Top 10 Best online Lending Company in Cebu City loan with low interest

Where to borrow money in Cebu? List of Best lending companies in Cebu City without collateral you can borrow. Simple or complex?

Retailasiaonline.com will compile the top 10 most reputable and fast disbursement online loan in the Cebu City.

Summary of lending company in Cebu City

List of lending companies in Cebu City 2024

Below is a list of online lending companies in Cebu City online loan with low interest rate:

#1. Digido – Online lending company in Cebu City

• Digido is an online lending company in Cebu City that provides financial solutions with a reputable automated lending system.
• The loan offered has a limit of 500 to 25000 pesos.
• Installment payment for terms of 3 – 4 – 5 – 6 months with an average interest rate of 11.9% / month (maximum APR 143%).
• New customers will receive interest-free offer for 7 days.
• Applicable to Filipino citizens from 21 to 70 years old.
• Address: lenders P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, Cebu City.
• Pros: Automatic service, no guarantee, over 90% of applications are approved, no hidden fees, fast approval, super fast disbursement.
• Cons: Interest rates are quite high.
• Efficiency rating: Pretty good.

#2. Finbro – Lending company Cebu City without collateral

• Finbro is a lending company Cebu City without collateral whose more than 98% of customers rated very satisfied with the quality of service.
• The loan amount varies between 1000 and 50000 pesos, the payment term is from 1 to 12 months.
• Loan service fee is about 9% of the loan amount, interest rate from 0.5% to 1.25% / day.
• First-time borrowers can borrow up to 15000 pesos, 0% interest.
• To apply for a loan, borrowers must be Filipino citizens between 20 and 65 years old with a stable income.
• Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Cebu City.
• Pros: Simple loan procedure, loan application processing in 10 minutes, fast disbursement within the day, higher loan limit than others.
• Cons: High service fees.
• Efficiency rating: Good.

#3. Pesoredee – Online loan in Cebu City

• Pesoredee is an online loan in Cebu city, whose registration number is SEC CS201804564
• Customers can borrow from 1000 to 30000 pesos, repayment terms from 3 to 6 months.
• The interest rate per month is 11.9% with a maximum APR of 143%. Interest-free offer on the first loan.
• The loan applies to Filipino nationals between 22 and 70 years old with a bank account or e-wallet.
• Address: Unit 204 Pacific Center Condominium, 33 San Miguel Ave, San Antonio, Cebu City.
• Pros: 24/7 support including holidays, fast disbursement in 5 minutes, can extend payment time by 14 days, only need 1 valid ID, no collateral required.
• Cons: High interest rates.
• Efficiency rating: Pretty good.

#4. Kviku – ATM Salary loan in Cebu City

• Kviku operates as an ATM Salary loan for companies in Cebu City.
• Borrowers can apply for loans from 500 to 25,000 pesos with an average interest rate of 0.16% per day.
• Loan terms for new customers are up to 60 days, for old customers it is up to 180 days.
• Those who can borrow are Filipino citizens between 20 and 55 years old with 1 valid ID, 2-way active phone number.
• Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Cebu City.
• Pros: Philippines ATM loan 1 day process Cebu, 100% online registration, same-day approval and disbursement, no hidden fees.
• Cons: Short-term loan period.
• Efficiency rating: Pretty good.

#5. Credify – Personal loan company in cebu city without collateral

• Credify provides personal loan company in Cebu city without collateral in just 2 minutes.
• Borrowers can choose an amount from 500 to 25000 pesos, flexible repayment for a period of 91 to 180 days.
• Interest rate from 0% to maximum 427%, no service charge.
• Loan assistance for Filipino customers over 18 years old.
• Address: Block 3 Lot, 11-A Cor Arayat, Anunas, Cebu City.
• Pros: Compare and suggest online loans in just 2 minutes, apply online anytime, anywhere.
• Cons: Only suggest loans, not directly lend.
• Effectiveness rating: Medium.

#6. Soscredit – OFW loan Cebu city

• Soscredit is one of loan companies in Cebu City that supports OFW loan services
• New customers can be approved for loans up to 7000 pesos, interest rate 0%.
• If the repayment is creditable, the customer can be approved for the next loan up to 25000 pesos.
• Payment term from 3 – 12 months, average APR 143%, maximum 180%.
• The loan applies to customers aged 20 and over.
• Address: New Cebu Coliseum Building, Sanciangko St, Cebu City.
• Pros: Review and disburse in 15 minutes, incentives for new customers.
• Cons: High loan interest rates.
• Effectiveness rating: Medium.

#7. Moneycat – Seaman’s loan in cebu city

• Moneycat is a Cebu lending corporation that provides a seaman’s loan service in Cebu city.
• Customers can borrow amounts from 500 to 20000 pesos, terms of 3-6 months.
• On average, interest rate is applied 11.9% / month, maximum APR 145%. Overdue interest 3%/day.
• First-time loan applicants will be able to get assistance ranging from 1000 to 3800 pesos, with no fees.
• Those who can borrow are Filipino citizens who are 22 years of age or older, have a stable income, have 1 valid ID and a genuine bank account.
• Address: Green Orkid, N Escario St, Cebu City.
• Pros Simple loan process, disbursement in 5 minutes, professional support staff,
• Cons: The interest rate is quite high.
• Efficiency rating: Pretty good.

#8. Unacash – Best loan company in Cebu

• Unacash is the best loan company in Cebu city that offers individual cash loans that only need 1 valid ID.
• Loan limit from 1000 to 50000 pesos with loan period can be from 2-6 months, APR interest rate is about 194% / year.
• Support borrowers aged 18 and over, with 1 valid ID.
• Address: Noel Tan Building, Colon Street, corner J. Climaco Street, 378 Colon St, Cebu City, Philippines.
• Pros: Cebu online loans with simple process, easy payment in many different ways.
• Cons: High interest rates
• Efficiency rating: Good.

#9. Zaimoo – Cash loan in Cebu for bad credit

• Zaimoo is one of the best Cebu lending companies that supports instant help, personal loan in Philippines, and long term.
• Borrowers can apply for loans from 1000 to 25000 pesos, the maximum can be up to 40000 pesos.
• Loan period from 2 months to 60 months, interest rate from 11.9% to 365%/year.
• New customers can borrow up to 15000 pesos, interest rate 0.01% for 14 days.
• Lending Cebu is open to Filipinos of mature age of 18 years and older.
• Address: 7WX2+556, Junquera St, Cebu City.
• Pros: Cebu online loans app, fast disbursement, long-term installment period.
• Cons: High interest rates.
• Efficiency rating: Pretty good.

#10. Binixo – Fast loan company in Cebu

• Binixo is one of best Cebu financing companies that disburses fast and operates legally.
• Loan limit from 1000 to 25000 pesos, payment period from 3 – 12 months.
• Annual loan interest rates range from 4% to 916%. The first loan has a preferential interest rate of 0.01%.
• Quick loan for customers over 18 years old, Filipinos.
• Address: 20F LKG Tower 6801 Ayala Avenue, Cebu City.
• Pros: 15-minute approval, 24/7 fast loan, preferential for first-time borrowers.
• Disadvantages: High interest rate, not too high limit.
• Efficiency rating: Pretty good.

Read more: 10 Best of :

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• Lending company in Tacloban City

Which lending company in Cebu City to choose?

When you have urgent financial needs, you can choose to borrow from a lending company in Cebu City such as Finbro or Unacash. These are 2 lenders with quite high loan limits, up to 50000 pesos. Support for customers over the age of 18 only needs 1 valid ID.

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