PERA BAG Loan App Review Philippines Legit? Harassment?

Pera Bag is an online loan that provides emergency financial assistance without collateral. Borrowers just need to fill out the loan application form in 5 minutes and can receive a maximum amount of 20,000 pesos.

What is the interest rate on the loan? How to get a quick loan with a high approval rate? What is the contact information? Refer to the article of Retailasiaonline.com.

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Summary of Pera Bag

✅ Pera Bag Review	⭐ 3.5 stars
✅ Guide to	⭐ Register to Pera Bag loan app Philippines (PH)
✅ Loan amount	⭐ 5.000 – 20.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 3 – 6 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pera Bag App download APK:	⭐ Link Here

What is Pera Bag?

Pera Bag is an online platform provides professional, safe and reputable personal credit services. This is a product of Got-IT Lending Inc, registered with the SEC and certified to operate legally. Support loans for customers who need money urgently with limits from 5,000 pesos to 20,000 pesos for a period of 91 to 180 days.

Pros of Pera Bag App

Pera Bag review has many advantages such as:

Licensed to operate legally.
The online loan process is simple, short, and easy to follow.
Register quickly in 5 minutes, receive money after 30 minutes.
No need to mortgage assets, no need for a guarantor, no need to prove income.
The payment period can be extended by 5 days.
Safe, reputable, absolutely confidential personal information.

Cons of Pera Bag loan app

Pera Bag app reviews some disadvantages:

Loan limit is quite low.
Short term.

Pera Bag interest rate

Pera Bag’s annual interest rate ranges from 11% to 19.55%/year, averaging about 1.2%/month. First-time borrowers will receive a 0% interest rate for 30 days.

Example of Pera Bag interest rate calculation

Pera Bag Ph Approval 10,000 for 4 months with interest rate of 1.2%/month

The amount of interest payable after 1 month is: 10,000 x 1.2% = 120 pesos.
The principal amount contributed in 1 month is: 10,000 : 4 = 2,500 pesos.
Total amount to be paid in 1 month is: 2,500 + 120 = 2,620 pesos.

Pera Bag requirements

Pera Bag supports loans for customers who meet the following conditions:

Philippine citizen, over 18 years old.
Have a valid, valid, intact and clear ID.
Have a job with a stable income.

Guide to register Pera Bag application Step-by-step

Instructions on how to apply for a quick loan at Pera Bag:

Step #1: Download the Pera Bag app

Download and install the Pera Bag application from the CH Play app store.

Step #2: Apply for loan

Answer the lending partner’s questions, fill in personal information, work information, emergency contact person, receiving account information (bank account or E-wallet)

Upload a photo of your personal ID, portrait photo, water bill or gas bill to increase your chances of loan approval.

Step #3: Get loan

Check loan information one last time, submit the loan.

Automatic approval and disbursement in 30 minutes.

Reviews Pera Bag app feedback

Pera Bag review is rated 3.5 stars from clients in Philippines. It is legit and safe, not scam and good customer service.

Pera Bag is highly appreciated for its online financial services with simple procedures, automatic approval, and quick disbursement within the day.

Pera Bag repayment

Pera Bag payment is diverse and convenient with many different forms such as:

Payment via internet banking, via e-wallet.
Pay cash at payment partner counters such as 7-11.

Compare Pera Bag app Philippines with other loan apps

Comparative criteria	Pera Bag	Utang online	Quickcash
Limits	5.000 – 20.000 pesos	1.000 – 50.000 pesos	20.000 – 100.000 pesos
Tenor	91 – 180 days	6 – 18 months	3 – 18 months
Interest	11% – 19,55%/year	2,9% – 3,7%/month	0,16%/day
Age	Over 18 years old	From 18 to 65 years old	From 21 to 59 years old
Browsing time	5 minutes	24 hours	24 hours

Sources: Refer to Sate Bank reporting and research.

Pera Bag customer service

Pera Bag Ph complaints are received through contact channels such as:

Address: Ignition Venture Studio. North Penthouse Marajo Tower. 312.26th St. cor.4th Ave.BGC..Fort Bonifacio.TAGUIG CITY, NCR, FOURTH DISTRICT, Philippines.
Hotline: 09957567321.
Email: perabag.01@outlook.com

FAQs – Pera Bag Philippines

Below are some frequently asked questions about the Pera Bag loan service:

Is Pera Bag legit?

Pera Bag is a reputable, safe and transparent loan, developed by Got-IT Lending Inc since June 19, 2019. The company is SEC registered, has been licensed to operate legally with SEC registration No.CS201909840 and certificate of authority No.3006.

Is Pera Bag harassment?

Pera Bag is a reputable loan, does not commit any harassment or fraud, and complies with the provisions of the Philippine Banking and Finance Law. The borrower’s personal data will be encrypted and absolutely confidential, not used for other purposes, and not disclosed to third parties.

How to make Pera Bag complaints?

For any questions, concerns, or complaints that require support during the loan process at Pera Bag, borrowers can contact hotline 09957567321. In addition, you can send information via the customer care mailbox at email perabag.01@outlook.com. The lender will resolve within 1-2 working days.

In conclusion – Should you apply to Pera Bag app?

Pera Bag has been legally licensed to operate, is a reputable and trustworthy loan, operating since 2019. If customers need money urgently, they can quickly register to receive a maximum of 20,000 pesos, the repayment period is only from 3 to 6 months with a low interest rate of only 1.2%/month.

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5/5 - (3 votes)