PINOY PESO Review Loan app Legit? Harassment Complaints (2024)

What is Pinoy Peso? You need urgent money but the procedures at traditional banks are too cumbersome. Are you wondering whether Pinoy Peso loan app is legit enough?

Let’s learn about this loan app with retailasiaonline.com!

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Summary of Pinoy Peso

✅ Pinoy Peso Review	⭐ 3.7 star
✅ Guide to	⭐ Register to Pinoy Peso loan app Philippines (PH)
✅ Loan amount	⭐ 3.000 – 30.000 Pesos
✅ Age	⭐ 18 – 65 years old
✅ Term	⭐ 90 – 180 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pinoy Peso App download APK:	⭐ Link Here

What is Pinoy Peso?

Pinoy Peso is the most modern financial solution in the Philippines at this time. After a period of operation, it has provided better financial tools than conventional borrowing methods. Disbursement time is faster, loan conditions are not too strict, and application procedures are simple.

Pros of Pinoy Peso App

Pinoy Peso review gives users the most advanced technology experience, along with the best service quality on the market. Customers who register for loans here will be impressed by the advantages that are difficult to match with any other app:

• Easily check the loan status on the mobile application, then have a payment plan on time.
• Super fast application processing time, receive disbursement within the same day, meet the need for quick and urgent loans.
• Online lending platform, support anytime, anywhere, loan support at any time.
• The application is free to download and install on any operating system.
• Committed to protecting customer information.
• Diverse credit products, meeting the loan needs of all borrowers.
• Competitive interest rates on the market.
• No collateral required, no proof of income.

Cons of Pinoy Peso Loan App

Nothing is 100% perfect, so is the Pinoy Peso app review. It also has a few minor disadvantages:

• The loan limit is not too large, suitable for consumer loan needs.
• Short term, causing pressure to repay debt.
• There is a service fee.
• High overdue fines.
• Unsecured interest rates are higher than traditional banks but still quite competitive compared to online apps of the same type.

Pinoy Peso interest rate

Pinoy Peso is considered one of the loan apps with quite low interest rates in the online lending market in the Philippines. Normally, the annual interest rate will not exceed 44%, the minimum is 0%.

There are many factors that affect loan interest rates such as: details of the loan package, the borrower’s credit history, whether the loan documents are complete or not, financial market fluctuations at the time of the loan, and the bank’s policies. State bank…

Example of Pinoy Peso interest rate calculation

Example of Pinoy Peso approval:

• Loan amount needed: 5,000 PHP.
• Loan term: 90 days.
• Service fee: 20%
• Interest rate: 3%/month.
• Service fee amount: 20% x 5,000 = 1,000 PHP.
• Actual amount received: 5,000 – 1,000 = 4,000 PHP.
• Interest payable: 3% x 3 x 5,000 = 450 PHP.
• Total amount payable at the end of the term: 5,000 + 450 = 5,450 PHP.

Pinoy Peso loan requirements

The conditions for applying for a loan at Pinoy Peso are quite simple, most people can meet them easily:

• Filipino citizens, living and working in Philippine territory.
• Age range from 18 – 65 years old.
• No criminal record, full citizenship rights guaranteed.
• Have civil act capacity.
• Have full identification documents as prescribed by law.
• Have a stable job, ensuring the ability to repay debt.

Guide to register Pinoy Peso Loan Application Step-by-step

To successfully apply for a Pinoy Peso loan, follow the instructions below:

Step #1: Install the application on mobile

When developing the Pinoy Peso app, technicians paid attention to deploying it on all popular operating systems today, Android and iOS. You just need to go to Google Play or App Store, type in keywords and click download. This job is completely free.

Step #2: Register an account

If this is your first time coming to this loan app, you need to register an account with the account number you are using.

Step #3: Read the loan contract carefully

Once you have decided to register for a loan, you need to carefully read the loan terms and conditions on the contract. If you do not understand the terms clearly, please contact the operator directly for answers.

Step #4: Complete the loan application

Choose loan amount, repayment term, and owner’s bank account number. Then provide personal information as requested. The system will send a loan confirmation code by SMS to the phone number you registered. Confirm information, complete loan procedures.

Step #5: Wait for approval and disbursement

After your application is approved, the system will send an SMS confirming the loan status. Within 24 hours, the money will be disbursed to your bank account number.

​Reviews Pinoy Peso online Loan App Feedback

Pinoy Peso review is rated 3.7 stars from customers in Philippines, no harassment complaints. It is legit and safe, high support limit and absolute information.

Although it hasn’t been around for a long time, Pinoy Peso has brought positive experiences to users. That’s why customers who have used it leave positive feedback.

Pinoy Peso loan repayment

Pinoy Peso payment has many flexible payment channels:

• Payment via e-wallet.
• Transfer money via the app’s bank account number.
• Payment through affiliated stores.

Compare Pinoy Peso loan App Philippines with other loan apps

Comparison criteria	Pinoy Peso	Pesobox	Halika Cash
Limits	3,000 – 30,000 pesos	1.000 – 20.000 pesos	Max 10,000 pesos
Tenor	90 – 180 days	96 – 365 days	91 – 365 days
interest	max 44% /years	max 24% /years	max 36% /years
Age	18 – 65 years old	18 – 49 years old	18 – 60 years old
Review rate	85%	75%	80%

Sources: Refer to Sate Bank reporting and research.

Pinoy Peso customer service

Pinoy Peso complaints will be resolved via contact information:

Email: pinoypeso001@gmail.com

Phone number: +639150684397 and +639294822658

Address: Unit2704 27th floor. Tycoon Center Office Condominium Pearl Drive San Antonio Pasig, Philippines.

FAQs – Pinoy Peso Philippines

Here are some questions to answer about Pinoy Peso:

Is Pinoy Peso sec registered?

Pinoy Peso is an online lending application that operates legally in the Philippines (Registration No.CS201909928, Certificate of Authority 3007), under Inclusive Credit Lending Inc. This is one of the reputable financial institutions in the Philippines.

Is Pinoy Peso harassment safe?

Pinoy Peso has a security system that is safe for users. The App is committed to absolutely ensuring personal customer data. In addition, this application also builds trust with customers through transparency and clarity in loan information, interest rate information, and service fees.

Whenever I want Pinoy Peso complaints, where should I contact?

Please send any questions to the email address pinoypeso001@gmail.com or hotline +639150684397 and +639294822658. We have a 24/7 customer care team, ready to answer all your questions as soon as possible, with the customer first motto.

In conclusion – Should you Apply to Pinoy Peso App?

Pinoy Peso has affirmed its position in the financial market by:

• The most accurate credit score evaluation system.
• Professional and enthusiastic staff.
• Registration process is 100% online.

Pinoy Peso is a lifesaver for many people when they encounter financial problems that need to be resolved urgently.

Above is the most general information about this loan app. Hope it will help you in choosing your financial solution.

Wish you success and don’t forget to rate our article 5 stars!