FUNPERA Review Philippines loan app Legit? Harassment complaints

Funpera is one of the reputable lenders. You only need to register online with an owner’s ID and no collateral or proof of income. You can borrow 20,000 pesos with good interest rates and receive money in just 5 minutes.

Specific information about limits, terms, loan interest rates, how to register for loans, and how to contact for urgent complaints will be compiled and provided by Retailasiaonline.com in the article below.

Summary of Funpera

What is Funpera?

Funpera is an online personal loan product of DF Credit Lending Corporation, starting operations from 19 – Feb – 2020. Customers who only need to apply for a loan online and have a valid ID will have the opportunity to be approved for a loan from 1,000 to 20,000 pesos, payment term from 90 to 180 days.

Pros of Funpera App

Funpera reviews the outstanding advantages of the loan are:

• SEC registered, legally licensed.
• Fast loans do not need collateral, do not need to prove income, do not need a guarantor.
• Online registration only requires 1 valid ID, quick approval.
• Diverse payment channels.
• Public loan information is clear and transparent.
• Support even those with bad credit histories.
• Confidentiality of borrowers’ personal information.

Cons of Funpera loan app

Funpera app review has disadvantages such as:

• The amount that can be borrowed is not high.
• Short term.
• High interest rates, with service fees.

Funpera interest rate

Funpera lends money online at an average interest rate of 24% per year. After loan approval, the disbursement will deduct an additional 2% loan processing fee immediately before disbursement. Overdue payment will be subject to a penalty of 6% of the current balance

Example of Funpera interest rate calculation

Funpera approves 15,000 for 3 months with an interest rate of 2% / month.

• The amount of interest payable after 30 days is: 15,000 x 2% = 300 pesos.
• The principal amount to be contributed in 1 month is: 15.000 : 3 = 5.000 pesos
• The total amount payable after 30 days is:5,000 + 300 = 5,300 pesos.

Funpera requirements

Funpera requires borrowers to meet the condition that:

• Filipino nationality, over 21 years old.
• Have a stable job, with a minimum income of 10,000 pesos/month.
• A valid ID issued by the Government of the Philippines ( UMID, Passport, TIN, IBIG ID, Postal ID, OFW E-Card, PRC ID, driver’s license, voter’s ID,..)

Guide to register Funpera loan Application Step-by-step

Instructions for the steps to apply for a Funpera loan are as follows:

Step #1: Download the Funpera app

Open the Google Play app store. search for and download the Funpera app.

Install the app and apply for a loan account using your phone number, email, and password.

Step #2: Fill out the loan application

Choose loan limits and terms according to needs.

Fill in the loan application form in Funpera’s form.

Take a photo of your personal ID to verify the information.

Step #3: Approval and Disbursement

Consult interest rates and fees in advance before borrowing. Agree to the loan terms and conditions at Funpera.

Enter the OTP to confirm and submit the loan application.

Automatic approvals and same-day disbursements.

Reviews Funpera loan app feedback

Funpera review is rated 4.1 stars from customers in Philippines, no harassment complaints. It is legit and safe, high support limit and absolute information.

Funpera has nearly 4 years operating in the online finance industry in the Philippines, is considered a flexible loan application, automatic approval, receiving money in 5 minutes.

Funpera repayment

Funpera does not support online payments. Borrowers can pay through authorized partners such as GCash, 7-Eleven, RD Pawnshop, SM Department Store, Robinson’s Department, LBC Express, M.Lhuillier, Cebuana Lhuillier.

Compare Funpera loan app Philippines with other loan apps

Sources: Refer to Sate Bank reporting and research.

Funpera customer service

Funpera complaints through the following information:

• Email: hello@funpera.com
• Hotline: 09270023183
• Time work: 9AM to 5PM

FAQs – Funpera Philippines

Some questions about Fuse Lending:

Is Funpera legit?

Funpera is an online cash loan product of DF Credit Lending Corporation, launched from 19 – Feb – 2020. The company is SEC-registered, listed on the List of lending companies made public on https://www.sec.gov.ph/ website. SEC registration No. CS202002430 and certificate of authority No. 3244. The legal lender, which has addressed emergency financing needs for hundreds of thousands of customers.

How is Funpera harassment?

Online lending activities at Funpera comply with the law. All personal information of customers will be absolutely confidential and only used for lending purposes, not harassing borrowers. However, if you pay the loan on time, the lender will constantly call, email, send SMS to remind the debt.

How do Funpera complaints work?

All complaints and inquiries about Funpera’s loan service will be received via customer care email at hello@funpera.com email address. The lender will process and respond to the email within 2 to 3 business days. In addition, you can also call the hotline directly 09270023183 and get quick support every day of the week, between 9AM and 5PM.

In conclusion – Should you apply to Funpera app?

Hopefully, through this article, customers have a clear understanding of Funpera loan information and how to register and receive disbursements quickly. The limit can be supported from 1,000 to 24,000 pesos, tenors from 91 to 180 days, charged interest at 24% per year. You can choose to borrow in emergency situations, without financial proof, without collateral and quick disbursement in 10 minutes.

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