PeroLoan Review Philippines App Legit? Complaints Harassment

Peroloan is an intermediary service that helps borrowers receive recommendations for the most reputable and suitable lending partners in the Philippine market. You can get up to 25,000 pesos in just 2 minutes.

How to apply for a loan? Where to contact and complain? Are loan conditions and procedures complicated? All will be answered in detail by retailasiaonline.com in the following article.

Summary of Peroloan

What is Peroloan?

Peroloan is a website that aggregates and recommends available, fast and convenient online loans in the Philippines. This is a financial product developed by SIA JEFF company, allowing Filipinos over 18 years old to borrow quickly from 500 to 25,000 pesos, payment terms from 91 to 365 days, and quick approval in just 2 minutes.

Pros of Peroloan App

Peroloan reviews many advantages such as:

• The company has been certified to operate legally and comply with the law.
• No need to prove income, no guarantor required, no need to call for appraisal.
• You can choose the loan limit you want and flexible payment time to suit your personal financial ability.
• You can apply for a loan online on your phone or computer, and you can borrow at home without going to a bank counter.
• Those with bad debt and bad debt still have a chance to be approved for a loan, depending on the borrower’s history of late payments and current financial capacity.
• Automatic approval, quick disbursement within the day, support for urgently resolving personal matters that arise.
• The loan approval rate is quite high, over 96% of applications are approved for loans.
• Comply with privacy regulations, do not share personal information with third parties, absolutely secure thanks to 256-bit encryption technology.

Cons of Pero loan app

Peroloan app reviews some disadvantages to note such as:

• The loan amount is not too high, only suitable for personal spending needs.
• Short payment terms can cause financial pressure for borrowers.
• The interest rate is quite high, higher than unsecured loan interest rates at traditional banks.

Peroloan interest rate

The first loan at Peroloan will have a preferential interest rate of 0.01%. Repeat loans will have interest rates from 18% to 35%/month (maximum APR 427%/year), with no service fee. Interest rates will be determined depending on the borrower’s credit history, personal profile and income.

Example of Peroloan interest rate calculation

Peroloan Ph Approval 20,000 for 10 months with interest rate of 15%/month

• The amount of interest payable after 1 month is: 20,000 x 15% = 3,000 pesos.
• The principal amount contributed in 1 month is: 20,000 : 10 = 2,000 pesos.
• Total amount to be paid in 1 month is: 3,000 + 2,000 = 5,000 pesos.

Peroloan requirements

Conditions for applying for a loan are:

• Philippine citizen, over 18 years old.
• Have official ID such as passport, postal ID, NBI Clearance, TIN.
• You can add a salary slip or ITR income tax return or COE employment certificate… to increase your chances of being approved for a loan.

Guide to register Peroloan application Step-by-step

3 simple steps to apply for a quick loan at Peroloan are:

Step #1: Visit Peroloan’s homepage

Visit Peroloan website.

Drag the bar to select the desired loan limit and payment term according to personal financial ability.

Click on “Get loan offer”

Step #2: Sign up for account

Fill in your personal phone number and email, click to agree to the loan terms and conditions.

Continue to select “Register and proceed to see offers from loanoline”

Step #3: Receive offer

Consult recommended reputable lending partners and apply for a loan.

Reviews Peroloan app and feedback

Peroloan review is rated 4.5 stars from customers. It is a safe, reputable online loan, high support limit and absolute information security.

Peroloan repayment

Peroloan payment is flexible through many different methods such as:

• Payment via internet banking is connected through the loan registration account.
• Repay cash debt through some payment centers such as 7-11, Robinson’s Department, RD Pawnshop..
• Use payment services via e-wallet GCash, coins.ph,…

Compare Peroloan app Philippines with other loan apps

Sources: Refer to Sate Bank reporting and research.

Peroloan customer service

Peroloan Ph complaints through the following information:

• Address: Philippine Stock Exchange Centre, 3302-D, Tektite Tower West PH, Exchange Rd, Ortigas Center, San Antonio, 1605 Metro Manila, Philippines.
• Email: info@jeff-app.com

FAQs – Peroloan PH

Below are some frequently asked questions about Peroloan app:

Is Peroloan legit?

Peroloan is a reputable online loan service, developed by SIA JEFF company. The company first operated in the Republic of Latvia, legally registered with business code 43603085405. After a period of reputable operation, the company expanded its market in the Philippines, supporting direct loans. Top reputable routes in the market.

Is Peroloan harassment?

Up to now, after a long period of operation, Peroloan has absolutely no harassment of customers. The company is committed to protecting the borrower’s personal information thanks to 256-bit encryption technology, not disclosing information to third parties. All borrower information is only used for lending purposes and Payment reminder.

How to make Peroloan complaints?

Complaints and questions about Peroloan’s loan service, disbursement amount, term, interest rate, and payment method will be received directly via email address info@jeff-app.com. The support team will respond quickly, within 1 to 2 business days maximum. Currently the company does not have a contact hotline.

In conclusion – Should you apply to Peroloan app?

Peroloan is considered the leading reputable and trustworthy loan proposal service in the Philippine financial market. When you need money urgently, you just need to have the owner’s ID and register online to receive up to 25,000 pesos in 15 minutes.

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