33+ Best Online Lending Company in Baguio City Ofw Loan (2024)

List of best lending company in Baguio City provide urgent financial assistance without face-to-face meetings, no proof of income.

In the article below, retailasiaonline.com will synthesize and review list of best lending companies in Baguio City for your reference and choice to use when necessary.

Summary of lending company in Baguio City

Top 10 Best Lending Company in Baguio City 2024

This is a list of best lending company in Baguio City:

#1. Soscredit – Lending company in Baguio City

• Soscredit is a lending company in Baguio city without collateral support platform operating since 2017 in the form of an intermediary connecting borrowers and financial partners.
• The first loan will be supported with a maximum limit of 10000 pesos, interest-free and fee-free offers for 62 days.
• The repeat loan will be borrowed in the amount of up to 25000 pesos, with installments of 3 to 12 months.
• APR interest rate is from 143% to 180%/year.
• Loan application conditions apply to Filipino nationals, from 20 to 70 years old, with stable income, with a bank account.
• Address: 99 Lakandula St. Baguio City, Benguet, 2600 Philippines.
• Advantages: Propose a reputable loan suitable for customers, no proof of income required. No service fee, loan approval in 5 minutes, can withdraw 1 part or all of the loan limit, can apply for multiple loans at the same time.
• Disadvantages: Low limit, high interest rate.
• Efficiency rating: 8/10

#2. Cashexpress – Online lending company in Baguio City

• Cashexpress is an online lending company in Baguio City, financial product of Cashexpress Philippines Financing Inc that has been legally registered since 2019.
• Loan limit from 1000 to 20000 pesos, repayment term from 7 to 14 days.
• The first loan has an interest rate of 0% for 7 days, the loan after payment in 14 days charges interest rate of 1% / day. Loans with terms of more than 14 days will charge an interest rate of 1.99% per day.
• Borrowers are required to be Filipino citizens between 21 and 70 years old, have 1 of 7 valid genuine IDs such as national ID, SSS, postal ID, PRC ID, passport, driver’s licence, UMID.
• Address: 4th Floor Manongdo Bldg.17 Private Road, Magsaysay Ave.Baguio City, Philippines.
• Pros: No appraisal, no financial proof required, automatic approval in 5 minutes, can extend payment time, secure borrower information.
• Cons: High limit, short term.
• Effective rating: 8/10

#3. Binixo – Personal loan company in Baguio City

• Binixo is a personal loan in Baguio City, not a bank or financial institution, just an intermediary platform that suggests suitable loans.
• The amount that can be borrowed is from 1000 to 25000 pesos, the loan term is from 3 to 12 months.
• New customers offer an interest rate of 0.01%. Returning customers bear interest rates from 4% to 916% per annum.
• It is required that the borrower is a Filipino citizen, over 18 years old and has a passport.
• Address: Governor Pack Road Cor Session Road, Brgy. Session Road Area, Baguio City, Philippines.
• Advantages: Simple loan conditions and procedures, online registration, automatic approval, bad debt support.
• Disadvantages: High interest rates, heavy overdue fines.
• Efficiency rating: 8/10

#4. Finloo – Philippines loan in Baguio city without collateral

• Finloo is a Philippines loan in Baguio City without collateral that uses technology to suggest suitable lending partners.
• Loan limit from 1000 to 25000 pesos, payment for a maximum term of 5 months.
• Loan interest rate from 143% to 180% / year and no service fee.
• Loan conditions are Filipino citizens over 18 years old, with genuine ID.
• Address: Justice Hall Bldg., Naguillan Road corner Abanao & Yandoc Sts, Baguio City, Benguet, Philippines.
• Advantages: Available nationwide, 24/7 support, no collateral required, simple application process, fast approval in 2 minutes, bad loans can also be borrowed.
• Disadvantages: Short term, high interest rate.
• Effective rating: 8/10

#5. Crezu – OFW loan in Baguio City with low interest

• Crezu is an OFW loan in Baguio City, a brand owned by Fininity Ltd, that assists in the compilation and comparison of reputable lending partners.
• Cash loan from 1000 to 25000 pesos, for terms of 2 to 4 months.
• The average loan interest rate is from 12% to 36% / year.
• The borrower must be living and working in the Philippines, between 18 and 70 years old.
• Address: 2nd Floor, Right Wing, City Hall Annex, City Hall Baguio City.
• Pros: Ofw lending company in Baguio City has supported more than 200 thousand loans, over 94% of applications have been approved, the average loan approval time is 14 minutes.
• Disadvantages: short term, low limit.
• Efficiency rating: 8/10

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Which lending company in Baguio City to choose?

If you are in need of a quick cash loan with a simple procedure, Kviku is the most reputable and trusted lending company in Baguio City. The maximum limit is up to 25000 pesos with preferential interest rate of only 0.16% per day.

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