List of Sec Registered Loan App Online Lending Philippines (2024)

List of sec registered loan App 2024? How to apply for sec registered online lending companies?

Retailasiaonline.com would like to detail in the following article.

APPLY LOAN NOW

Summary of sec registered loan app

✅ List of sec registered loan app 2024	⭐ 1. Credify, 2. Binixo, 3. Crezu, 4. Finbro, 5. Moneycat
✅ Guide to	⭐ Apply for sec registered online lending companies 2024
✅ Loan amount	⭐ 2.000 – 50.000 pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 1 – 12 months
✅ Interest rate	⭐ 0 % interest loan app for first loan
✅ Pros	⭐ Fast approval
✅ Cons	⭐ Tax id number
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow

List of Sec registered online lending app 2024

Below is a list of sec registered online lending app in 2024:

No	Loan App Name	Sec Registration number
1	Tonik	CS202106084
2	9F Lending Philippines Incorporated	CS201904471
3	Acom loan	CS201724897
4	Armorak	CS201908271
5	Skyro	CS202109103
6	Madaloan	CS202003142
7	Kviku	CS202003178
8	Digido	CS201907260
9	Cashalo	CS201815120
10	Asiasource	CS201412567
11	Cashmart	CS201610084
12	Cashexpress	CS201951088
13	CEPAT Kredit	CS201909976
14	Yulon Finance	CS201806119
15	Yinshan Lending Inc	CS201900108
16	LoanChamp	CS201800494
17	Xlkash Lending	CS201917309
18	Juanhand	CS201825672
19	Honey Loan	2021030009095-02
20	Vidalia App	CS200813771
21	Vamo	CS20200000915
22	Upeso	CS201814908
23	PesoQ	CS201816691
24	FundEasy Website	CS200528016
25	Moca Moca	2021050012959-04
26	LendPinoy	CS201840930
27	Pesoclick	CS201904471
28	Mr Cash	2021070020530-12
29	Cashmum	CS202102336
30	Kpeso	CS201913681
31	Opeso	CS201913681
32	OKPeso	CS201913681
33	Zada Cash	2020090002200-05
34	Bloom Cash	2020090002200-05
35	Pesoforrest	2021050012959-04
36	Pococash	2021050012959-04
37	Blue Peso	2021050012959-04
38	Peso Buffet	2021050012959-04
39	Load Cash	2021050012959-04
40	Quickla	2021050012959-04
41	EasyPeso	CS201817516
42	Funpera	CS202002430
43	Unapay	CS202003056
44	Unacash	CS202003056
43	PesoGO	CS201911897
44	Microloan	CS201911897
45	Easycash	CS201001882
46	Halika Cash	2020100002616-030
47	Taga Cash	2020100002616-030
48	Pocketcash	CS201912383
49	Peranyo	CS201919994
50	Pondocash	CS201919994
51	Fast cash (Fcash)	CS201803813
52	Fido	CS201825101
53	Pitacash	CS201902369
54	Big Loan	2020070001053-00
55	Balikbayad	CS201516347
56	Loan Ranger	CS201516347
57	Billease	CS201516347
58	Valley loan	CS201915317
59	Lemon Loan	CS201826247
60	FT Lending	CS201910863
61	Go cash	CS201910863
62	Gcredit	CS201617622
63	Eagle Wallet	CS201909840
64	Pera Bag	CS201909840
65	Pera U bag	CS201909840
66	Grab Finance	CS201905977
67	My Home Credit	CS201301354
68	Peso Wallet	CS201910995
69	Credit Cash	CS201910995
70	CASH LOAN ONLINE ON-DEMAND	CS201905455
71	Cashme	CS201901197
72	Cashwow	CS201901197
73	EZLoan	CS201901197
74	Sukiloan	CS201901197
75	Direct Loan	2021080023709-02
76	Pinoy Peso	CS201909928
77	FreshApp	CS202011342
78	Insta Cash	CS202104554
79	Kusog Pera	CS201916669
80	SnaPera	CS201916669
81	Pesohaus	CS201915717
82	Pautang online	CS201916699
83	Pautang Peso	CS201916699
84	Ipeso	CS201914644
85	Pesoin	CS201914644
86	LuckyPeso	CS201912995
87	MayPera	CS201912995
88	MiPeso	CS201912995
89	PeraMoo	CS201918391
90	Peso Cash Loan	CS201917209
91	Mabilis Cash	CS201907662
92	Pesoloan	CS201824008
93	MF cash	CS201951287
94	Credit Peso	CS201951287
95	Peso loan mart	CS201951287
96	Cash Baka	CS201951287
97	Go Peso	CS201951287
98	Instant Loan	CS201951287
99	Timely Loan	CS201951287
100	Moneycat	CS201953073
101	Paghiram	CS201840987
102	Peso Online	CS201840987
103	PHPocket	CS201840987
104	Pesocash	CS201900197
105	Atome PH	CS201816338
106	Savii	CS201628816
107	Nfinit Lending	CS200809669
108	Online Loans Pilipinas	CS201726430
109	Fastpeso	CS201726430
110	Cashalo	CS201800209

#1. Credify – Sec registered loan app 2024

 

• Credify is an intermediary service that provides a search and recommendation solution for sec registered loan app, developed by goodday group.
• Credify allows borrowing between 1,000 and 20,000 pesos for a variety of purposes.
• First-time borrowers can get a maximum of up to 10,000 pesos and no interest.
• The terms for these loans are flexible from 3 months to 12 months.
• APR is up to 180% per annum, no service charge.
• It is required that borrowers between the ages of 20 and 70 have Filipino citizenship, have taken out a credit loan, have an authentic bank account and phone number are not blocked.
• Address: 5H Florence Way Street, Taguig, 1400 Metro Manila, Philippines

Pros and cons of Credify

• Pros: Credify offers free sec registered online lending app service, quick loan proposal within seconds, can be supported with multiple loans at the same time.
• Cons: Not a direct financial support partner, the loan interest rate is quite high.
• Overall score: 7/10

Feedback about Credify

Credify feedback customers receive information and propose to spread the appropriate ID information with borrower information within seconds.

Guide to apply for sec registered online lending 2024 at Credify

How to apply for an sec registered lending apps at Credify is as simple as follows:

• Step 1: Visit Credify’s loan page at the following link:

  Credify Website

• Step 2: Fill in your personal information and apply for a loan according to the following video:

#2. Binixo – sec registered online lending companies

• Binixo is a financial service based on Fintech technology, offering a sec registered online lending companies with an automated approval process.
• Borrowers can apply for an on-demand limit between 1000 and 25000 pesos.
• Loan terms from 3 months to 12 months can be selected.
• For the first loan, Binixo has a preferential program of only 0.01%.
• Interest rates for the following loans can range from 4% to a maximum of 916% per annum.
• If you fail to pay on time or violate Binixo’s payment terms, the penalty interest is 0.1% on the loan amount.
• To qualify for a loan, you need to have Filipino citizenship and must be over 18 years old.
• Address: Salcedo Village, 15F The Pearlbank Centre, 146 Valero, Makati, 1209 Metro Manila, Philippines.

Pros and cons of Binixo

• Pros: Binixo is a sec registered loan app easy to borrow, easy to approve, can approve loans for bad debtors, register online anytime, anywhere, disburse in 15 minutes.
• Cons: High interest rates.
• Overall score: 7/10

Feedback about Binixo

Binixo is an intermediary service that is rated very satisfied by customers, very quickly solving the financial needs of customers.

Guide to apply for sec registered online lending 2024 in Binixo

Sec registered lending apps at Binixo is as simple as follows:

• Step 1: Visit Binixo’s loan page at the following link:

  Binixo Website

• Step 2: Fill in your personal information and apply for a loan according to the following video:

#3. Crezu – sec registered online lending 2024

• Crezu is an application developed by Fininity Ltd, connecting people who need loans with online loans using a reputable sec registered online lending app.
• Crezu offers loan limits from 1000 to 25000 pesos.
• Loan term is from 2 to 4 months.
• Crezu applies loan interest rates ranging from 12% to 36% per annum.
• To qualify for a loan, you need to be resident in the Philippines and must be between the ages of 18 and 70 years old.
• Address: Tartu Street 84a, Tallinn, Philippines.

Pros and cons of Crezu

• Pros: spreading id information at Crezu, the ability to approve loans over 94%, approve and disburse in just 14 minutes, simple procedures, legal operation, no service fees.
• Cons: Short loan period.
• Overall score: 7/10

Feedback about Crezu

Crezu has helped more than 200,000 customers reach the right id app and get 5-star feedback on service quality.

Guide to apply for sec registered online lending 2024 in Crezu

How to register for an sec registered lending apps at Crezu is as simple as follows:

• Step 1: Visit Crezu’s loan page at the following link:

  Crezu Website

• Step 2: Fill in your personal information and apply for a loan according to the following video:

#4. Finbro – sec registered lending apps

• Finbro is a sec registered lending app developed by SOFI Lending Inc. that legally operates, supports personal loans online.
• Finbro offers loan limits from 1000 to 50000 pesos. The first loan is supported up to 15000 pesos.
• The loan period lasts up to a maximum of 1 year.
• Low interest rate is only about 0.16% / day. The first loan has a preferential interest rate of 0%.
• Requires borrowers who are Filipino citizens between 20 and 70 years old, stable income.
• Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig, Philippines.

Pros and cons of Finbro

• Pros: Simple loan process, 24/7 support, quick approval in minutes, borrower information security, higher limit than many other lenders, low interest rate.
• Cons: list of online loan sec registered 2024 does not support bad debts.
• Overall score: 9/10

Feedback about Finbro

Finbro is rated by feedback as one of the best sec registered online lending app loans in the Philippine financial market.

Guide to apply for sec registered online lending 2024 at Finb

Apply for sec registered lending apps at Finbro is as simple as follows:

• Step 1: Visit Crezu’s loan page at the following link:

  Finbro Website

• Step 2: Fill in your personal information and apply for a loan according to the following video:

#5. Moneycat – list of online loan sec registered 2024

• Moneycat is a service of Moneycat Financing Inc, which has supported loans with sec registered online lending companies for nearly 110,000 customers.
• New customers will have the opportunity to borrow from 1000 to 3800 pesos, with no service fee and 0% interest.
• Old customers can borrow up to 20000 pesos.
• Installment term from 3 to 6 months.
• Moneycat lending interest rates range from 11.9% / month to a maximum APR of 145% / year.
• Loan conditions are Filipinos and between the ages of 22 and 60 years.
• Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City

Pros and cons of Moneycat

• Pros: Moneycat supports sec registered online lending app announcement simple procedures, fast disbursement, professional and enthusiastic support staff.
• Cons: The limit is not high, the term is short.
• Overall score: 8/10

Feedback about Moneycat

Customers feedback online loan consulting and support services using sec registered online lending apps are thoughtful, enthusiastic and professional.

Guide to apply for sec registered lending apps at Moneycat

How to register sec registered lending apps at Moneycat is as simple as follows:

• Step 1: Visit Moneycat’s loan page at the following link:

  Moneycat Website

• Step 2: Fill in your personal information and apply for a loan according to the following video:

What is sec registered loan app?

Sec registered loan app is a personal financial loan that can use registration number to verify identity and credit assessment during the loan application process. It is often used for online loans, without face-to-face meetings, developed by companies or financial institutions, simpler procedures when borrowing at traditional banks.

Pros and benefits of sec registered loan app 2024

If you are in need of a quick loan, sec registered online loan app is an effective solution with advantages such as:

• Simplify the identity verification process, not requiring a lot of paperwork when applying for a loan.
• Simple loan conditions, support for many different loan purposes, no collateral required, no proof of income, no need for a guarantor.
• Automatic approval system, fast disbursement, direct transfer to borrower’s bank account number or e-wallet, convenient for settling borrower’s personal finance.
• Borrowers only need to register for loan information online on smartphones, no need to meet to register face-to-face, saving time and effort.
• Flexible loan payment by various methods.
• Ensure the security of borrowers’ personal information.
• The loan can support bad debt customers. Some apps allow extended payment periods.

Cons and drawbacks of sec registered online lending companies

Although there are many outstanding advantages, sec registered lending apps still has some disadvantages that borrowers should note before borrowing:

• The loan limit is not too high, can only support consumer loan needs, cannot support large loan needs.
• Loan terms are not long, usually lasting only 1-12 months, which can put financial pressure on borrowers.
• The applicable interest rate is usually higher than that of traditional banks because the loan procedure is simple and easy to approve, the risk ratio for the lending partner will be higher.
• In addition to interest, some applications also incur additional service fees
• It is possible to fall into the black credit trap if you do not research and choose a reputable lending partner.
• Borrowers need financial control to avoid getting into a spiral of debt, unable to afford to repay debt.

Criteria to consider when choosing sec registered loan app

To choose the right sec registered lending apps, borrowers should consider the following considerations:

• Name of the financial company providing the loan, duration of operation, has been legally licensed to operate.
• Learn carefully about loan limits, payment periods, interest rates and loan service fees. From there, compare and consider to choose the most suitable loan package.
• Loan application conditions and terms of loan service.
• Customer service, ways to contact when you need support, is the support time fast.
• Feedback on how customers have used loan services.
• Technology to secure customers’ personal information.

Sec registered lending apps interest rate

Some applications offer interest-free offers to first-time customers who apply for a list of online loan sec registered 2024. Repeat loans typically apply an average interest rate of 11.9% per month. In addition to interest, borrowers also need to pay attention to service fees, late payment fees, etc.

Example:

• Loan 15000 pesos, for 3 months with interest rate of 11.9% / month.
• The principal amount payable in 1 month is 5000 pesos.
• The amount of interest payable in 1 month is 15000 x 11.9% = 1785 pesos.
• The total amount to be paid in 1 month is 6785 pesos.

Sec registered lending companies requirements

list of sec registered loan app requires the following basic conditions:

• The borrower is a Filipino citizen, full age of majority (from 18 years old or older)
• Have a valid Government-issued sec registered online lending app.
• Have a stable income, use an active phone number and have a bank account.

Credit line and term of list of online lending companies registered in sec

The limit and term of sec registered online lending app is based on the regulations of each lender and the borrower’s personal information.

Credit line

• Low loan limit, only meeting not too high financial needs, personal loans, consumer loans.
• The loan amount ranges from 1000 pesos to 50000 pesos.
• The first loan can only be approved up to 10,000 to 15,000 pesos. The limit of the following loans will gradually increase based on the creditworthiness of the borrower.

Term

• The loan period for the first loan is very short, usually within 7-10 days.
• Repeat loans are supported for a period of 1 to 12 months.

Compare to sec registered online lending

Comparative criteria	Finbro PH	Moneycat	Credify
Limits	1000 – 50000 peso	1000 – 20000 pesos	1000 – 25000 pesos
Interest	0,5% – 1,25%/day	7 – 28 days	2 – 12 months
Tenor	1 – 12 months	0,4%/day	0,5%/day
Age	20 – 65 years old	18 – 21 years old	20 – 70 years old
Browsing time	15 minutes	15 minutes	15 minutes

Source: Refer to sec.gov.ph reporting and research.

Instruction on how to apply for sec registered loan app 2024

How to apply for a sec registered loan app 2024 is very simple and easy to do:

Step #1: Select and access the lender’s homepage

Find out and choose a reputable loan provider.

Go to your lender’s homepage.

Step #2: Sign up for an account

Select loan limit and term.

Enter the phone number you are using and enter the OTP sent via sms to register an account.

Step #3: Fill in personal information

Fill in personal information, work, income, bank account, references.. at the request of the financing company supporting the loan.

Step #4: Upload sec registered online lending app

Take and upload a sec registered online lending app photo to verify borrower information.

Step #5: Submit your application and wait for approval

Agree to the terms and conditions of the loan and submit the loan application.

The system will approve automatically within minutes.

Approved loans will be notified via sms and email. Disbursement via bank transfer.

Expert’s opinion about sec registered online lending companies

According to  David B. Audretsch, American economist: “The development of technology has made the process of sec registered lending apps easier, making loan applications online and receiving money in a short time, helping to solve emergency financial situations.”

Mr Alberto Alesina, the Italian economist, said that: “Borrowers who carefully read and understand the terms and conditions of sec registered loan apps, as well as the costs involved, should only borrow money when absolutely necessary and have the ability to repay the loan on time. ”

FAQs – sec registered loan app 2024

Here are the answers to questions about list of sec registered loan app 2024

Can I get a list of online loan sec registered?

Yes. Customers can apply for a sec registered lending app. The loan is usually an online loan, does not require many complicated documents, only needs to have at least 1 valid personal ID, such as sec registered online lending app. The loan approval rate is quite high and can support even customers with bad debt history.

Is kuya loan sec registered?

Yes, it is. Accordingly, members can be approved to borrow up to 80% of their savings at Kuya fund. The sec registered online lending app requires 1 of 21 valid personal IDs.

Conclusion

Finbro is one of the most reputable, reliable in list of sec registered loan app online lending companies 2024 that Retailasiaonline.com recommend borrowers to use because of their high limits, low interest rates and long terms.

In addition, the loan procedure at Finbro is also very simple, the approval rate is quite high.

Please rate 5 stars if the article information is helpful. If you have any questions, please leave a comment for the fastest answer.