VALLEY Loan Reviews Philippines App sec registered? Payments

What is Valley Loan? Are you considering using this app for your financial needs? Is it legit?

At retailasiaonline.com, we’ll provide an in-depth review of the app, including its legitimacy, potential for harassment, and payment processes.

Whether you’re looking for a reliable and trustworthy app or want to avoid scams, this review will help you make an informed decision.

Let’s stay tuned!

APPLY LOAN NOW

Summary of Valley loan

✅ Valley Loan Review	⭐ 4.2 star
✅ Guide to	⭐ Register to Valley loan Philippines (PH)
✅ Loan amount	⭐ 2,000 – 20,000 PHP
✅ Age	⭐ 21 – 65 years old
✅ Term	⭐ 91 – 365 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Not Allow
✅ Feedback	⭐ Read more in this article
✅ Valley loan App download APK:	⭐ Link Here

What is Valley?

Valley is an internet service that helps people in the Philippines get cash loans quickly and without credit checks. The application is filed with Flash Cash 101 Lending Corp. Borrowers can expect a simple and easy loan application process, as well as great interest rates and flexible payback terms.

Pros of Valley Loan App

Valley loan app brings its customers an array of benefits which are:

• The application process for a loan is easy and quick.

• The loan amount is between PHP 2,000 and PHP 20,000, and the loan time is between 91 and 365 days.

• Great interest rates and different ways to pay back the loan.

Cons of Valley loan

Like other loan type, it also comes with the following drawbacks:

• This loan has an interest rate of 21.9% per year, which is higher than normal.

• If a customer doesn’t pay back their loan on time, it will charge high or above-average late fees and Valley loan harassment

• They also bother customers by calling, texting, and sending them emails.

Valley Bank loan interest rate

Loans from Valley bank loan carry interest rates from 7.25 percent and 18.25 percent annually. Your credit, income, and requested loan amount will all factor into the interest rate you are offered.

The interest rates for some of options are as follows:

• Salary Loan: 7.25% to 12.25% per annum

• SME Loan: 9.25% to 15.25% per annum

• Agricultural Loan: 8.25% to 16.25% per annum

• Microfinance Loan: 10.25% to 18.25% per annum

Valley loan app requirements

The 1st Valley Bank salary loan requirements vary, but certain criteria are:

• Be a citizen of the Philippines

• Be at least 18 years old

• Own a valid ID (e.g., driver’s license, passport, or voter’s ID)

• Have a stable source of income

• Possess a bank account

• Have a good credit score

Guide to register Valley Loan Application Step-by-step

To apply for the Valley loan from App, follow these steps:

Step #1: Download the Valley Loan App

• Visit the Google Play Store on your Android device and search for “Valley loan-Quick & Safe cash.”

• Click on the app, and then click “Install” to download and install the App on your device.

Step #2: Valley loan login or register

• Open the just-installed app.

• If you already have an account, log in using your credentials.

• If you’re a new user, follow the registration process within the app to create an account.

Step #3: Complete the Loan Application

• Once you’re logged in, navigate to the loan application section within the app.

• Fill out the required information, including personal details and loan requirements.

• Review and submit your loan application.

Step #4: Loan Approval Process

• After submitting your application, the Valley will guide you through the loan approval process.

• This process typically includes credit checks, verification of information, and approval by this lender.

Step #5: Valley loan disbursement

• Upon approval of your loan application, the agreed-upon amount will be transferred to the account you have specified.

Reviews Valley online Loan App Feedback

Valley loan review is rated 4.2 stars on Google Play. It is safe to use and a trusted lender provides quick loans.

One positive aspect is how quickly and easily one may submit an application.

My loan application was processed in a matter of minutes, and you received the funds the very same day.

The interest rates are also low in comparison to those offered by more conventional financial institutions.

However, the customer service is subpar. I’ve had several issues with my account, and it’s been tough to get in touch with someone who can assist me. The Debt has continued to contact me via email and text messages even after I repaid my debt.

In general, I recommend this Lender to anyone in need of a simple lending process. Do your research first, though, because dealing with customer support can be a hassle.

You can see some feedbacks by clients below:

Valley loan repayments

For its consumers in the Philippines, Valley Loan accepts a number of different payment types. Methods of payment include the following:

• You can make a payment using website or mobile app using a debit card, credit card, or online banking service.

• Any 7-Eleven, M. Lhuillier, Gcash, or RD Pawnshop location accepts over-the-counter payments for loans.

• Transferring money from your bank to bank is one option.

Compare Valley loan with others

Valley Loan customer service

You can contact Valley Loan Philippines customer service via the following channels:

• Phone number: 1-800-522-4100

• Email: service@flashcash.ph

• Address: 2005 East Tower, Philippine Stock Exchange Center, Exchange Road, Ortigas Center, Pasig City, Metro Manila, Philippines

FAQs –  Valley loan

Is Valley loan legit?

Yes, this loan is legit. Philippines-based clients can get personal loans from this reliable online lender. They are renowned for offering quick, flexible loans with reasonable interest rates. To find the loan that would suit your needs the best, though, do your own research and compare rates and terms from other lenders.

Is Valley Loan SEC registered?

The Philippines has recognized Valley as a legitimate lending entity. Registration numbers CS201915317 and CA Number 3083 1 identify it as being registered with the Securities and Exchange Commission. However, the business has received several complaints regarding harassing phone calls, texts, and emails sent to Filipinos who are unable to repay their loans.

In Conclusion – Should you Apply to Valley App?

Valley Loan has received mixed reviews in 2024, with some users reporting legitimate and helpful services, while others have experienced harassment and issues with payments.

It’s essential to carefully review the app’s terms and conditions, read user reviews, and assess your financial situation before using this loan app or any other short-term lender.