PESOBOX Review Loan App Legit? Harassment Complaints (2024)

Do you know Pesobox? You’re having financial difficulties? Are you in urgent need of money? Bank loans have too many procedures, Pesobox is not a bad choice.

Follow the article at retailasiaonline.com to be more confident about this choice!

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Summary of Pesobox

✅ Pesobox Review	⭐ 4.2 star
✅ Guide to	⭐ Register to Pesobox Philippines (PH)
✅ Loan amount	⭐ 1.000 – 20.000 Pesos
✅ Age	⭐ 18 – 49 years old
✅ Term	⭐ 96 – 365 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pesobox App dowload APK:	⭐ Link Here

What is Pesobox?

Pesobox is a lending application deployed on the leading digital technology platform in the Philippines. You can borrow money anytime, anywhere with just a smartphone with an internet connection. This application provides financial support solutions throughout the Philippines.

Pros of Pesobox App

To gain a solid position in the current peer-to-peer lending market, Pesobox review is considered to bring many benefits to users:

• Friendly interface, simple operation, all customers can use it easily.
• Loan conditions are simple, not too strict, with only legal identification documents.
• No collateral required.
• This is a form of unsecured loan, no need to meet, saves time.
• The interest rate is considered by users to be lower than many other financial support applications.
• High loan approval rate.
• Flexible loan package.

Cons of Pesobox Loan App

Pesobox app review still has a few small shortcomings that need to be overcome to become more perfect:

• There is a service fee.
• High overdue payment penalties.
• The form of debt collection is quite strict.

Pesobox interest rate

Currently, the maximum interest rate of Pesobox is 24%/year. However, in addition to the loan interest rate, this application also collects a service fee of about 10% – 20%/loan.

If you borrow ₱20,000, but only receive ₱18,000, that means the service fee is ₱2,000. Therefore, you need to consider the exact amount of money you need to borrow so that financial problems can be resolved smoothly.

Example of Pesobox interest rate calculation

Example of Pesobox approval:

• Loan amount: ₱5000
• Loan term: 12 months.
• Interest rate 24%/year
• Total interest fee: ₱5000 * 24% = ₱1200
• 10% service fee: ₱5000 * 10% = ₱500
• Total refund amount : ₱ 1200 + ₱500 + ₱ 5000 = ₱ 6700
• Monthly repayment: ₱6700/12 = ₱558.34

Pesobox loan requirements

Conditions to successfully register for a loan at Pesobox are as follows:

• Age range from 18 – 49 years old.
• Have a current phone number.
• Valid identification documents.
• Have a stable income.
• No bad debt.

Guide to register Pesobox Loan Application Step-by-step

To successfully apply for an Pesobox, you can refer to the following process:

Step #1: Download the application

To download the Upeso application, visit loanapp.store. Enter the phone number you are using, the system will send an OTP code for you to open a loan account.

Step #2: Choose a loan package

Select loan amount and specific loan term. You should carefully consider the detailed loan package to avoid the burden of debt.

Complete loan application as required, provide necessary information according to the application.

Step #3: Wait for approval

After completing the application, you will need to wait a short time for the system to process and evaluate your application. This process takes about 17 minutes to 2 hours.

Note, the higher the loan amount, the longer the evaluation processing time.

Step #4: Disbursement

After the system returns results, your profile is approved. Within 15 minutes, the money will be returned to the account you previously registered.

Note: The application operates continuously 24/7, including holidays, so it can meet your capital needs at any time.

Step #5: Choose a repayment method

You need to plan and choose the repayment channel that is most convenient for you.

​Reviews Pesobox online Loan App Feedback

Pesobox review is rated 4.2 stars from clients in Philippines, no complaints harassment. It is legit, sec registered and safe to use.

Below is some user feedback after experiencing the Pesobox application:

Pesobox loan repayment

Pesobox payment can be made through many flexible channels:

• Payment via M Lhuillier returns form.
• Payment via CLiQQ machine or CLiQQ app at 7-Eleven.
• Payment via e-wallet: GCash, Coins, ECPAY.
• Payment via bank account at the loan contract.

Compare Pesobox loan App Philippines with other loan apps

Comparison criteria	Pesobox	Peranyo	Upeso
Limits	1.000 – 20.000 pesos	500 – 50.000 pesos	1.000 – 12.000 pesos
Tenor	96 – 365 days	3 – 12 months	91 – 180 days
interest	max 24% /years	10% – 30%/years	max 25% /years
Age	18 – 49 years old	22-55 years old	22 – 55 years old

Sources: Refer to Sate Bank reporting and research.

Pesobox customer service

Pesobox complaints will be resolved via contact information:

• Mobile phone number: +6329891042
• E-mail: arlinegibson29@gmail.com
• Address: 446 A P. Gomez St., 307 Quiapo, Manila, 1001 Metro Manila, Philippines.

FAQs – Pesobox Philippines

Here are some questions to answer about Pesobox:

Is Pesobox legit?

Pesobox is an online lending application licensed by the SEC to operate throughout the Philippines. Company registration number CS201918916 and rights certificate number 1253. This is a reputable and safe lending service, you can completely rest assured.

Has Pesobox harassment ever been reported by customers?

Since its inception, there has never been a phenomenon of Pesobox harassment. This application always upholds user security features, preventing customer information from being disclosed to third parties. The information processing system uses the most advanced technology today.

Whenever I want Pesobox complaints, where should I contact?

You can contact hotline +6329891042 or send email to arlinegibson29@gmail.com. We will answer all your questions as quickly as possible.

In conclusion – Should you Apply to Pesobox App?

Pesobox is trusted and chosen by many people because after many years of operation, it still maintains its position in the financial market because:

Competitive interest rates.

Professional and attentive staff attitude.

Loan information is transparent and clear.

Quick disbursement time, meeting hot loan needs.

Hopefully the information shared in this article has provided a more general overview of Pesobox. You will have more options for your future financial planning.

Don’t forget to leave a 5-star rating and more comments!