UPESO Reviews Philippines App Legit? Harassment Complaints (2024)

What is Upeso? Is it legit or not? Interest rate? What is the limit?

Let’s find out more information with retailasiaonline.com!

APPLY LOAN NOW

Summary of Upeso

✅ Upeso Review	⭐ 4.1 star
✅ Guide to	⭐ Register to Upeso Philippines (PH)
✅ Loan amount	⭐ 500 – 50.000 Pesos
✅ Age	⭐ 22 – 55 years old
✅ Term	⭐ 3 – 12 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Upeso App dowload APK:	⭐ Link Here

What is Upeso?

Upeso is an online lending application, developed on a mobile data platform. It will provide you with the simplest loan service, right at home. In the Philippines, it is considered one of the most reputable loan apps today. Fast approval time, simple loan process.

Pros of Upeso App 

It is no coincidence that many people choose Upeso app. Most users who have experienced the app have mentioned its outstanding advantages:

• Documents and procedures are reduced to the maximum.
• Super fast disbursement time, allowing money to be in your account within a few minutes.
• User-friendly interface, easy to use.
• All loan information is public and transparent.
• Flexible loan packages, suitable for all customers’ needs.
• There is a 0% interest rate incentive program for first-time customers.

Cons of Upeso Loan App

Upeso review is still being perfected by our staff day and night, bringing the best experience to users. However, it still has a few minor limitations that need to be overcome:

• The interest rate is quite high compared to unsecured interest rates of traditional banks.
• Service fees apply: application fees, consulting fees…
• If you pay late, the overdue penalty fee is quite high.
• The loan amount is not large and is not suitable for business or long-term loan purposes.

Upeso interest rate

Upeso is considered one of the loan apps with the most competitive interest rates in the hot money lending market. Its interest rate frame is fluctuating on average from 10% – 25%/year.

Factors that will affect interest rates are: Limit, term, borrower’s credit score, lending unit policies, market fluctuations…

Example of Upeso interest rate calculation

Here is an example of a specific loan at Upeso:

• Loan amount: ₱5,000
• Term 1 year.
• Interest rate: 25%/month.
• Total fee payable: ₱1,250.
• Total amount payable for the year: ₱6,250

Upeso loan requirements 

Upeso loan registration conditions are simple:

• Between 22 – 55 years old.
• Philippine citizen, living and working here.
• Have a current phone number.
• Own a bank account.
• Legally valid identification documents.
• Stable job, income to ensure debt repayment plan.

Guide to register Upeso Loan Application Step-by-step

To successfully apply for an Upeso loan, you can refer to the following process:

Step #1: Download and install the application to your mobile phone

If your phone uses the Android operating system, go to the Google Play store to download and install the application.

Conversely, if you use the iOS operating system, install Upeso APK/IOS from cashloanapp.net.

Step #2: Register an account

Open the application after downloading. If you already have an account, click the “Login” button. If this is your first time using, press “Register”.

Enter personal information as required by the system: full name, phone number, email address.

Step #3: Fill in registration information

Provide information according to the app’s registration form including: loan purpose, loan amount…

In addition, you need to provide other information such as ID card number, passport, driver’s license or other legal identification documents.

Step #4: Attach an image of your ID card and verify your phone number

After declaring the above information, you need to attach an image of your identification document to the application to confirm the information accurately.

Then, verify your phone number again to complete the registration process.

Step #5: Choose a loan package and receive disbursement

The system will make a few suggestions for your Upeso loan. Your job is to choose the loan that suits you, confirm the loan and receive disbursement to your account.

​Reviews Upeso online Loan App Feedback

Upeso review is rated 4.1 stars from clients in Philippines, no complaints harassment. It is legit and safe to use, high support limit and absolute information.

Since its inception, Upeso is increasingly dominating the lending market in the Philippines. The feedback left by customers shows good reviews for the app.

Upeso loan repayment.

How to pay the Upeso loan? This is the question of many people:

• Pay at 7-Eleven stores, branches, Bayad centers
• Affiliated locations such as: SM Department Store, Supermarket, Checkout Counter and Savemore, Robinsons Store and Supermarket, LBC…
• In addition, you can pay part or all of the debt before the due date.

Compare Upeso loan App Philippines with other loan apps

Comparison table of Upeso App with other loan apps:

Comparison criteria	Upeso	Peranyo	Uploan
Limits	1.000 – 12.000 pesos	500 – 50.000 pesos	5.000 – 30.000 pesos
Tenor	91 – 180 days	3 – 12 months	91 – 180 days
interest	25% /years	10% – 30%/years	10% – 36%/years
Age	22 – 55 years old	22 – 55 years old	18 – 60 years old
Review rate	90%	85%	90%

Sources: Refer to Sate Bank reporting and research.

Upeso customer service

Upeso complaints will be resolved via contact information:

• Email: cs@upeso.ph cs@upeso.ph
• Operating hours: 08:30-17:30, Monday to Saturday
• Aseana City, Aseana Avenue, Parañaque, Metro Manila, Philippines.
• Website: https://upeso.ph.

FAQs – Upeso Philippines

Here are some questions to answer about Upeso:

Is Upeso legit?

Upeso is a licensed online lending platform with SEC registration number: CS201814908 and agency certificate number: 2718. You can completely trust it. Every day, hundreds of customers have and are successfully borrowing here.

How your personal information is protected to avoid Upeso harassment?

When applying for a loan, Upeso complaints are completely unlikely. Your information will be absolutely confidential. It is only used for credit score confirmation and loan approval purposes. Never disclose it to a third party.

Upeso complaints information consulting contact?

If you have any questions, you can send them to the email address cs@upeso.ph cs@upeso.ph or visit the website https://upeso.ph. We will respond quickly 24/7.

In conclusion – Should you Apply to Upeso App?

Upeso App has developed credit products to support users at difficult times in life. Although more and more online loan apps are being created, it is still one of the top choices because:

• Staff attitude is enthusiastic and professional.
• Flexible loan package.
• Many payment channels.
• Simple profile.

Hopefully, the information shared in this article gives you many right choices. Wishing you success with your future plans.

Don’t forget to rate the article 5 stars!