LENDPINOY Review Philippines loan App Legit? complaints? (2024)

What is Lendpinoy? Having more than 5 years of development in the market, up to now, it has supported hundreds of thousands of customers to receive cash quickly with simple procedures to be able to handle some urgent personal tasks.

Please follow Retailasiaonline.com article below.

Summary of Lendpinoy

What is Lendpinoy?

Lendpinoy is an online lending service on a mobile application, operating based on AI financial technology, developed by AND Financing Corporation since 2018. You can opt for a one-time loan (after 30 days) or a term loan (90 or 180 days) with a maximum loan limit of up to 60,000 pesos.

Pros of Lendpinoy App

Lendpinoy review has many advantages:

• SEC registered, certified to operate legally.
• 100% online loan, no face-to-face meeting. No collateral required, no guarantor.
• The loan procedure is simple, there is no need for much cumbersome paperwork, just a valid ID.
• No service fees, no hidden fees, get the full loan application amount.
• Instant approval and disbursement, receiving funds via bank account or e-wallet.

Cons of Lendpinoy loan app

Lendpinoy app review has some disadvantages:

• Short maturity.
• Requirements can prove work.

Lendpinoy interest rate

The single-time payment loan package has a limit of 3,000 to 25,000 pesos, paid after 30 days with a 15% service fee. Lendpinoy loan term packages have limits from 5,000 to 60,000 pesos, 3-month or 6-month terms with interest rates of 6% / month.

Example of Lendpinoy interest rate calculation

Lendpinoy approval 60,000 for 3 months with interest rate of 6% / month

• The amount of interest payable after 1 month is 60,000 x 6% = 3,600 pesos.
• The principal amount to be contributed in 1 month is: 60.000 : 3 = 20.000 pesos.
• The total amount payable in 1 month is: 20,000 + 3,600 = 23,600 pesos.

Lendpinoy loan requirements

Lendpinoy loan conditions are:

• Filipinos, over the age of 21, living in Metro Manila, Cavite, Laguna, Rizal or Bulacan.
• Worked in Metro Manila, worked for a minimum of more than 6 months.
• Minimum income of 15,000 pesos/month.
• Have a valid genuine ID such as UMID, PRC ID, passport, driver’s license, postal ID.

Guide to register Lendpinoy loan application Step-by-step

How to apply for a Lendpinoy through the following steps:

Step #1: Download Lendpinoy app

Go to the Appstore or Google Play to download the Lendpinoy application to your mobile phone and install via this link.

Step #2: Create an account

Enter your phone number and password to create an account or login if you have an account.

Step #3: Upload document

Fill in basic personal information and verify an ID

Step #4: Submit a loan application and wait for disbursement

Carefully read the loan terms and conditions.

Submit a loan application and wait for approval.

Receive approval and disbursement notifications via bank transfer

Reviews Lendpinoy online loan app feedback

Lendpinoy reviews is rated 3.6 stars from clients in Philippines, no complaints harassment. It is legit and safe to use, high support limit and absolute information.

Below are some feedbacks:

Lendpinoy loan repayment

The Lendpinoy payment methods are:

• Go to the app and select DA5 or BDO as payment options.
• Repay via Paymaya or GCash app.
• Pay at a 7-Eleven branch and use the CLiQQ app.

Compare Lendpinoy loan app Philippines with other loan apps

Sources: Refer to Sate Bank reporting and research.

Lendpinoy customer service

Lendpinoy complaints through the following information:

• Address: JP Rizal Street, Barangay Olympia, Makati City, Metro Manila, 1200, Philippines.
• Email: contact@lendpinoy.ph.
• Hotline: +63 917 877 5363 (Globe) or +63 961 660 0658 (Smart)

FAQs – Lendpinoy Philippines

Some frequently asked questions about Lendpinoy:

Is Lendpinoy legit?

Lendpinoy is the financial product of AND Financing Corporation, operating since 2018. The company is legally certified, SEC-registered with registration No. CS2018840930 and certificate of authority No. 1187. Borrowers can choose a 1-time payment loan or a term loan that suits their individual needs.

Is Lendpinoy harassment?

Lendpinoy has been certified to operate legally, complying with the data privacy laws of Philippine law. It means that borrowers will keep their personal information confidential, committed not to share information to 3rd parties. The lending partner only uses contact information, reference information to call to remind the debt in case the borrower is late in payment.

How to make Lendpinoy complaints?

Lendpinoy receives all complaints via email contact@lendpinoy.ph, resolved in 1 to 2 business days. In case you need urgent support, please contact the hotline +63 917 877 5363 (Globe) or +63 961 660 0658 (Smart). The staff will support 24/7, detailed instructions, and enthusiasm.

In conclusion – Should you apply to Lendpinoy app?

Lendpinoy is a reputable mobile loan application that has been operating for more than 5 years in the Philippine market. You can get a loan of up to 60,000 pesos, choose to pay once every 1 month or pay by term. This is an effective financial solution with competitive interest rates, no service fees, no hidden fees and fast disbursement.

Rated 5 stars if the article was helpful. Any questions about Lendpinoy you can leave a comment on, we will answer as quickly as possible.