PESOPLUS Review App Harassment? Complaints? Sec registered? (2024)

What is Pesoplus? If you are over 18 years old, have a valid genuine ID and you are in urgent need of a loan, then Pesoplus is one of the effective solutions with a loan amount of up to 40,000 pesos.

Retailasiaonline.com guide the steps to apply for a Pesoplus loan app quickly and easily approved below.

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Summary of Peso plus

✅ Pesoplus Review	⭐ 3.9 star
✅ Guide to	⭐ Register to Pesoplus loan app Philippines (PH)
✅ Loan amount	⭐ 1.500 – 40.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 3 – 12 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Is Pesoplus Sec registered	⭐ Yes
✅ Harassment	⭐ Read more about feedbacks in this article
✅ Complaints	⭐ No

What is Pesoplus?

Pesoplus is a prestigious, flexible and convenient online loan application developed by Singularity Lending Inc from June 3, 2017. Customers can get loans from 1,500 to 40,000 pesos, pay within 91 to 365 days and easily receive money in 15 minutes just by registering online via the mobile app.

Pros of Pesoplus App

Pesoplus reviews outstanding advantages over many other loan applications on the market such as:

• Easy application installation, simple registration process, the procedure only requires 1 valid ID.
• No need to mortgage valuable property, no need to prove finances.
• Apply for a quick loan, automatic approval system, disbursement within 15 minutes.
• Flexible payment methods.
• It is possible to support bad debts as well.
• Personal information is kept confidential.

Cons of Pesoplus Loan App

Pesoplus app review has disadvantages such as:

• High interest rates, with service fees.

Pesoplus interest rate

Pesoplus APR annual interest rate ranges from 16% to 50% per annum and there are some additional service charges. The specific interest rate will depend on the borrower’s credit history, personal financial records.

Example of Pesoplus interest rate calculation

Pesoplus Approval 30,000 for 3 months with interest rate of 24% / year (equivalent to 2% / month):

• The principal amount payable in installments for 1 month is: 30,000 : 3 = 10,000 pesos.
• The amount of profit for 1 month is: 30,000 x 2% = 600 pesos.
• The total amount payable in 1 month is 10,000 + 600 = 10,600 pesos.

Pesoplus loan requirements

To apply for a Pesoplus loan, borrowers need to meet a number of conditions:

• Filipino citizens, between 18 and 60 years old.
• Have a bank account.
• Have a stable income.

Guide to register Pesoplus Loan Application Step-by-step

The 3 easy steps to apply for a quick loan at Cash Mart are:

Step #1: Download Pesoplus loan app

Download the Pesoplus app via the Appstore or Google Play.

Agree to the loan terms, loan terms, loan application.

Allow the app to make and manage phone calls, access your contacts.

Step #2: Apply for a loan account

Sign up for an account via phone number and password.

Step #3: Fill in personal information

Fill in your name, gender, date of birth, available loan, address, marital status, reference contact.

Step #4: Identify information

Select the ID type, enter the ID number, take pictures of the front and back of the ID to verify the information.

Step #5: Submit a loan approval application

Automatic approval system in 5 minutes. Fast disbursement within 15 to 30 minutes.

Reviews Pesoplus online Loan App Feedback

Pesoplus review is rated 3.9 stars from customers in Philippines. It is a reputable loan app, supporting fast loans with competitive interest rates, high approval rates and fast disbursement in 15 minutes.

Pesoplus loan repayment

Some forms of Pesoplus payment are:

• Make a bank transfer to a Pesoplus bank account.
• Online payment via e-wallets such as GCash, coins.ph …
• Pay cash at checkout counters such as 7-Eleven, Cebuana Lhuillier.

Compare Pesoplus loan app Philippines with other loan apps

Comparative criteria	Pesoplus	Uploan	Metrobank personal loan
Limits	1.500 – 40.000 pesos	10.000 – 500.000 pesos	20.000 – 1.000.000 pesos
Tenor	3 – 12 months	1 – 12 months	12 – 36 months
Interest	16% to 50%/year	0,95% – 1,5%/day	1,25% – 1,75%/month
Age	From 18 to 60 years old	Over 18 years old	From 21 to 65 years old
Browsing time	15 minutes	24 hours	7 days

Sources: Refer to Sate Bank reporting and research.

Pesoplus customer service

Pesoplus Ph complaints through the following information:

• Address: Aeon Center, Filinvest Corporate City, 1603, N Bridgeway, Alabang, Muntinlupa, Kalakhang Maynila, Philippines.
• Email: service@pesoplus.cc
• Hotline:+63 9663992245

FAQs – Pesoplus PH

Here are some frequently asked questions about Cash Mart:

Is Pesoplus legit?

Pesoplus is an online financial product of Singularity Lending Inc. established on June 3, 2021. This company has been legally licensed by the SEC, SEC registration No.2021060015436-59 and cert of authority No.L-21-0007-15. Loan information is public, transparent, absolutely confidential personal information of borrowers.

Is Pesoplus harassment?

The borrower’s personal information will be committed to confidentiality and will not be harassed. However, if customers are late in payment, and do not pay their debts on time, Pesoplus debt collectors will call continuously to remind them of payment, annoying even reference contacts. Therefore, before borrowing, you need to consider your financial capabilities, afford to pay on time.

How to make Pesoplus complaints?

Pesolus will receive complaint information via service@pesoplus.cc email. Borrowers can contact customer service via hotline +63 9663992245. The loan application will support 24/7, however, you should carefully read the loan conditions, terms and instructions to avoid unexpected risks.

In conclusion – Should you Apply to Pesoplus App?

Pesoplus is considered the leading online unsecured loan application in the Philippines market with a limit from 1,500 to 40,000 pesos, installment terms up to 1 year with interest rates from 16% to 50% / year. The loan only needs to have a genuine ID, no proof of income, approval and quick disbursement in 15 minutes.

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