier…

Compare Crezu Loan App Philippines with other Loan App

Comparative criteria	Crezu	Binixo	Digido
Limits	1000 – 25000 pesos	1000 – 30000 pesos	500 – 30000 peso
Interest	1% – 3%/month	12%/tháng	12%/tháng
Tenor	2 – 4 tháng	3 – 6 months	3 – 6 months
Age	18 – 70 tuổi	22 – 70 years old	21 – 70 years old
Browsing time	5 phút	10 minutes	5 minutes

Sources: Refer to Sate Bank reporting and research.

Crezu loan contact number

Công ty Fininity Ltd

Registration number: 14523902, address: Tartu Street 84a, Tallinn, 10112, Philippines.

Crezu loan contact number: 09376530921

FAQs – Crezu loan App in Philippines

Some questions about Crezu loan are answered in detail as follows:

Is Crezu loan legit?

Although Crezu is not certified by the Securities and Exchange Commission, Fininity Ltd, the company that built the Crezu online loan platform, operates legally with a registration number of 14523902. Customers can be completely confident with safety when applying for a loan at Crezu app.

Is Crezu SEC registered?

Crezu has not received an SEC registration because Crezu is not a financial institution, not a lender directly providing the loan. Crezu operates as an intermediary lender between people in need of super-fast online loans and online financial support companies.

What is Crezu loan?

Crezu online loan is an intermediary financial advisory unit developed by Fininity Ltd. Customers only need to fill in the information that the system requires. Depending on the borrower’s goals and needs, Crezu loan app will suggest suitable loans from reliable financial partners within just 2 minutes.

Finally

If you are in need of online loans, fast disbursement, Crezu loan will be one of the solutions to help you easily compare loan products from partners and choose the most suitable loan in a short time of only 2 minutes.

Rated 5 stars if the article was helpful. If you have any questions, please comment to be answered by the support team as quickly as possible!