PERA247 Review Philippines loan app legit? Harassment complaints

Pera247 is a lending corporation that provides an available online loan app, supporting to solve cash needs in case of emergency with a simple procedure.

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Summary of Pera247

✅ Pera247 Review	⭐ 3.4 star
✅ Guide to	⭐ Register to Pera247 loan app Philippines (PH)
✅ Loan amount	⭐ 5.000 – 30.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 91 – 180 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pera247 App download APK:	⭐ Link Here

What is Pera247?

Pera247 is a reputable financial company that offers emergency online loans, receiving money fast same day. The first loan will be borrowed between 1,000 and 3,000 pesos over a 30-day term. Recurring loans have a maximum limit of 15,000 pesos, loan terms of 72 to 100 days.

Pros of Pera247 App

Pera247 review advantages are:

• Legal operation, 100% online registration process.
• Loan conditions, terms, and information are public and transparent.
• Unsecured loan, no collateral, no guarantor.
• Regardless of credit history, people with bad debt histories can still apply for loans.
• Absolute confidentiality of the personal data provided by borrowers.

Cons of Pera247 loan app

Pera247 app review has disadvantages such as:

• Low limit, short term.
• High interest rates, additional loan application processing fees.

Pera247 interest rate

Pera247 offers fast loans with an average interest rate of 0.83% per day, accompanied by a 6% application processing fee.

Example of Pera247 interest rate calculation

Example of Pera247 approval:

• The amount of interest payable in 1 month is: 10,000 x 0.83% x 30 = 2490 pesos.
• The principal amount to be contributed in 1 month is: 10,000 : 2 = 5,000 pesos.
• The total amount payable after 30 days is: 5,000 + 2490 = 5,490 pesos.

Pera247 loan requirements

The requirements for Pera247 borrowers are:

• Filipino people, living in Philippine territory.
• Have a minimum of 1 valid Government-issued ID.
• Have an active genuine bank account.

Guide to register Pera247 Loan Application Step-by-step

Instructions on the steps to apply for Pera247 loan are as follows:

Step #1: Download the Pera247 loan application

Go to Google Play, find and download the Pera247 app.

Step #2: Apply for a loan account

Enter phone number. There will be a message from the lender sending the code. Enter verification code and submit.

Create password, password must contain at least 1 digit ( 0-9) and be at least 6 characters long.

Step #3: Loan details

Select loan amount, loan term. Refer to the interest rate, amount to be paid, service fee. Select Apply if it suits your personal needs and financial capabilities.

Step #4: Enter personal details

Fill in the information full name, address, job, income, contact person …

Step #5: Verify information

Upload a photo of your authentic ID and take a selfie to verify your personal information

Step #6: Wait for approval

Certification of the conditions and terms of the lender. Submit loan documents and wait for approval. Receive disbursements via same-day transfer.

Reviews Pera247 online loan app feedback

Pera247 review is rated 3.4 stars from customers in Philippines, no complaints harassment. It is legit and safe to use, high support limit and absolute information.

Pera247 loan app has a high approval rate, fast disbursement time, simple loan process and procedures.

Pera247 loan repayment

Pera247 payment methods are:

• Online payment via GCash e-wallet, payment status is updated instantly.
• Pay via Cliqq app at partner payment points such as 7-Eleven, Bayad Center, SM Bills, Cebuana Lhuillier, M Lhuillier. The payment status updates within 24 hours.

Compare Pera247 loan app Philippines with other loan apps

Comparative criteria	Pera247	PesoPlus	FunPera
Limits	1.000 – 15.000 pesos	3.000 – 300.000 pesos	3.000 – 60.000 pesos
Tenor	72 – 100 days	1 – 30 days	30 – 180 days
Interest	0,83%/day	3,5%/day	6%/month
Age	Over 21 years old	From 21 to 65 years old	Over 21 years old
Browsing time	15 minutes	10 minutes	10 minutes

Sources: Refer to Sate Bank reporting and research.

Pera247 customer service

Pera247 Ph complaints through the following information:

• Address: Unit 906, The Tower, Ayala Triangle, Makati City, Metro Manila, Philippines.
• Email: info@pera247.ph
• Hotline: 09219610721 – 09273348368
• Time work: 9AM to 6PM, from Monday to Friday.

FAQs – Pera247 Philippines

Some questions about Pera247:

Is Pera247 legit?

Pera247 Lending Corporation is an online loan financing company that started operating from 10/10/2017. Through checking the list of lending companies in https://www.sec.gov.ph/ website, Pera 247 has registered with the SEC with registration No.CS201734339 and Certificate of Authority No.2582.

Is Pera247 harassment?

Pera247 is SEC registered, complying with the law. The company commits not to harass borrowers, only to use the information to approve loans. If the borrower is late in payment, the lender will use the information to contact the debt reminder, but still within the standards allowed by Philippine law.

How to make Pera247 complaints?

Borrowers who have any complaints about loan service, disbursement or loan payment activities, can send support request information via email info@pera247.ph, resolved in 1 to 2 business days. Urgent requests can be contacted via hotline 09219610721 or 09273348368, receiving from 9AM to 6PM, 2nd to 6th weekdays.

In conclusion – Should you apply to Pera247 app?

Pera247 is a reputable online lending partner, having been operating for nearly 7 years in the Philippine market. The loan app provided financial assistance to Filipino residents, amounting to 1,000 to 15,000 pesos, payments within 72 to 100 days, and receiving money fast on the same day.