JUANHAND Loan App Review Online: Legit? Harassment? Requirements?

Juanhand Loan App review legit or not? first loan amount? interest rate? requirements? Harassment? How to pay using gcash and more…

All will be mentioned in this article written by retailasiaonline.com

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1. Summary of Juanhand Loan App

✅ Review	⭐ Juanhand Loan App
✅ Guide to	⭐ Apply a loan to Juanhand online Loan Philippines
✅ Maximum Loan	⭐ 1000 – 100.000 PHP
✅ Age	⭐ 20 – 65 years old
✅ Term	⭐ 1 – 36 months
✅ Interest rate	⭐ 9 – 12 % per month
✅ Requirements	⭐ National ID
✅ Pros	⭐ Easy login, no victim
✅ Cons	⭐ Have fee service
✅ Evaluate the effectiveness	⭐ Good
✅ Bad dept	⭐ Allow
✅ Harassment	⭐ By phone, email
✅ Legit	⭐ Yes
✅ Payment	⭐ GCash
✅ Contact Number	⭐ (02) 85390150
✅ Juanhand loan App Dowload	⭐ Link here
✅  Email address	⭐ cs@ph.juanhand.com

2. What is Juanhand Loan App?

JuanHand loan app is a company that uses financial technology to offer online loan goods to Filipinos. Its main goal is to help people who are neglected but have good credit. You can use your phone to get to this site for lending. Both Google Play and the App Store have this app.

3. Pros of Juanhand loan App

Here are some benefits after Juanhand loan app review:

• Convenience: Loan apps often make it easy to apply for and handle loans from your phone or tablet.
• Speed: They can speed up the process of getting a loan approved, so you can get money quickly when you need it.
• Accessibility: Many loan apps are available all the time, so you can apply for loans whenever you want.
• Transparency: Good loan apps make it clear what the interest rates, terms, and fees are. This makes the loan process more clear.
• Flexibility: Some apps give users flexible ways to pay back their loans, so they can choose terms that work for their finances.
• Credit Building: If you pay back loans on time through these apps, it can help your credit score.
• Security: Loan apps from reputable companies use encryption and other security steps to keep your personal and financial information safe.

4. Cons of Juanhand App

In addition to its many advantages, Tonik loan review Philippines also has a number of drawbacks.

• Restricted availability: Users outside of those countries may find it challenging to access the app because it is only available in a select few countries.
• Absence of features: Juanhand offers fewer features than other language learning applications, which may make it less helpful to certain users.
• Bad user interface: According to some users, the app’s user interface might be challenging to use efficiently since it is unclear and difficult to navigate.
• Restricted customer service: Juanhand offers very little customer service, which can make it challenging for customers to seek assistance when they need it.

5. Juanhand loan App interest rate

juanhand online loan’s interest rate is as follows generally: 9 – 12% monthly

• Furthermore: APR: 20%;
• Fee for transaction: PHP 0
• Service and sign-up fees: 10% to 20%
• The minimum and maximum cash loan terms are 91 and 180 days, respectively.

6. Example of Juanhand Loan Calculator

• Amount of Loan: Let us give you a hundred thousand Philippine Pesos (PHP).
• Interest Rate: A percentage is usually used to describe the annual interest rate. Assume for the purposes of this example that the Juanhand cash loan review has an annual interest rate of 10%.
• Loan Term: The time frame over which you will pay back the loan is known as the loan term. The loan period is one year if it is a one-year loan.

Determine the Annual Interest

You multiply the loan amount by the annual interest rate to determine the annual interest:

Loan Amount × Annual Interest Rate Equals Annual Interest

PHP 100,000 × 10% = PHP 10,000 is the annual interest rate.

Monthly Interest: Divide the annual interest by 12 (the number of months in a year) to determine the monthly interest for a one-year loan.

• Interest per Month = Interest per Year / 12
• 10% of Monthly Interest divided by 12 equals roughly PHP 833.33.

Monthly Payment: Repaying the principal (the loan amount) must also be taken into consideration when calculating your monthly payment. Here, the principle is being repaid over a 12-month period:

• Monthly Interest + Loan Amount / Loan Term equals the monthly payment.
• PHP 833.33 + (PHP 100,000 / 12) is the monthly payment.
• The monthly payment is roughly PHP 8,333.33.

Thus, in this case, your monthly payment would be roughly PHP 8,333.33 for a PHP 100,000 loan with a one-year term and a 10% annual interest rate.

7. Juanhand loan App requirements

Here are some of the most common needs for the Juanhand cash loan review:

• Age requirements: To use the app, users may have to be a certain age, usually 18 or older.
• Minimum Device Specifications: For the app to work well, users may need a certain version of the operating system and hardware features on their phones or tablets.
• Internet Connection: Most loan app in Philippines need access to real-time info, so they usually need a stable internet connection.
• Personal Information: For identity verification, users may need to give personal information like their name, contact information, and sometimes their social security number.
• Bank Account: Often, users have to link their bank account to make it easier to get loans and pay them back.
• Credit Score: Depending on how the app works, users may have to agree to a credit check or have a certain credit score to get loans.
• Documentation: For verification reasons, some apps may ask users to send in things like pay stubs or IDs.
• Consent to Share Data: Users may have to agree to share their data for credit reports and other reasons.
• Agree to Terms and Conditions: Users usually have to agree to the app’s terms and conditions, which include loan terms, interest rates, and repayment plans.

8. Juanhand maximum loan

General terms and conditions that apply to all borrowers about juanhand loan app:

•  The minimum amount of credit is 2,000 Philippine Pesos.
•  The maximum amount that can be charged is 50,000 PHP.

Juanhand first loan amount

The highest amount of money that Juanhand will lend out for their initial loan is $50,000.

Juanhand 2nd loan amount

The maximum amount that they can borrow for their second loan is $75,000.

9. Juanhand loan term

Juanhand loan app is a platform for peer-to-peer lending that provides borrowers with loans that have adaptable terms and reasonable interest rates.

The loan period for a Juanhand loan can be anything from 6 to 36 months long, depending on the amount that is borrowed as well as the borrower’s credit score.

10. How to loan in Juanhand App

Here are the steps you need to remember if you want to know how to apply loan in Juanhand loan app:

Step #1: Download the Juanhand Loan App

• Search for “Juanhand Loan App” and then download this app.
• Install the app, then start it up.

Step #2: Create an Account

• Open the Juanhand Loan app and sign up for an account.
• Most of the time, you’ll need to give your phone number and make a password.
• Juanhand loan could give you a verification code to your phone to prove who you are.

Step #3: Complete Your Profile

• After signing up, write your biography. This could involve sharing your name, birthdate, and location.
• To determine your creditworthiness, Tonik may request more information about your income and spending.

Step #4: Apply for a Loan

• After you fill out your profile, you can use the Juanhand app to ask for a loan.
• Enter the amount you want to borrow and choose how long you want the loan to last.

Step #5: Review and submit your application.

• If your application is accepted, the loan proceeds will be deposited into your digital wallet.
• You can also withdraw it at the cashier’s window.

11. Juanhand loan App reviews and Feedback

The process for using the Juanhand loan App to apply for a loan is quick and easy, in my opinion. Applicants can also find out right away if they are qualified for the requested loan amount by using the app, and they can get approved in minutes after filling out all of the necessary paperwork.

If you have a steady source of income and need a lot of money quickly, I think asking for a Juanhand loan could be a good option. To avoid problems with technology and bad service, however, you should be prepared for both.

Here’s an example of a Juanhand loan app review from a customer:

12. Juanhand loan payment

Here are some ways you might take when paying Juanhand online loan:

• Automatic Withdrawal: Payments are automatically deducted from your linked bank account.
• Online Payments: You can log in to an online portal or app to make payments manually.
• Check or Money Order: Some lenders accept traditional check or money order payments.
• In-Person Payments: Certain lenders have physical locations where you can make payments in person.
• Payment Apps: You may be able to use payment apps like PayPal or Venmo if supported.

13. Compare Juanhand loan App to other App

Loan App	Juanhand-online cash loan app	Mr Cash loan	Acom loan
Interest Rate	9 -12  per month	3.315% – 4.563% per month	10% – 20% per year
Loan Amount	Up to PHP 50,000	Up to PHP 500,000	Up to PHP 10,000
Loan Term	Up to 6 months	Up to 6 months	Up to 6 months

Sources: Refer to Sate Bank reporting and research

14. Juanhand loan contact number

Here are the contact for Juanhand cash loan:

• Phone number: (02) 85390150, 09190599918

• Email: cs@ph.juanhand.com.

• Address: WeFund Lending Corp.，16th floor, The Trade and Financial Tower, corner 7th Ave, Taguig, 1630 Metro Manila, Philippines

Read more:

• Loan app that accepts PhilHealth ID
• How to loan in Pag IBig.
• List of illegal online lending App Philippines

15. FAQs – Juanhand loan App review

For more information about Juanhand Loan App review, follow the frequently asked questions below:

Is Juanhand loan legit?

Yes, JuanHand is a legitimate company that has been operating in the Philippines for some time. The Securities and Exchange Commission (SEC) has given WeFund Lending Corporation, the company’s mother company, the registration number CS201825672. This number identifies the company as being registered with the SEC.

How to cancel a loan in Juanhand?

To get out of a loan in Juanhand, you can talk to your banker. They may want to know why you want to stop, and they may have certain rules in place. You could also think about changing or restructuring your loan to make it easier to pay off.

Is Juanhand still operating?

Yes, Juanhand is still in operation. A Google search shows that Juanhand is a popular online market in Vietnam that sells a wide range of goods like electronics, clothing, and home appliances. Juanhand is known for selling and providing services of good quality to its customers.

Is Juanhand safe?

Yes, you can shop on Juanhand, and it is a real and safe website. It has a good name, and Google has confirmed that it is a real seller. But, as with any online purchase, you should be careful and make sure you’re using a safe payment method to avoid an unpaid Juanhand loan.

How long does Juanhand loan take?

The amount of time it takes to get a JuanHand loan depends on the lender and the specifics of the loan application. After getting approved for a loan, it usually takes anywhere from a few days to a few weeks to get the money. It’s best to talk to the lender personally.

How to pay Juanhand loan using gcash?

Follow these steps to pay off a Juanhand loan with GCash: Open the GCash app and sign in to your account. Click the “Bill Payments” choice. Type in Juanhand’s loan account number, Juanhand loan id requirements. Type in the amount you want to pay back. Choose how you want to pay, such as by bank transfer or credit/debit card.

16. Conclusion

In general, Juanhand loan App is a mobile loan service that helps poor people all over the world, including the Philippines. With the this loan App, people without credit scores can ask for loans from their phones.

People with bad credit can get small loans quickly through the program because it looks at how and how much they spend on their cell phones. It offers loans with flexible interest rates, dates, and amounts.

One of the best things about this loan is that it is generally easier to get than a loan from a bank. Most of the time, you don’t have to go through a background check to get a loan in just a few minutes.