OKPeso Review Philippines loan app legit? harassment complaints (2025)

What is the OKPeso? Is this loan app legit and sec registered?

You can find out more information about this application with retailasiaonline.com.

Summary of OKPeso Loan App

What is OKPeso?

OKPeso is an easy and fast hot money loan application trusted by many customers. Customers can borrow money on the online platform without having to meet face-to-face. The loan process is simple, borrowers only need to provide personal and financial information to assess credibility. Loan limit from 2000 to 20000 pesos for terms from 96 days to 365 days.

Pros of OKPeso App

OKPeso review has many advantages compared to traditional loan methods. Some of the main advantages are:

• The procedure is simple, only 1 valid personal ID issued by the government is required.
• Easily apply for online loan in the Philippines anytime, anywhere just need a mobile phone or laptop with an internet connection.
• Fast application browsing time.
• Receive disbursements to your bank account immediately after being approved for the loan and signing the online contract.
• Loan terms and conditions are clearly published on the homepage.

Cons of OKPeso Loan App

OKPeso review requires borrowers to download the app to their mobile phone and apply for a loan.

• The credit line of online loan App in Philippines is not too high.
• Borrowing interest rates are higher than traditional banks’ mortgage rates.
• Borrowers will incur additional service fees and payment fees.
• No online loan with monthly payment Philippines.

OKPeso interest rate

According to OKPeso, loan interest rates are quite preferential compared to other online loan applications in the market. Currently, the interest rate is about 24% / year.

Example of OKPeso interest rate calculation

Example of OKPeso approval:

• The principal amount payable in 1 month is: 12000/ 12 = 1000 pesos.
• The amount of interest payable in 1 month is: 12000 x 24% /12 = 240 pesos.
• The total amount payable in 1 month is 1240 pesos.

OKPeso loan requirements

To borrow money online at OKPeso loan app, you need to meet the conditions of being Filipino between the ages of 18 and 49, have valid identity documents, have a stable income, use a 2-way operating phone number.

Guide to register OKPeso Loan Application Step-by-step

The steps to apply for OKPeso loan are as follows:

Step #1: Download the OKPeso app

Borrowers download and install OKPeso app from Google Play Or App store to mobile phone.

Step #2: Register a loan account

Enter the phone number and enter the code sent by the system via SMS. Check box agrees to the terms and conditions of the OKPeso loan app.

Step #3: Article Personal Information

Fill in information about name, gender, birthday, current address, marital status, occupation, income, monthly living expenses, etc.

Step #4: Take a picture of your ID

Select the ID type, enter the ID number, and take a picture of the front, back of your ID.

Step #5: Select loan amount and loan period

Choose a loan limit from 2000 to 20000 pesos and the loan period can be 7 – 14 – 91 – 210 days. Select a payment channel. The summit then submits the loan application and awaits approval.

Reviews OKPeso online Loan App Feedback

OKPeso review is rated 3.2 stars from customers in Philippines, no harassment complaints. It is legit and safe, high support limit and absolute information.

OKPeso loan repayment

There are many ways for OKPeso to pay such as:

• Bank payment: Deposit money into our corporate bank account provided in the app, payment fee 55 pesos
• Pay via GCash, Coins: Open the app, click Pay Bill to access the Loan to Repay option. Payment fee 50 pesos.
• Pay via Paymaya, payment fee 21 pesos.
• Payment at M_Lhuiiller, ECPay: Visit M Lhuillier and fill out the refund form, payment fee 160 pesos.
• Pay at RD_Pawnshop, 7Elenven: Go to 7-Eleven and pay via CLiQQ machine or CLiQQ app, payment fee 110 pesos.

Compare OKPeso Loan App Philippines with Other Loan Apps

Sources: Refer to Sate Bank reporting and research.

OKPeso customer service

OKPeso complaints will be resolved via contact information:

• Email Address: service@okpeso.com Office
• Address: 11th Avenue Corner 39th Street Bonifacio Triangle The Fort Global City, Metro Manila, Philippines.

FAQs – OKPeso Philippines

Here are some questions to answer about OKPeso:

Is the OKPeso loan app legit?

OKPeso loan app is a legal online loan that has been licensed to borrow money through online financial services in compliance with the regulations and rights of the law. OKPeso loan must comply with regulations on interest rates, fees and loan conditions, providing clear and transparent information.

Is OKPeso SEC registered?

OKPeso is an online loan application developed by Codeblock Lending Inc. OKPeso’s financial performance was registered by The Securities and Exchange Commission SEC – a Government Agency Mandated to Regulate and Develop the Nigerian Capital Market. Company Registration No. CS201913681. Certificate of Authority No.3059.

How to pay OKPeso using GCash?

• Open the GCash app.
• Select the Pay Bills to access Loans option.
• Enter contract number, phone number, email, payment amount.
• The channel fee is 50 pesos.
• Note to pay on time to limit the case of being disturbed by OKPeso harassment and incur quite high late payment fees.

In conclusion – Should you Apply to OKPeso loan App?

OKPeso loan app is one of the new legal online loan apps launched in the Philippines, quickly solving customers’ financial needs, receiving money as soon as 2 to 24 hours.

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