10+ Lending Company In CEBU City (Online Loan without collateral) 2023

Which lending company in Cebu City can you borrow? What is the lending application process in Cebu city? Simple or complex?

Retailasiaonline.com will compile the top 10 most reputable and fast disbursement online loan support lenders in the Cebu City area.

TOP 10 Reliable online loan company in CEBU City

Updated 06/2023

(Online Loan Application)

#1 1.000₱ - 25.000₱ Term: 3 - 12 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 20 - 70. (Receive money in 15 mins) APPLY ONLINE

#2 1.000₱ - 25.000₱ Term: 3 - 6 months. Interest rate: 0% for 7 days. Repayment: Monthly or End of term. Only ID Card required. Age: 21 - 70. (Receive money in 4 mins) APPLY ONLINE

#3 1.000PHP - 20.000PHP Term: 7 - 30 days. Interest rate: 0% for first loan. Repayment: End of term. Only ID Card required. Age: 21 - 70. (Receive money in 5 mins) APPLY ONLINE

#4 1.000PHP - 50.000PHP Term: 1 - 12 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 20 - 65. (Receive money in 10 mins) APPLY ONLINE

#5 500 PHP - 20.000 PHP Term: 7 - 180 days. Interest rate: 0% for first loan. Repayment: End of term. Only ID Card required. Age: 22 - 65. (Easy loan approval) APPLY ONLINE

#6 1.000₱ - 25.000₱ Term: 2 - 4 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 18 - 70. (Easy loan approval) APPLY ONLINE

#7 500PHP - 25.000PHP Term: 60 - 180 days. Interest rate: 1,2 %/month. Repayment: Monthly or End of term. Only ID Card required. Age: 18 - 65. (Receive money in 5 mins) APPLY ONLINE

#8 500 PHP - 25.000 PHP Term: 3 - 12 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 18 - 70. (Easy loan approval) APPLY ONLINE

#9 1.000₱ - 20.000₱ Term: 3 - 6 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 22 - 70. (Receive money in 10 mins) APPLY ONLINE

#10 1.000₱ - 25.000₱ Term: 2 - 4 months. Interest rate: 0% for first loan. Repayment: Monthly or End of term. Only ID Card required. Age: 18 - 70. (Easy loan approval) APPLY ONLINE

1. Summary of lending company in Cebu City

2. Top 10 lending companies in Cebu City online loan without collaterall 2023

Below is a list of lending companies in Cebu City online loan without collaterall:

#1. Digido – Lending company in Cebu City high limit

• Digido is known as a lending company in Cebu City that provides financial solutions with a reputable automated lending system.
• The loan offered has a limit of 500 to 25000 pesos.
• Installment payment for terms of 3 – 4 – 5 – 6 months with an average interest rate of 11.9% / month (maximum APR 143%).
• New customers will receive interest-free offer for 7 days.
• Applicable to Filipino citizens from 21 to 70 years old.
• Address: lenders P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, Cebu City.
• Pros: Automatic service, no guarantee, over 90% of applications are approved, no hidden fees, fast approval, super fast disbursement.
• Cons: Interest rates are quite high.
• Efficiency rating: Pretty good.

#2. Finbro – Lending company Cebu City without collateral

• Finbro is a lending company Cebu City without collateral whose more than 98% of customers rated very satisfied with the quality of service.
• The loan amount varies between 1000 and 50000 pesos, the payment term is from 1 to 12 months.
• Loan service fee is about 9% of the loan amount, interest rate from 0.5% to 1.25% / day.
• First-time borrowers can borrow up to 15000 pesos, 0% interest.
• To apply for a loan, borrowers must be Filipino citizens between 20 and 65 years old with a stable income.
• Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Cebu City.
• Pros: Simple loan procedure, loan application processing in 10 minutes, fast disbursement within the day, higher loan limit than others.
• Cons: High service fees.
• Efficiency rating: Good.

#3. Pesoredee – Legit lending company in Cebu City

• Pesoredee is an SEC-registered legit lending company in Cebu City, whose registration number is SEC CS201804564
• Customers can borrow from 1000 to 30000 pesos, repayment terms from 3 to 6 months.
• The interest rate per month is 11.9% with a maximum APR of 143%. Interest-free offer on the first loan.
• The loan applies to Filipino nationals between 22 and 70 years old with a bank account or e-wallet.
• Address: Unit 204 Pacific Center Condominium, 33 San Miguel Ave, Brgy. San Antonio, Cebu City.
• Pros: 24/7 support including holidays, fast disbursement in 5 minutes, can extend payment time by 14 days, only need 1 valid ID, no collateral required.
• Cons: High interest rates.
• Efficiency rating: Pretty good.

#4. Kviku loan for companies in Cebu City

• Kviku operates as an online bank loan for companies in Cebu City.
• Borrowers can apply for loans from 500 to 25,000 pesos with an average interest rate of 0.16% per day.
• Loan terms for new customers are up to 60 days, for old customers it is up to 180 days.
• Those who can borrow are Filipino citizens between 20 and 55 years old with 1 valid ID, 2-way active phone number.
• Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Cebu City.
• Pros: Simple procedure, 100% online registration, same-day approval and disbursement, no hidden fees.
• Cons: Short-term loan period.
• Efficiency rating: Pretty good.

#5. Loanonline – Compare loan lending companies in Cebu City most prestigious

• Loanonline compares loan lending companies in Cebu City in just 2 minutes.
• Borrowers can choose an amount from 500 to 25000 pesos, flexible repayment for a period of 91 to 180 days.
• Interest rate from 0% to maximum 427%, no service charge.
• Loan assistance for Filipino customers over 18 years old.
• Address: Block 3 Lot, 11-A Cor Arayat, Anunas, Cebu City.
• Pros: Compare and suggest online loans in just 2 minutes, apply online anytime, anywhere.
• Cons: Only suggest loans, not directly lend.
• Effectiveness rating: Medium.

#6. Soscredit – Top lending companies for personal loans in Cebu City

• Soscredit is one of loan lending companies in Cebu City that supports online lending services
• New customers can be approved for loans up to 7000 pesos, interest rate 0%.
• If the repayment is creditable, the customer can be approved for the next loan up to 25000 pesos.
• Payment term from 3 – 12 months, average APR 143%, maximum 180%.
• The loan applies to customers aged 20 and over.
• Address: Latvia, Saldus, Liela iela, Cebu City.
• Pros: Review and disburse in 15 minutes, incentives for new customers.
• Cons: High loan interest rates.
• Effectiveness rating: Medium.

#7. Moneycat – Cebu lending corporation

• Moneycat is a Cebu lending corporation that provides a super-fast online cash loan service in just 5 minutes.
• Customers can borrow amounts from 500 to 20000 pesos, terms of 3-6 months.
• On average, interest rate is applied 11.9% / month, maximum APR 145%. Overdue interest 3%/day.
• First-time loan applicants will be able to get assistance ranging from 1000 to 3800 pesos, with no fees.
• Those who can borrow are Filipino citizens who are 22 years of age or older, have a stable income, have 1 valid ID and a genuine bank account.
• Address: Unit 1701 Tycoon bldg Pearl Drive st. Cebu City.
• Pros Simple loan process, disbursement in 5 minutes, professional support staff,
• Cons: The interest rate is quite high.
• Efficiency rating: Pretty good.

#8. Unacash – Financing company in Cebu expedited disbursement

• Unacash is a financing company in Cebu that offers individual cash loans that only need 1 valid ID.
• Loan limit from 1000 to 50000 pesos with loan period can be from 2-6 months, APR interest rate is about 194% / year.
• Support borrowers aged 18 and over, with 1 valid ID.
• Address: lenders P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, Cebu City.
• Pros: Online loan, simple loan process, easy payment in many different ways.
• Cons: High interest rates
• Efficiency rating: Good.

#9. Zaimoo – Online loan company in Cebu City

• Zaimoo is an online loan company in Cebu City that supports instant help, personal loan, and long term.
• Borrowers can apply for loans from 1000 to 25000 pesos, the maximum can be up to 40000 pesos.
• Loan period from 2 months to 60 months, interest rate from 11.9% to 365%/year.
• New customers can borrow up to 15000 pesos, interest rate 0.01% for 14 days.
• Car loan company in Cebu is open to Filipinos of mature age of 18 years and older.
• Address: Armenia, Yerevan, Komitas, Toledo City Cebu.
• Pros: Online loan, fast disbursement, long-term installment period.
• Cons: High interest rates.
• Efficiency rating: Pretty good.

#10. Binixo – Fast loan company in Cebu City

• Binixo is a fast loan company in Cebu City that disburses fast and operates legally.
• Loan limit from 1000 to 25000 pesos, payment period from 3 – 12 months.
• Annual loan interest rates range from 4% to 916%. The first loan has a preferential interest rate of 0.01%.
• Quick loan for customers over 18 years old, Filipinos.
• Address: 20F LKG Tower 6801 Ayala Avenue, Cebu City.
• Pros: 15-minute approval, 24/7 fast loan, preferential for first-time borrowers.
• Disadvantages: High interest rate, not too high limit.
• Efficiency rating: Pretty good.

Read more: 10 Best of :

• lending company in Philippines.
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• Lending company in Valenzuela City.
• Lending company in Zamboanga City.
• Lending company in Quezon City.
• Lending company in Manila.

3. Which lending company in Cebu City to choose?

When you have urgent financial needs, you can choose to borrow from a lending company in Cebu City such as Finbro or Unacash. These are 2 lenders with quite high loan limits, up to 50000 pesos. Support for customers over the age of 18 only needs 1 valid ID. You can also refer to the ofw lending company in Cebu City.

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