PAGHIRAM Loan App Review Philippines legit or scam? Harassment?

Paghiram is a legitimate online financial product. You can receive 12,000 pesos, emergency support within 5 minutes, helping to resolve personal matters in a short time without requiring complicated procedures.

What are the loan conditions? Is there Paghiram harassment and complaints? Is applying for a loan complicated? Retailasiaonline.com will provide detailed instructions in the article below.

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Summary of Paghiram

✅ Paghiram Review	⭐ 4.3 star
✅ Guide to	⭐ Register to Paghiram loan app Philippines (PH)
✅ Loan amount	⭐ 3.000 – 12.000 Pesos
✅ Age	⭐ 18 – 65 years old
✅ Term	⭐ 7 – 28 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Paghiram App download APK:	⭐ Link Here

What is Paghiram?

Paghiram is an emergency online personal cash loan from MyCash Lending Investor Inc, established on November 12, 2018 and has a legal operating license. Credit limits range from 3,000 to 12,000 pesos and payable within 7 to 28 days.

Pros of Paghiram Loan App

Paghiram Loan review has many outstanding advantages:

• The company is SEC registered, certified to operate legally.
• Simple registration process. The procedure is quick and requires only valid identification documents.
• No collateral required, no proof of finances, no guarantor needed.
• Fast approval, same-day disbursement, No credit history considered, no service fees.
• Payment time can be extended.
• Has a 256-bit SSL security certificate, committed to absolute security of customers’ personal information.
• Easily manage loan information online through the phone application.

Cons of Paghiram loan app

Paghiram loan app reviews some notable disadvantages:

• Low loan limit
• The loan period is quite short.

Paghiram loan interest rate

Paghiram’s loan interest rate averages 0.2%/day. This is a fairly competitive interest rate, preferential for customers with good financial ability and good credit history.

Example of Paghiram loan interest rate calculation

Paghiram loan Ph approval 12,000 for 28 days with interest rate 0.2%/day

• The amount of interest payable after 28 days is: 12,000 x 0.2% x 28 = 672 pesos.
• Total amount to be paid within 28 days is: 12,000 + 672 = 12,672 pesos.

Paghiram loan requirements

Conditions for applying for a Paghiram loan are:

• Have Philippine nationality, from 18 to 60 years old.
• Have at least 1 valid ID issued by the Government.
• Have a stable income.
• Active phone number.

Guide to register Paghiram Loan application Step-by-step

Instructions on how to apply for a quick loan at Paghiram loan:

Step #1: Download the Paghiram app

Download the Paghiram application and install it on your phone.

Read and agree to the Privacy Policy.

Step #2: Sign up new account

Fill in the phone number and verification code sent via SMS.

Fill in the 6-digit password and register.

If you already have an account, just log in with the phone number and password you created.

Step #3: Fill in basic information

Fill in basic personal information as required by the lender such as email. facebook name, backup phone number, marital status, education background, reference contact…

Step #4: Identify authentication

Take portrait photos and front photo of ID card.

ID can be UMID, national ID, passport, SSS PRC, driving license, PAG iBIG, postal ID.

You can add optional certification such as payslip, staff card, employment certificate, business card.

Step#5: Submit application

Submit the approval application and wait for approval from the lending partner.

Reviews Paghiram loan app feedback

Paghiram review is rated 4.3 stars from clients in Philippines, no Paghiram harassment and complaints. It is legit and sec registered, not scam and good customer service.

Paghiram loan app has supported thousands of short-term loans for Filipinos with low interest rates, simple procedures and quick disbursement.

Paghiram loan repayment

The forms of Paghiram loan payment are:

• Pay online via electronic banking or e-wallet.
• Pay cash at partner Payment Centers such as 7-11.

Compare Paghiram loan app Philippines with other loan apps

Comparative criteria	Paghiram loan	Pesohere	PHPocket
Limits	3.000 – 12.000 pesos	3.600 – 10.000 pesos	1.000 – 30.000 pesos
Tenor	7 – 28 days	91 – 360 days	7 – 180 days
Interest	0,2%/day	0,9%/month	12% – 36%/month
Age	From 18 to 60 years old	Over 18 years old	From 18 to 71 years old
Browsing time	5 minutes	10 minutes	5 minutes

Sources: Refer to Sate Bank reporting and research.

Paghiram loan customer service

Paghiram loan Ph complaints are received through contact channels such as:

• Address: 1700 Diosdado Macapagal Blvd, Baclaran, Parañaque, Metro Manila, Philippines.
• Customer service number: +63 909 677 5484
• Email: csr@paghiram.ph
• Work time: 9:00 am – 18:00 pm (Monday – Friday)

FAQs

Below are some frequently asked questions about Paghiram loan service:

Is Paghiram legit?

Paghiram is a reputable and reliable loan, owned by MyCash Lending Investor Inc, established on November 12, 2018. MyCash company has registered with the SEC, listed in the list of lending companies at the link https://www.sec.gov.ph/lending-companies-and-financing-companies-2/ with registration No.CS201840987 and certificate of authority No.2814.

Is Paghiram harassment?

Customers who have borrowed at Paghiram confirm that this loan application will not harass customers in any form. If the borrower does not fulfill their payment obligations on time, they will receive polite text messages and calls reminding them of the debt and instructing them to pay quickly to avoid high penalty fees.

How to make Paghiram loan complaints?

Paghiram loan is a legal lending application that transparently discloses contact information so customers can request support when needed. You can contact to complain via hotline +63 909 677 5484 or email csr@paghiram.ph. Head office address at 1700 Diosdado Macapagal Blvd, Baclaran, Parañaque, Metro Manila, Philippines.

In conclusion – Should you apply to Paghiram loan app?

Paghiram loan provides financial support quickly, flexibly and conveniently, just register online within 5 minutes. You can receive up to 12,000 via bank transfer on the same day, payment after 7 days to 28 days with a competitive interest rate of only 0.2%/day.

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