Kviku loan review app Philippines is legit or not? harassment, repayment, complaints, contact number? How to pay using gcash and more…

Retailasiaonline.com will review all in the article below.

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1. Summary of Kviku Loan

✅ Review	⭐ Kiviku loan app
✅ Guide to	⭐ Apply online loan to Kiviku Philippines
✅ Loan amount	⭐ 500 – 25.000 PHP
✅ Age	⭐ 18 – 65 years old
✅ Term	⭐ 60 – 180 days
✅ Interest rate	⭐ 1,2 %/month
✅ Pros	⭐ legit finance calculator, no complaints
✅ Cons	⭐ Not zero interest for first loan
✅ Evaluate the effectiveness	⭐ Good
✅ Bad dept	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Kiviku App dowload APK:	⭐ Link Here
✅ Contact number	⭐ 091284759032
✅ Kviku Harassment	⭐ By phone, email
✅ Registration number	⭐ CS201918702

2. What is Kviku?

Kviku is a fully automated online loan Philippines service developed by Kviku Lending Co.INC. Operates a 24/7, automatic approval system based on customer profile and credit history. Customers can borrow amounts from 500 to 25000 pesos. First-time borrowers can pay installments up to 2 months. Repeat borrowers can pay installments for a period of 6 months.

3. Pros of Kviku philippines

Kviku online loan App has supported thousands of customers with quick cash loans. Some advantages of:

• 100% online trading, loan support for any purpose.
• The registration procedure is simple, only at least 1 personal ID issued by the Government, no proof of income.
• Easily register anytime, anywhere, including outside office hours, or weekends, holidays.
• The loan is approved quickly, fast loan in 15 minutes, deposited directly into the borrower’s bank account.
• There are no service fees or hidden fees. Borrowers will know the exact amount to be paid as soon as they apply for a loan.
• Lawful operation, absolute confidentiality of personal information of borrowers.

4. Cons of Kviku Loan App

Besides, Kviku Philippines also has some disadvantages such as:

• The loan limit is not too high, only suitable for the need to borrow small amounts.
• Short loan term, maximum only 180 days.
• Not support student loan online in Philippines.

5. Kviku loan interest rate

The interest rate of Kviku finance loans averages about 0.16% per day. The specific applicable interest rate will depend on the personal profile, the borrower’s credit score and the amount to be borrowed.

6. Example of Kviku interest rate calculation

For example, customers apply for Kviku online loan app Philippines with an amount of 10000 pesos for a period of 2 months with an interest rate of 0.16% / day. Kviku loan calculator can be calculated as follows:

• The principal amount payable in one month is 5000 pesos.
• The amount of interest payable in a month is 10000 x 0.16% x 30 = 480 pesos.
• The total amount payable in one month is 5480 pesos.

7. Kviku loan requirements

Conditions for applying for a loan at Kviku loan are:

• Filipino citizens between 20 and 55 years old.
• Lending company in Phlippines require a valid Government-issued ID.
• The phone number used still works 2-way, not blocked.

Kviku first loan

Kviku’s first loan application will have to provide all personal information required by the system. After that, borrowers need to present at least 1 valid ID issued by the Government. Also you can provide additional payslip, ITR, COE, ID of the company. If you are self-employed or an enterprise, you can provide DTI for high and fast quota approval.

Kviku 2nd loan

Repeat loans at Kviku ph will only need to log back into your account, select the amount you want to borrow and submit a loan application. The loan will be approved automatically.

8. Guide to Kviku Loan Application Step-by-step

The steps to apply for a Kviku loan are as follows:

Step #1: Choose loan limit and duration

Go to the homepage of Kviku login via the following link:

Kviku Website

and choose the amount to borrow, the installment period according to personal needs.

Step #2: Fill in personal information

Fill in some personal information in Kviku’s application form. Information includes full name, date of birth, gender, ID number, email, phone number.

Check the box to agree to terms and conditions and click continue.

Step #3: Confirmation number

You will receive the code via SMS. Enter the code to verify your phone number. The system will notify the borrower’s loan and loan period.

Step #4: Money transfer

Enter the borrower’s own bank account information to receive the disbursement.

Step #5: Wait for disbursement

The system notifies the loan amount will be sent to the borrower’s bank account. It can take between 1-2 business days to receive the funds, depending on the borrower’s bank.

Step #6: Check Loan and Payment Information

You can check loan information easily just by logging into your personal account on web. The payment time, payment amount, payment information will be displayed in detail in the borrower’s account on the system.

Customers note to pay the loan on time to avoid being Kviku harassment.

See how Kviku spreads the application through the following video:

9. Reviews Kviku online Loan App Feedback

Kviku loan reviews are highly appreciated for the quality of service fast, reliable, convenient, easy to borrow, easy to browse.

Some good images of feedback are below:

10. Kviku loan repayment

There are 4 ways for Kviku payment:

• Option 1: Pay by bank card. Kviku sign in, select payment and select Dragonpay to pay the loan according to the link number.
• Option 2: Pay via bank transfer. Make a transfer to account number 100590307609, UnionBank, code SWIFT UBPHPHMM, account holder’s name KVIKU LENDING CO INC with the transfer content is “Repayment of loan contract No…”
• Option 3: Pay cash at payment centers such as GCash, Cebuana Lhuillier; LBC; Bayad Center;  Robinsons Beautiful’t. Store; SM Dep’t/Supermarket/Savemore Counter; ECPay; RD Pawnshop; 7/11 ( Dragonloans).
• Option 4: Pay by GCash, select DragonLoans.

11. Compare Kviku Loan App philippines with other Loan Apps

Comparative criteria	Kviku	Crezu	Digido
Limits	500 – 25000 pesos	1000 – 25000 pesos	500 – 30000 peso
Interest	4,8%/month	1% – 3%/month	12%/month
Term	2 – 6 months	2 – 4 months	3 – 6 months
Age	20 – 55 years old	18 – 70 years old	21 – 70 years old
Browsing time	5 minutes	5 minutes	5 minutes

Sources: Refer to Sate Bank reporting and research.

12. Kviku customer service

Kviku Lending Co., INC.

• Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines.
• Kviku loan contact number answers all Kviku complaints: 091284759032

13. FAQs – Kviku Loan App in Philippines

Some frequently asked questions about Kviku loan are answered as follows:

Is Kviku legit?

Yes. Kviku is a legitimate online lending platform developed by Kviku lending Co. Inc. Kviku is registered with the Securities and Exchange Commission (SEC), holds Certificate of Authority No. 3169 and NPC Registration No. PIC-001-791-2021. Lending activities at Kviku comply with legal regulations and absolute confidentiality of personal information.

How to pay Kviku loan?

Borrowers can repay the loan at Kviku in 1 of the following 4 ways:

• Option 1: Pay by bank card by link number.
• Option 2: Pay via bank transfer, to the account number of KVIKU LENDING CO INC at Union Bank.
• Option 3: Pay cash at payment centers such as Cebuana Lhuillier; LBC; Bayad Center;  Robinsons…
• Option 4: Pay with GCash.

How to pay Kviku using Gcash?

• Step 1: Go to GCash, select Pay bills
• Step 2: Choose Drangonloans
• Step 3: Enter the contract reference number, the amount to be paid, phone number, email.
• Step 4: Confirm payment information and complete the Kviku loan payment process. After payment, there will be a message or email from the system to notify the payment successfully.

Is Kviku SEC register?

Kviku is legally registered with the Securities and Exchange Commission (SEC)

from 9/1/2021 with registration number CS201918702. Kviku Lending Co., Inc. will operate as a lending finance company in the Philippines and comply with all provisions of Philippine law regarding online loan service.

14. In conclusion

When there is a need for online loans with not too high amounts, Kviku loan app Philippines can be one of the most prestigious and best loans, supporting customers to quickly solve their financial needs with low interest rates and simple procedures.

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