Travelling is a fantastic adventure that broadens our perspectives. Nevertheless, if things don’t work out as expected, having the right travel insurance in Australia might save your life.
To help you choose the best Australia travel insurance, retailasiaonline.com has compiled a list of the top providers for 2024.
Let’s get started!
Contents
- Summary of travel insurance in Australia
- Top 10 Best travel insurance in Australia for 2024
- #1. Australia Post – travel insurance for Australia
- #2. Covermore – Domestic travel insurance Australia
- #3. Allianz – Cruise travel insurance Australia
- #4. Bupa – Australia travel pregnancy insurance
- #5. Southern Cross – travel Australian insurance for seniors
- #6. Travelex – multi-trip travel insurance Australia
- #7. Zoom Travel – best travel insurance for Europe from Australia
- #8. Chubb – best travel Australia to USA
- #9. RAC – travel insurance for pre-existing condition Australia
- #10. AIG – travel insurance Australia
- Compare Travel Insurance Australia
- Quote for Travel Insurance Australia
- FAQs – Travel insurance in Australia
- What is the best travel insurance in Australia?
Summary of travel insurance in Australia
| ✅10 Best travel insurance in Australia | ⭐1. Australia Post, 2. Covermore, 3. Allianz, 4. Bupa, 5. Southern cross |
| ✅How to | ⭐Register Australia travel insurance |
| ✅Insurance price | ⭐$500 – $10.000 |
| ✅Pros | ⭐Financial protection |
| ✅Cons | ⭐Additional premium |
| ✅Evaluate the effectiveness | ⭐Quite Good |
Top 10 Best travel insurance in Australia for 2024
Here’s a list of the top travel insurance providers in Australia:
| Company name’s | Types of insurance |
| Australia Post | Travel insurance in Australia for overseas visitors |
| Covermore | travel insurance in Australia for residents |
| Allianz | travel insurance in australia for seniors |
| Bupa | insurance overseas visitor |
| Rac | Australia insurance that cover covids |
#1. Australia Post – travel insurance for Australia
Australia Post is a popular option for travel insurance for Australia. They provide cost-effective and comprehensive insurance with a variety of domestic and international coverage choices to accommodate different travel tastes.
They have a reputation for their affordable prices and broad coverage. Customers may quickly acquire their coverage thanks to the simple online purchase procedure.
Pros:
- Comprehensive coverage options
- Competitive prices
- Easy online purchasing
- Trusted and reputable brand
Cons:
- Limited in-person customer service options
Overall Score: 8/10 (Quite Good)
#2. Covermore – Domestic travel insurance Australia
Covermore is a well-known domestic travel insurance Australia provider with adaptable products that let customers customize their coverage to suit their needs.
They provide reasonable choices for travelers on a tight budget and may customize their insurance to meet specific needs.
They have gained a solid reputation for providing adaptable coverage that passengers may personalize to suit their requirements.
With 24/7 global emergency assistance and comprehensive coverage options, Covermore guarantees peace of mind when you’re on the move.
Pros:
- Flexible policy options
- 24/7 global emergency assistance
- Comprehensive coverage options
- Easy online claims process
Cons:
- Higher premiums for some policies
- Some pre-existing medical conditions may not be covered.
Overall Score: 8/10 (Quite Good)
#3. Allianz – Cruise travel insurance Australia
A well-known worldwide insurer, Allianz offers a variety of alternatives for travel insurance.
Their insurance offers comprehensive coverage for medical costs, travel cancellations, baggage, and other items, and are reasonably priced. Allianz provides excellent coverage for cruise enthusiasts.
This supplier is renowned for its flexible cruise policies and unrivaled customer support.
In addition, Allianz provides a simple online platform for managing policies and making claims.
It is a preferred supplier of cruise travel insurance Australia. They have a reputation for providing exceptional customer service and offering thorough coverage for all kinds of cruises.
Pros:
- Customizable cruise coverage
- Cover for a wide variety of cruise types
- Excellent customer service
- Easy and efficient claims process.
Cons:
- Some policies have premium prices
Overall Score: 8/10 (Quite Good)
#4. Bupa – Australia travel pregnancy insurance
Bupa is a good place to go for all of your travel insurance needs if you are pregnant. This reputed supplier offers policies for local and international travel that are especially made for Australia travel pregnancy insurance.
Bupa’s insurance offers extensive coverage choices at affordable rates, as well as medical, cancellation, and baggage protection. Members of Bupa may also take advantage of special discounts and offers on their insurance policies.
However, customizing choices could be restricted, so carefully read the tiny print before committing.
Pros:
- Specific coverage for pregnant travelers
- Covers both international and domestic travel
- Reputable company
- 24/7 emergency assistance services
- Easy online application and claims process
Cons:
- Limited policy adjustments available
- Exclusions and limitations on coverage
Overall Score: 7/10 (Good)
#5. Southern Cross – travel Australian insurance for seniors
Seniors may get comprehensive travel insurance from Southern Cross at affordable rates.
Travelers of all ages may obtain the protection they require while seeing the world because the organization does not have an upper age limit on insurance applications.
Southern Cross offers customized travel Australia insurance for seniors that is both comprehensive and reasonably priced. Southern Cross caters to tourists of all ages.
Pros:
- Policies catered to seniors
- No age limit on policy applications
- Competitive pricing
- 24/7 emergency assistance services.
Cons:
- Limited customization options
- Additional fees for optional extra
Overall Score: 8/10 (Quite Good)
#6. Travelex – multi-trip travel insurance Australia
As a well-known supplier, Travelex provides multi-trip travel insurance in Australia, offering thorough protection for individuals organizing many travels within a year.
Consider Travelex’s multi-trip coverage if you travel frequently. This supplier is a dependable alternative for people wishing to travel frequently within a year because of its affordable cost and customisation possibilities.
Although there aren’t many single-trip policy alternatives, Travelex’s multi-trip coverage can’t be surpassed.
Pros:
- Competitive multi-trip coverage pricing
- Customization options available
- Global customer assistance
- 24/7 emergency assistance services.
Cons:
- Limited policy options for single trips
- May have deductibles or excess fees
Overall Score: 8/10 (Quite Good)
#7. Zoom Travel – best travel insurance for Europe from Australia
Innovative Australian travel insurance company Zoom Travel provides cost-effective, adaptable, and comprehensive insurance coverage.
With a variety of products that address different travel needs in Europe, it is the go-to insurer for Australians looking for the finest travel insurance for the continent.
Travelers may simply pick their chosen level of coverage with just a few clicks thanks to their user-friendly web platform.
Zoom is a preferred option for Australian travelers thanks to features like unlimited medical expenditures, flexible cancellation coverage, and round-the-clock emergency help.
It is a go-to insurer for the best travel insurance for Europe from Australia, offering a range of policies catering to various European travel needs.
You may be confident that you and your vacation plans are well-protected because there is no maximum age for travelers and prices are reasonable.
Pros:
- Comprehensive coverage for European travel
- No upper age limit for travelers
- Competitive pricing
- Easy online application and claims process.
- 24/7 emergency assistance services.
Cons:
- Limited coverage for non-European destinations
- Additional fees or premiums for high-risk activities or pre-existing medical conditions
Overall Score: 7/10 (Good)
#8. Chubb – best travel Australia to USA
Australia is a significant market for the international insurance company Chubb. They provide a range of travel insurance plans, such as: Basic protection, Complete strategies
Their reasonable alternatives appeal to various traveler types and offer peace of mind while on the road.
Chubb has a strong reputation for offering a range of travel insurance plans, which include superior protection for best travel from Australia to the USA.
Chubb meets the varied demands of its clients by offering a variety of coverage alternatives. However, certain insurance plans could cost more than those offered by other companies.
Pros:
- Comprehensive coverage for travel to the USA
- Wide variety of policy options
- Reputable insurer
- 24/7 emergency assistance services.
Cons:
- Some policies are more expensive than competitors
- Premiums may be relatively higher compared to some other providers
Overall Score: 7/10 (Good)
#9. RAC – travel insurance for pre-existing condition Australia
RAC is a reputable Australian insurer that provides a selection of travel insurance plans to accommodate different spending levels and travel requirements.
Their insurance covers emergency medical costs, travel cancellations, lost or delayed luggage, and more, ranging from the most basic to the most comprehensive.
Additionally, people with travel insurance for pre-existing conditions Australia can find comfort in the tailored travel insurance packages offered by RAC.
RAC provides specialized plans to meet various demands since it is aware of the unique obstacles experienced by travelers with pre-existing ailments. You may anticipate full coverage even if rates can be higher.
Pros:
- Covers pre-existing health conditions
- Customizable policies
- Established and reputable company
- 24/7 emergency assistance services.
- Competitive pricing and discounts for RAC members.
Cons:
- Potentially higher premiums
- Policy terms and conditions may vary, requiring careful review
Overall Score: 7/10 (Good)
#10. AIG – travel insurance Australia
The worldwide insurance company AIG (American worldwide Group) has a solid track record for offering trustworthy travel insurance coverage.
With coverage for things like lost luggage, trip cancellations, and medical emergencies, their selection of insurance can accommodate a wide spectrum of travelers.
AIG is renowned for offering a wide range of coverage choices for its policies in travel insurance Australia They provide affordable prices while accommodating a variety of travel tastes.
AIG is a great choice for travelers looking for peace of mind while traveling overseas because of its reasonable cost and straightforward online claims procedure.
Pros:
- Wide variety of coverage options
- Reputable insurer
- Competitive pricing
- 24/7 emergency assistance services
Cons:
- Customer service may vary depending on location
Overall Score: 8/10 (Quite Good)
Compare Travel Insurance Australia
In order to help you compare travel insurance in Australia, we will take a closer look at three companies from the previous top 10 list: Australia Post, Covermore, and Bupa.
Our comparison will take into account factors like pricing, policy types, claims process, and customer service.
| Criteria | Australia Post | Covermore | Bupa |
| Pricing | Competitive prices | Higher premiums for some policies | Some policies have premium prices |
| Policy Types | International and domestic coverage | Flexible policy options | Single trip, multi-trip |
| Claims Process | Online and phone claims available | Online and phone claims available | Online and phone claims available |
| Customer Service | Limited in-person customer service options | 24/7 global emergency assistance | Excellent customer service |
Sources: Refer to Daily Telegraph reporting and research
Quote for Travel Insurance Australia
To obtain a quote for travel insurance in Australia, you must provide information such as:
- Your travel destination
- The duration of your trip
- The ages of the travelers
To evaluate and select the best coverage for your travel needs, it’s crucial to obtain estimates from several different firms.
Australia Post, Covermore, Allianz, Bupa, and Southern Cross are a few of the well-known travel insurance providers in the country.
You may choose the insurance plan that will best cover you and your things during your vacation by comparing prices.
| Insurance Provider | Price (AUD) |
| Allianz Global Assistance | $100 |
| Cover-More | $95 |
| World Nomads | $110 |
| Southern Cross Travel Insurance | $90 |
| Medibank Private | $105 |
| Budget Direct | $75 |
Read more:
FAQs – Travel insurance in Australia
How much does travel insurance cost in Australia?
Travel insurance rates in Australia can vary significantly depending on a number of factors, such as: the amount covered, age of the traveler and the length of the journey, existing medical issues. A basic policy normally costs $50, but more extensive coverage might cost hundreds of dollars.
Do I need travel insurance for domestic travel in Australia?
Although travel insurance is not required for domestic travel in Australia, it is strongly advised to guard against unanticipated events like:
- Trip cancellations
- Lost luggage
- Medical emergencies
Does an Australian need travel insurance for New Zealand?
Yes, Australians visiting New Zealand are advised to purchase travel insurance since it can help pay for unforeseen medical costs, missed flights, and other possible losses.
Is travel insurance compulsory in Australia?
Although it is not required to get travel insurance in Australia, it is usually a good idea to have enough coverage to safeguard against unforeseen circumstances when traveling.
Do I need travel insurance for Australia from the UK?
Yes, having travel insurance is strongly advised before leaving the UK for Australia. It does so because it covers unanticipated medical costs, lost luggage, travel cancellations, and other possible losses.
What is the best travel insurance in Australia?
Based on our comparison, Australia Post and Covermore are two of the best travel insurance in Australia.
While Covermore offers adaptable insurance alternatives and around-the-clock international emergency help, Australia Post offers low costs and a wide range of coverage options.
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Thanks to list of the best travel insurance in Australia, I have made a good decision
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Are there travel insurance in australia for overseas visitors?
Yes, I have mentioned it in this article