POCOCASH Review Loan App Legit? Login website Philippines (2024)

Pococash is one of the most developed online lending applications in the Philippines. If you are in need of a quick loan to solve short-term financial risks, this is not a bad choice.

Retailasiaonline.com will accompany you to find out more useful information.

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Summary of Pococash

✅ Pococash Review	⭐ 4.6 star
✅ Guide to	⭐ Register to Pococash loan app Philippines (PH)
✅ Loan amount	⭐ 1.000 – 100.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 96 – 365 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Pococash App download APK:	⭐ Link Here

What is Pococash?

Pococash is a lending application developed on an online platform, launched in the Philippines. It provides online credit services without the need for face-to-face meetings or collateral. Currently, this form of loan is being widely accepted by users because of the benefits it brings. Fast process, simple documents.

Pros of Pococash App

The highlights that Pococash review brings to customers are the premise for it to have an increasingly solid position in today’s financial sector:

• Unsecured loan, no need to mortgage any assets.
• No need to meet face to face, no need to waste time going to the transaction office. You can borrow money right at home, anytime, anywhere, meeting your capital needs at any time.
• Only one of the following identification documents is needed: Driver’s License, GSIS, SSS, TIN, Passport, PRC, UMID, Postal ID, PhilHealth ID, Voters ID.
• The application approval process is quick within 15 – 30 minutes.
• Quick disbursement, meeting immediate financial worries.
• Professional and enthusiastic staff.
• Competitive interest rates in the industry.
• Maximum limit up to 100,000 PHP.

Cons of Pococash Loan App

Some minor disadvantages of Pococash review app are as follows:

• The interest rate is higher than the unsecured interest rate of traditional domestic banks.
• There is a service fee.
• High overdue fines.
• First-time customers are not approved for the highest limit.

Pococash interest rate

Current interest rates at Pococash range from 1.25% – 3%/month, equivalent to 15% – 36%/year. This is a fairly common interest rate at online loan apps.

However, this number is for reference only. Because each loan package, each customer will have a specific interest rate. It is based on factors such as limit, term, credit score of the borrower, and market fluctuations at that time.

Example of Pococash interest rate calculation

Example of Pococash approval:

• Loan amount needed: 10,000 PHP.
• Term: 12 months.
• Interest rate: 3%/month – 36%/year.
• Service fee: 500 PHP
• Actual amount received: 9,500 PHP
• Interest payable: 10,000 x 36%  = 3,600 PHP.
• Amount to pay: 10,000 + 3,600 = 13,600 PHP.

Pococash loan requirements

Conditions for successful registration at Pococash are as follows:

• Customers have Philippine nationality, live and work here.
• Age range from 18 – 60 years old.
• Valid identification documents.
• Have a job that generates a stable income.
• The phone number is still active.

Guide to register Pococash Loan Application Step-by-step

Pococash is known for the simplest and fastest loan registration process on the online loan platform today. The loan registration process is as follows:

Step #1: Download the application

Visit the official website, download the application to your phone. Note, all operating systems from Android to iOS are compatible with the app. You don’t need to worry about this.

Download and installation are both free.

Step #2: Register an account

Using the phone number you are using, register for an account. Be sure to provide honest and accurate personal information: Full name, email address, company address, bank account number, income…

Then, attach images of 2-sided ID card, clear portrait image, and some other documents proving income (if any).

Step #3: Choose a loan

Determine clearly the amount of money you need and the loan period. The system will calculate interest and total amount to be paid at the end of the period.

Step #4: Approval and disbursement

After registration, the application is transferred to the approval stage. Once approved, the money will be in your account within 30 minutes.

You should note and carefully monitor the repayment deadline to avoid overdue fees.

Reviews Pococash online Loan App Feedback

Pococash review is rated 4.6 stars from clients in Philippines, no complaints. It is legit and safe to use, high limit and absolute information.

Poco Cash is chosen by many customers and leaves very good feedback.

Pococash loan repayment

How to repay Pococash payment loan? There are many flexible payment channels for you to choose from:

• Pay through M.Lhuillier stores nationwide. Enter the payment form there.
• Pay at any 7-Eleven store via the CLiQQ app or CLiQQ payment terminal.
• Payment via e-wallet such as: GCash, Coins, choose to pay bills, select loan to repay.
• Transfer money to Pococash’s bank account.
• Visit ECPAY, fill in the return information in the form and wait for payment confirmation.

Compare Pococash loan App Philippines with other loan apps

Comparison criteria	Pococash	Fingertip lending corp	Pesoclick
Limits	1,000 – 100,000 pesos	2,000 – 12,000 pesos	2,000 – 20,000 pesos
Tenor	91 – 365 days	91 –  181 days	96 –  365 days
interest	15% – 36%/years	max 36%/year	max 24%/year
Age	18 – 60 years old	over 18 years old	18 – 49 years old
Review rate	83%	85%	75%

Sources: Refer to Sate Bank reporting and research.

Pococash customer service

Pococash complaints will be resolved via contact information:

• Email: steelemrcs@gmail.com
• Address: 12, 108 Dalupan St1, Sampaloc stream, Manila, 1008 Metro Manila, Philippines.

FAQs

Here are some questions to answer about Pococash:

Is Pococash sec registered?

Pococash operates under the management of Copperstone Lending Inc. with SEC Registration No. 2021050012959-04 and certificate of authority no.3454. This is a licensed lending application. Therefore, you can completely trust it. Applying for a loan here is safe and reliable.

Is Pococash harassment?

Pococash does not harass customers. This is a reputable online platform that has been affirmed in the financial market for many years. Therefore, there may be many black credit institutions, scamming Pococash’s reputation and stealing customer information, causing that annoying situation. You need to be very careful, only register on official websites.

How to contact Pococash complaints?

Please send all contact information to email address steelemrcs@gmail.com. You will have all your questions answered as soon as possible. This is also the advantage of Pococash, always listening and understanding customers.

In conclusion – Should you Apply to Pococash App?

Pococash is increasingly holding an important position in many people’s hearts because:

• Committed to protecting customer information.
• Every day, solving financial problems for hundreds, thousands of customers.
• Scope of support nationwide.
• No collateral required, no third-party guarantees.

Meet needs anytime, anywhere.

Pococash is the most reasonable short-term financial solution in the Philippine lending market at this time. If you are having trouble with money, consider this app. It certainly won’t disappoint you.

Thank you readers for following the article. Don’t forget to rate 5 stars and leave a comment for answers.