PesoCow Review Philippines loan app legit? Harassment complaints

Pesocow is considered one of the most reputable loan apps today in the Philippines. Are you in need of a loan? Are you wondering whether applying for a loan here is simple?

Let’s find answers with retailasiaonline.com!

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Summary of Pesocow

✅ Pesocow Review	⭐ 4.2 star
✅ Guide to	⭐ Register to Pesocow loan app Philippines (PH)
✅ Loan amount	⭐ 5.000 – 60.000 Pesos
✅ Age	⭐ 20 – 55 years old
✅ Term	⭐ 3 – 12 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pesocow App download APK:	⭐ Link Here

What is Pesocow?

Pesocow is a money lending application developed on a mobile platform, operating under the management of Populus Lending Corporation. Currently, this is a form of loan that is widely accepted by many users because of the convenience and speed it brings. All you need is a smartphone, money goes to your account immediately without having to meet face to face, and without cumbersome paperwork.

Pros of Pesocow App

Pesocow review possesses outstanding advantages that not every loan app has. That is the difference that affirms its position in the Philippine financial market:

• The interface is clear, easy to use, suitable for all customers.
• The registration process is simple, easy to operate, with few steps.
• Document procedures are minimized with only legal identification documents such as: ID card, passport, driver’s license…
• Low interest rate, competes well with online applications of the same type.
• No need to meet face to face, no need for guarantee from a third person.
• No mortgage of assets, no proof of income.
• Professional staff, dedicated to answering all customer questions
• Loan information is transparent and clear, all terms are shown on the loan contract.
• Flexible payment.

Cons of Pesocow Loan App

Pesocow review app still has a few limitations that need to be overcome:

• Although the interest rate is lower than other loan apps, it is still quite high compared to other traditional banks.
• There are service fees and late payment fees.
• In case of non-payment of debt, debt collection is quite strict, which can affect the life and work of you and your loved ones.

Pesocow interest rate

The special thing that attracts borrowers is that the interest rate in Pesocow is quite low. Currently, the annual interest rate does not exceed 15%. This is one of the apps with the lowest interest rates in the Philippines.

However, depending on each specific loan, you will calculate how much interest you will have to pay. In addition to interest, you also have to pay a service fee. This fee will be deducted directly from the disbursement amount you receive. If you borrow 2,000 PHP but receive 18,000 PHP, that means the missing 2,000 PHP is the service fee.

Example of Pesocow interest rate calculation

Example of Pesocow approval:

• Loan amount needed: 20,000 PHP.
• Term: 3 months.
• Interest rate: 15%/year.
• Service fee: 2,000 PHP.
• Disbursement amount: 18,000 PHP
• Interest payable: 20,000 x 15% x 3/12= 750 PHP.
• Amount to pay: 20,000 + 750 = 20,750 PHP.

Pesocow loan requirements

If users can meet the following minimum conditions, applying for a loan at Pesocow is completely simple:

• Customers are Filipino citizens and have full civil liability.
• Age over 20 years old.
• Have a stable job and source of income.
• Have a bank account to receive disbursement money.
• Phone number in use.
• Legal identification documents, intact, not torn.

Guide to register Pesocow Loan Application Step-by-step

The detailed loan registration process in Pesocow is as follows:

Step #1: Download and register an account

Pesocow application is developed and supported on mobile platforms. All phone operating systems are supported and this application is free to download.

After completing the download, use your phone number to register for an account.

Step #2: Provide personal information

To complete the account registration process, you need to provide personal information such as: full name, ID card number, email address, residential address, company, job, income, account number… Then, attach images of necessary documents to verify the information.

All of the above information will be completely confidential, you do not need to worry about data leaking to third parties.

Step #3: Choose a loan

The system will recommend loans that match your credit score. Please register for a loan package that suits your capital needs at that time as well as consider your financial capacity during the repayment period.

Step #4: Wait for approval and disbursement

Confirm your loan and wait for your application to be processed.

If your application is approved, within a few minutes, the disbursed amount will be transferred to the account you previously registered.

Reviews Pesocow online Loan App Feedback

Pesocow review is rated 4.2 stars from customers in Philippines, no harassment complaints. It is legit and safe, high support limit and absolute information.

Pesocow has been gaining the trust and expectations of many people. Therefore, many customers have experienced it and left impressive feedback.

Pesocow loan repayment

Applying for a loan is simple, Pesocow payment is also very easy:

• Transfer money via the application’s bank account. Note that you clearly write down your ID card number and loan contract number to avoid confusion.
• Payment through e-wallets such as Coins.Ph, Gcash, Loyal Wallet…
• Pay in cash at collection locations and locations linked to the application.

Compare Pesocow loan App Philippines with other loan apps

Comparison criteria	Pesocow	Fun Peso	Pesoonline
Limits	5,000 – 60,000 pesos	3,000 – 150,000 pesos	2,000 – 20,000 pesos
Tenor	91 – 365 days	3 – 24 months	91 – 120 days
interest	not exceed 15%/year	15% – 36%/year	1% – 36%/year
Age	over 20 years old	aged 18 years and older	18 – 50 years old
Review rate	85%	90%	90%

Sources: Refer to Sate Bank reporting and research.

Pesocow customer service

Pesocow complaints will be resolved via contact information:

• Email: cs@pesocow.cc / pesocowcs@yahoo.com
• Hours of Operation: Monday to Friday, 9:00am to 6:00pm.
• Address: 2XP7+RW9, Sitio Buli, Dakbayan sa Bogo, Lalawigan ng Cebu

FAQs – Pesocow Philippines

Here are some questions to answer about Pesocow:

Is Pesocow sec registered?

Pesocow conducts lending business under Populus Lending Corporation with SEC Registration No. CS201914390 and certificate of authority no.3066. With many years of operation in the financial field, this application is trusted and chosen by many people. Every day, hundreds of customers have successfully registered for loans here.

How do I stop Pesocow harassment?

There are many rumors about Pesocow causing trouble for customers. The answer is no. Customers who come to register for loans here receive dedicated and thoughtful care, ensuring their loans are safe. In case the app’s customer service calls you, it is only for the purpose of caring and asking about your financial problems, with no intention of causing trouble or affecting the customer’s personal life.

How to contact Pesocow complaints?

If you have any questions about Pesocow, you can send them directly to email address cs@pesocow.cc or pesocowcs@yahoo.com. Customer care department will support you anytime, anywhere, 24/7.

In conclusion – Should you Apply to Pesocow App?

Pesocow has truly become an indispensable friend for many people when facing urgent financial problems during the day because:

• Quick disbursement time, meeting urgent needs and hot loans.
• Nationwide support.
• Flexible term, suitable to each customer’s needs.

Pesocow is your smart financial solution. So why hesitate any longer? Sign up for a loan right away when you need access to capital.

Wishing you great financial capacity as well as success in future projects.

Don’t forget to leave 5-star reviews and comments for answers!