List of Best Online Lending in Bicol City personal loan (2025)

Lending company in Bicol city is a financial partner providing online loans that operates 24/7. Borrowers only need to have an official ID and a bank account to apply for a loan of up to 500,000 pesos and receive money the same day.

Retailasiaonline.com recommends a list of best loan companies in Bicol city. Refer to the article below.

Summary of lending company in Bicol City

Top 10 best lending company in Bicol city 2025

You can refer to the list of best lending companies in Bicol city below:

#1. Funpera – Lending company in Bicol city

• Funpera is a lending company in Bicol city, developed by DF Credit Lending Corporation, registered with the SEC in 2020.
• Approve loans from 1,000 to 20,000 pesos, for a period of 3 to 6 months.
• Loan interest rate is 2%/month, loan processing fee is 2%, late payment penalty is 6%.
• Loan conditions: Filipino citizen, 21 years of age or older, with minimum income of 10,000 pesos/month, with valid ID.
• Address: Unit 14 Llanar Building Bonny Serrano, cor 10th Ave, Bicol city, Philippines.
• Advantages: Reputable, legal, no need to mortgage assets, simple procedures, bad debt support, quick approval, flexible payment through many different channels.
• Disadvantages: Low limit, short term, high interest rate, high service fee,
• Efficiency rating: 8/10

#2. Finbro – Online lending company in Bicol city

• Finbro is an online lending company in Bicol city, owned by SOFI Lending Inc, starting operations in 2019.
• New customers can get quick loans from 1,000 to 15,000 pesos, free of interest and fees for 30 days.
• Approved repeat loan maximum 50,000 pesos, installments from 1 to 12 months.
• Loan interest rates are only from 0.5% to 1.25%/day.
• Loan conditions: Filipino citizen, between 20 and 65 years old, with valid ID.
• Address: 2/f, Commercial Space Bldg, 600 Epifanio de los Santos Ave, Bicol city, Philippines.
• Pros: Legally registered, simple process, online registration anytime, anywhere, no need to prove income, automatic approval, quick disbursement in 5 minutes, incentives for new customers.
• Disadvantages: High interest rates, no bad debt support, processing fees.
• Effective rating: 9/10

#3. Uploan – Personal lending company in Bicol city hiring

• Uploan is a personal lending company in Bicol city hiring, developed by New Cross Credit Gate Ph Inc, registered with SEC since 2017.
• Loan limit is from 10,000 to 500,000 pesos, payment term is from 1 to 12 months.
• Loan interest rate from 0.95% to 1.5%/day, late payment fee 6%, early payment fee 4%.
• Loan conditions: Filipino citizens, over 18 years old, have official ID, can prove income.
• Address: 10th Avenue #129 2nd Floor Miramar Bldg, Bicol city, Philippines.
• Pros: Legal operation, 24/7 online support, simple loan procedures, no guarantor required, quick same-day disbursement, personal data security.
• Cons: No support for bad debt, requires proof of income, high interest rate.
• Effective rating: 8/10

#4. Cashalo – Philippines loan in Bicol city without collateral

• Cashalo is a Philippine loan in Bicol city without collateral, developed by Paloo Financing Inc, operating under Fintech technology, licensed to operate since 2018.
• Cashalo offers quick loans from 1,000 to 7,000 pesos, repayable in 15 to 45 days.
• Loan interest rates range from 3.95% to 25%/month.
• Loan conditions: Filipino citizens, over 21 years old, have a valid ID, have a stable income.
• Address: Valle Vista Building, Murphy, 185 Col. Bonny Serrano Ave, Bicol city, Philippines.
• Advantages: SEC registered, online home loan 24/24, no mortgage required, automatic approval in 10 minutes, fast disbursement, bad debt support, personal information security.
• Disadvantages: Low limit, short term, service fee.
• Efficiency rating: 8/10

#5. Peso Plus – Online loan in Bicol city with low interest

• Peso Plus is an online loan in Bicol city with low interest, an online financial product of Singularity Lending Inc, operating since 2017, legally licensed.
• Loan limit from 1,500 to 40,000 pesos, payable in 3 months to 12 months.
• Loan interest rates range from 16% to 50%/year, including service fees.
• Loan conditions: Filipino citizen, 18 to 60 years old, have valid ID, have stable income, have a bank account.
• Address: AMWSLAI Building, Bonny Serrano, cor 18th Ave, Murphy, Bicol city, Philippines.
• Advantages: Legal operations, flexible online loans, simple procedures, no financial proof required, no mortgage, quick approval and disbursement in 15 minutes, bad debt support, data security Whether.
• Disadvantages: High interest rates.
• Effective rating: 9/10

Read more: 10 Best of:

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Which lending company in Bicol city to choose?

Uploan is considered the top 1 most prestigious lending company in Bicol city in the market. You will get a quick loan of up to 500,000 pesos within 12 months with preferential interest rates from only 0.95%/day. The loan will support Filipino citizens over 18 years old, just need to have a valid ID issued by the Government.

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