19+ Best Online Lending Company in Legazpi City personal Loan (2025)

Lending company in Legazpi City is an effective financial solution for Filipinos who need urgent cash without complicated procedures. You just need to register online at home, receive money quickly 24/7 with an amount up to 50,000 pesos.

Retailasiaonline.com recommends a list of best loan companies in Legazpi City. Refer to the article below.

Summary of lending company in Legazpi City

Top 10 best lending company in Legazpi City 2025

You can refer to the list of best lending companies in Legazpi City below:

#1. Cashalo – Lending company in Legazpi City

• Cashalo is a lending company in Legazpi City, this is the personal lending online platform of Paloo Financing company, registered with SEC since 2018.
• Cashalo can support quick loans from 1,000 to 7,000 pesos.
• Payment within 15 to 45 days.
• Requires the borrower to have Philippine nationality, over 21 years old, and have a stable job.
• Address: Pecson Building, Rizal St, Barangay Cabangan, Legazpi City, 4500 Albay, Philippines.
• Advantages: Licensed to operate legally, online registration, simple process, automatic approval, quick disbursement in 10 minutes, bad debt support.
• Disadvantages: Low limit, short term, high interest rate.
• Efficiency rating: 8/10

#2. Goodloan – Online lending company in Legazpi City

• Goodloan is an online lending company in Legazpi City, a financial service of Kumquat Lending Inc, which has been licensed to operate legally since 2020.
• Goodloan allows borrowers to receive funds from 2,000 to 20,000 pesos.
• Loan term is from 3 to 6 months.
• Loan interest rates at Goodloan range from 3.5% to 14%/year, service fees are 2% to 5%.
• Requires borrowers to have Philippine citizenship, be between 18 and 60 years old, have at least 2 valid IDs, and have a stable job.
• Address: Tower Building 2, Landco Business Park, Barangay Capantawan, Legazpi City, 4500 Albay, Philippines.
• Pros: Legal operation, no need to prove income, no collateral, no hidden fees, no credit score review, personal information security, quick disbursement in 5 minutes.
• Disadvantages: Short term, low limit.
• Effective rating: 9/10

#3. PHPocket – Personal lending company in Legazpi City hiring

• PHPocket is a personal lending company in Legazpi City hiring, owned by MyCash Lending Investor Inc, operating legally since 2018.
• Customers can receive from 2,000 to 20,000 pesos.
• Repay debt within 3 to 4 months.
• PHPocket’s interest rate is from 1% to 3%/month.
• Requires borrowers to have Philippine citizenship, be between 22 and 60 years old, have a valid ID, have a stable income, and have a bank account.
• Address: Franca Calagos Building, Rizal St, Purok 4, Barangay Cabangan, Legazpi City, 4500 Albay, Philippines.
• Pros: SEC registered, simple loan procedure only requires 1 valid ID, bad debt support, no collateral required, approval and disbursement in 7 minutes, no transaction fees, renewable payment time.
• Disadvantages: Short term, low limit.
• Effective rating: 9/10

#4. TendoPay – Philippines loan in Legazpi City without collateral

• TendoPay is a Philippine loan in Legazpi City without collateral, providing loan services for installment purchases of Templetech Financing Corp, operating since 2018.
• Cooperate with famous partners such as Shopee, Lazada, Samsung, Macbook, Asus, HP. Xiao, Acer..
• You can advance money for purchases with a limit of 2,000 to 30,000 pesos.
• Refund period from 15 to 90 days.
• Loan interest rate is from 4% to 10%/month, 20% of product value must be paid in advance.
• Requires borrowers to be Filipino nationals, over 18 years old, and have official ID.
• Address: 2nd Floor Room 204 RICHMAR Bldg., Legazpi Port District, Legazpi City, Albay, Philippines.
• Advantages: Available nationwide, legal operation, 24/7 online registration, no proof of income, no hidden fees, support for bad debt, can increase installment limit.
• Disadvantages: Short term, high interest rate.
• Efficiency rating: 9/10

#5. Pera247 – Online loan in Legazpi City with low interest

• Pera247 is an online loan in Legazpi City with low interest, fast cash loans with 7 years of experience operating reputedly in the Philippine financial market.
• Pera247 will support limits from 1,000 to 15,000 pesos.
• The loan term lasts from 72 days to 100 days with an interest rate of 0.83%/day and a processing fee of 6%.
• New customers can only borrow a maximum of 3,000 pesos, payable after 30 days.
• Requires borrowers to have Philippine nationality, over 18 years old, have a valid ID, and have a bank account.
• Address: Room 303, 3rd Floor PVLB Building, 1 Peñaranda Street corner Rizal Street, Legazpi City, Albay, Peñaranda St, Legazpi Port District, Legazpi City, 4500 Albay, Philippines.
• Advantages: Operates legally, borrows online anytime, anywhere, no collateral required, bad debt support, personal data is secure, no guarantor needed.
• Disadvantages: High interest rates, high service fees, low limits, short terms.
• Effective rating: 8/10

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Which lending company in Legazpi City to choose?

Above is the list of online lending companies in Legazpi City in the Philippine market, operating 24/7 anytime, anywhere. In particular, you can refer to TendoPay loan service for support in purchasing goods in installments and paying later with a maximum limit of 30,000 pesos with only an interest rate of 4% to 10%/month at more than 100 stores of the partners.

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