TOP 10+ Best Online Lending Company Philippines without Collateral (2024)

Which is the best online lending company in the Philippines without collateral 2024? How to apply for a loan quickly with high approvability?

Check out the top 10 legit lenders in the Philippines compiled by retailasiaonline.com below.

Summary of lending company in the Philippines

Top 10 Lending Companies in the Philippines 2024

Below is a list of registered lending companies in the Philippines 2024 without collateral

#1. Digido – Online lending company in Philippines

• Digido is an online lending company in the Philippines, providing completely legal online financial services.
• Allows customers to borrow money from 1000 to 25000 pesos for a period of 3 to 6 months
• Interest rate of 11.9% per month (APR = 143%).
• For the first loan, customers can be approved for a maximum loan of 10000 pesos, interest-free for 7 days
• Support for Filipinos from 21 to 70 years old.
• Address: UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, Philippines.
• Pros: Online loan company in Philippines with fast disbursement 24/7, no financial proof required.
• Cons: The interest rate is quite high.
• Efficiency rating: Pretty good.

#2. Finbro – Cash lending company in Philippines with low interest

• Finbro is a cash lending company in Makati City with low interest.
• Support customers to borrow from 1000 to 50000 pesos.
• Payment period from 7 to 30 days with interest rate from only 0.16% / day.
• New customers can only approve up to 10,000 pesos and enjoy interest- and fee-free offers.
• Applicable to Filipino citizens from 20 to 65 years old with stable income.
• Address: Unit 1405 Philippine Tektite Stock Exchange San Antonio, Manila, Philippines.
• Pros: Quite high limit, reasonable interest rate, fast approval in 10 minutes, super fast disbursement to bank account or e-wallet, can extend payment time by 30 days.
• Cons: Short term.
• Efficiency rating: Good Philippines lending company.

#3. Credify – Online loan in Philippines

• Credify is the personal lending company in Philippines with no collateral offering a quick loan comparison service in 2 minutes.
• The loan amount ranges from 500 to 25000 pesos, and the installment term is from 3 to 12 months.
• APR from 0% to a maximum of 427%.
• Customers do not have to pay any service fees when applying for a loan.
• Customers are required to be at least loan for 18 years old, have a valid ID card.
• Address: 20F LKG Tower 6801 Ayala Avenue, Philippines.
• Pros: Online application process, simple procedure, fast loan suggestion, lending company Philippines with no service fee.
• Disadvantages: High loan interest rates.
• Efficiency rating: Medium.

#4. Soscredit – Salary loan in Philippines

• Soscredit is a salary loan in Philippines.
• First-time borrowers can apply for a loan from 1000 to 7000 pesos, 0% interest rate and no service fee for 62 days.
• Customers who apply for a loan again can borrow up to 25000 pesos.
• 3-12 month tenor with a maximum APR of 143%.
• Soscredit’s online loan system applies to customers from 20 to 70 years old.
• Address: Taguig City, Philippines.
• Pros: Fast disbursement in 15 minutes, flexible payment, high loan approval rate, loan company Philippines with 0% interest rate.
• Disadvantages: The loan interest rate is quite high.
• Efficiency rating: Pretty good.

#5. Cashexpress – Personal loan in Philippines

• Cashexpress an online loan in Philippines.
• Loan limit from 1000 – 20000 pesos for 14 days, interest rate per day is 1.99%.
• The first loan is supported up to 10000 pesos, interest-free for 7 days.
• Cashexpress applies to Filipino citizens between 21 and 70 years old.
• Address: Level 10-1 One Global Place 25th Street Cor, Quezon City, Philippines.
• Pros: Easy registration, quick approval, disbursement to bank account, can extend payment time.
• Cons: Online loans with monthly payments Philippines is short-term and high interest rates.
• Effectiveness rating: Medium.

#6. Cashspace – OFW loan company in Philippines without collateral

• Cashspace is an OFW loan company in Philippines that supports online loan products that are highly rated for their credibility and trustworthiness.
• Quick small business loan from 1000 to 25000 pesos, repayment in 7-30 days.
• Reasonable interest rate, only from 0.1% / day.
• Applicable to borrowers over 18 years old.
• Address: Tallina Street 84a, Zamboanga City, Philippines.
• Advantages: Support both bad debts, approval rate over 97%, fast approval in 5 minutes, simple procedures and preferential interest rates.
• Disadvantages: Short loan period.
• Efficiency rating: Pretty good.

#7. Zaimoo – Financing loan in Philippines

• Zaimoo is a financing loan in the Philippines that offers online loan, personal loan, and credit card products to provide financial assistance to customers.
• The limit can be borrowed from 1000 to 25000 pesos, the payment term is from 3 to 60 months.
• Interest rate from 11.9% – 365%/year.
• Those who can borrow must be Filipino citizens over the age of 18.
• Disbursements can be received via bank account, e-wallets or cash.
• Address: Armenia, Yerevan, Quezon City, Philippines.
• Advantages: Fast loan 24/7 anytime, anywhere, no collateral, no proof of income, super fast approval.
• Disadvantages: The limit is not high but the loan interest rate is quite high.
• Efficiency rating: Pretty good.

#8. Moneycat – Lending money in Philippines

• Moneycat an online lending company in Philippines that supports reputable online loan services.
• The amount of the loan can apply from 500 to 20000 pesos.
• Loan period is from 3 to 6 months with an average interest rate of 11.9%.month (maximum APR 145%).
• New customers are interest-free and free of charge.
• The loans apply to people living in the Philippines between 22 and 60 years old.
• Address: Unit 1701 Tycoon bldg Pearl Drive st, Zamboanga City, Philippines.
• Pros: Simple registration, quick support, professional advice.
• Disadvantages: Low limit, high interest rate.
• Efficiency rating: Pretty good.

#9. Vamo – Best lending company in Philippines

• Vamo is the best lending company in Philippines that has many years of experience in the market.
• Loan limits can range from 1000 to 30,000 pesos, however, new customers can only borrow up to 10,000 pesos.
• Loan terms range from 10 to 30 days.
• The vap rate applies 1.3% per day and an additional processing fee of 100 pesos.
• Vamo Philippines provides assistance to Filipino citizens between the ages of 20 and 65 years old.
• Advantages: Fast loan only needs ID card, high approval rate, super fast disbursement.
• Disadvantages: Lost service fees and high interest rates.
• Efficiency rating: Good.

#10. Crezu – Fast Cash loan in Philippines

• Crezu is a fast cash loan in the Philippines is a legitimate credit finance intermediary that connects borrowers and lenders.
• Crezu can approve loans from 1000 to 25000 pesos for a period of 61 to 120 days.
• Loan interest rates range from 12% to 36% per annum, depending on the borrower’s credit profile.
• Address: Talim Street 99a, Taguig City, Philippines.
• Support Filipino citizens from 18 years old to 60 years old.
• Advantages: Approval rate is over 94%, supports borrowers with bad debts, fast registration 24/24.
• Cons: Only suggest loans, not directly lend.
• Efficiency rating: Pretty good.

Read more: 10 Best of:

• Lending company in Manila
• Lending company in Baguio City
• Lending company in Cavite.
• Lending company in Baguio City
• Lending company in Cebu City.
• Lending company in Davao City
• Lending company in Makati City

Which Lending Company in Philippines to choose?

Finbro is best lending company in the Philippines that you can choose. This is a lender that lend higher limits than others, easy to pay flexibly by many different methods.

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