Top 15+ Online Lending Company in Bacolod City Ofw loan (2024)

In life, emergencies may arise that require cash resolution. Lending company in Bacolod City is lending partner that provide online loans with a simple procedure with only 1 valid ID.

Below is a list of best loan companies in Bacolod City, which has been compiled by Retailasiaonline.com and recommended the most reputable partners for borrowers’ reference.

Summary of lending company in Bacolod City

Top 10 best lending company in Bacolod City 2024

Refer to the list of best lending companies in Bacolod City reputable, easy to borrow easy to browse below:

#1. Lendpinoy – Lending company in Bacolod City

• Lendpinoy is a lending company in Bacolod City, developed since 2018 by AND Financing Corporation, registered with the SEC.
• A single-time payment package is a loan package with a one-time payment every 30 days, with a loan limit of 3,000 to 25,000 pesos. The loan will charge an additional 15% service fee.
• A term loan package is a term payment package, with a loan limit of 5,000 to 60,000 pesos, with a maturity of 3 months or 6 months. The loan charges interest rate of 6% / month.
• Borrowers are required to be Filipino citizens, 21 years old or older, working for more than 6 months, earning at least 15,000 pesos/month, living and working in areas such as Cavite, Rizal, Metro Manila, Bulacan.
• Address: Burgos Gatuslao Street, Bacolod City 6100, 1 Burgos Ave, Bacolod City, 6100 Negros Occidental, Philippines.
• Advantages: Easy to apply for fast loan 24/7, no hidden fees, simple registration procedure, quick approval.
• Disadvantages: Short term, must prove income.
• Efficiency rating: 9/10

#2. Pera247 – Online lending company in Bacolod City

• Pera247 is an online lending company in Bacolod City, which has been operating since 2017, has been legally licensed.
• New customers can borrow between 1,000 and 3,000 pesos, paid in 30 days.
• Old customers, reputable payments will be able to borrow up to 15,000 pesos, loan term from 72 to 100 days.
• Loan interest rate is about 0.83%/day, service fee 6%.
• Requires borrowers to be Filipino citizens, over 18 years old, have a valid ID, have a bank account or e-wallet.
• Address: MXP2+HM7, Corner North Dr. & San – Juan St., Sto. Niño Stop, Brgy. 2, Bacolod, 6100 Negros Occidental, Philippines.
• Pros: SEC registered, supports both bad debts, fast online registration in 5 minutes and borrower information security.
• Disadvantages: Low limit, short term.
• Effective rating: 8/10

#3. Fuse Lending – Personal lending company in Bacolod City hiring

• Fuse Lending is a personal lending company in Bacolod City hiring, operating since 2016, supporting fast online loans in 24 hours.
• The loan amount is quite high, from 300 to 300,000 pesos, the maximum payment term is 30 days.
• Loan interest rate 3.5%/day, late payment penalty fee 6%.
• Borrowers with Filipino citizenship, between 21 and 65 years old, have a valid ID, have a stable income.
• Address: Door 104, X.A. Esteban Building, Galio -Gattuso Sts., Bacolod, Negros Occidental, Philippines.
• Pros: Legal operation, no disclosure of information to 3rd parties, no collateral required, online registration and flexible payment.
• Cons: Short loan term, high interest rate.
• Effective rating: 8/10

#4. Vidalia – Philippines loan in Bacolod City without collateral

• Vidalia is an installment loan in Bacolod City without collateral, began supporting online cash lending in 2008, based on fintech.
• Various loan packages, such as small business, salary loans, personal loans, business loans.
• The amount of support is from 5,000 to 500,000 pesos, the payment term is from 2 to 12 months.
• Loan packages have interest rates from 4% to 6.5%/month, APR up to 185%/year, service fee 5%.
• Borrowers are required to be Filipino citizens, between 20 and 60 years old, earn at least 15,000 pesos, have a bill in the name of electricity/water or telephone payments, and have a valid ID.
• Address: Cyber Center I.T. Hub (M-08H) Lacson, Hernaez St, Bacolod, 6100 Negros Occidental, Philippines.
• Advantages: Legal operation, simple registration process, many loan packages can be selected according to needs, no hidden fees, receive money quickly in about 1 to 3 days.
• Disadvantages: No bad debt support, must prove income, have high service fees.
• Efficiency rating: 9/10

#5. Online Loans Pilipinas – OFW loan in Bacolod City with low interest

• Online Loans Pilipinas is an online loan in Bacolod with low interest, has been operating since 2017, has been certified to operate legally.
• New customers can borrow from 1,000 to 7,000 pesos, 7-day term, 0% interest rate
• Old customers can borrow up to 30,000 pesos, maximum term 30 days, interest rate 1% / day.
• There is an additional service charge, a late payment penalty of 500 pesos.
• Requires the borrower to be Filipino, between 18 and 20 years old, have a bank account, have a genuine ID.
• Address: MW6W+RRH, MFCR Building, Lacson Street, corner Henares Street, Bacolod, 6100 Negros Occidental, Philippines.
• Advantages: Legal, simple loan process, only need 1 valid ID, fast loan 24/7 anytime, anywhere, can extend more payment time, secure borrower information.
• Disadvantages: Short loan terms, high interest rates.
• Effective rating: 8/10

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Which lending company in Bacolod City to choose?

Lending company in Bacolod City is an online money lending partner that assists in quick financial settlement when urgent work arises that cannot borrow from anyone. You can refer to Vidalia or Fuse Lending, which are 2 reputable lending partners, high limits, competitive interest rates and receive same-day disbursements, no collateral required.

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