VIDALIA Loan Review Philippines app Legit? Complaints? (2024)

What is Vidalia loan? With more than 15 years of operation in the Philippine market, thousands of customers have been financially supported to fulfill various personal purposes with a limit of up to 500,000 pesos with competitive interest rates.

To learn about Vidalia loan packages, conditions and how to apply for a loan, refer to the Retailasiaonline.com summarized in the article below.

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Summary of Vidalia loan

✅ Vidalia Loan Review Philippines	⭐ 4.2 star
✅ Guide to	⭐ Register to Vidalia online loan Philippines (PH)
✅ Loan amount	⭐ 5.000 – 500.000 Pesos
✅ Age	⭐ 20 – 60 years old
✅ Term	⭐ 2 – 12 months
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Vidalia App dowload APK:	⭐ Link Here

What is Vidalia loan?

Vidalia loan is a financial technology credit support service of Vidalia Lending Corp, launched in 2008. Customers can choose suitable loan packages such as personal loans, salary loans, business loans. small business, E-commerce loans. Loan limits range from 5,000 to a maximum of 500,000 pesos and terms range from 2 to 12 months.

Pros of Vidalia loan

Vidalia lending review has many advantages:

• The lender has been legally licensed by the Securities and Exchange Commission (SEC).
• Quick loan process, easy application procedure, no collateral and no need for Co-borrower.
• There are many different loan packages for customers to choose from to suit their needs, using for many different purposes.
• The loan has no hidden fees, no early payment penalties.
• The limit is quite high, the term is flexible, the interest rate is competitive.
• Quick approval and disbursement within 1 to 3 business days.
• With Vidalia’s Lite Loan, you can get cash loans online from 2,000 to 15,000 pesos without paperwork and quick disbursements within the day.

Cons of Vidalia lending Corp

Vidalia loan review also has disadvantages such as:

• No bad debt support.
• There are additional processing fees

Vidalia salary loan interest rate

Loan packages at Vidalia have interest rates ranging from 4-6%/month, maximum APR 80.6%/year. In addition, the loan has a processing fee of 5%.

Particularly, Lite loan has an interest rate of 6.5% / month, maximum APR of 185% / year.

Example of Vidalia online loan interest rate calculation

Vidalia Ph Approval 15,000 for 2 months with interest rate of 6%/month.

• The principal amount to be contributed in 1 month is: 15,000 : 2 = 7,500 pesos.
• The amount of interest payable in 1 month is: 15,000 x 6% = 900 pesos.
• The total amount payable in 1 month is 7,500 + 900 = 8,400 pesos

Vidalia loan requirements

Conditions for an online loan in Vidalia are:

• Filipinos are between 20 and 60 years old.
• Have a stable job, have a minimum income of 15,000 pesos.
• Have 1 valid ID (can be passport, driver’s license, company ID, SSS/GSIS)
• Have a bill to pay for electricity, water or landline.
• Be able to prove income

Guide to register Vidalia Loan Application Step-by-step

Instructions for applying for a Vidalia loan follow these steps:

Step #1: Download the Vidalia app

Download Vidalia app on Google Play app store. Install the app.

Step #2: Sign up for an account

If you do not have an account, select Register account by Email and enter the OTP sent to email to verify the information.

If you already have an account, select Log in by email and passcode.

Step #3: Fill in personal information

Request to fill in the form including full name, date of birth, phone number, email, passcode.

Agree to Terms and Summit

Then choose the right loan package

Step #4: Submit verification documents

Provide verification documents including ID, payroll, payment invoice …

Submit documents and wait for approval

Step #5: Tracking and Billing

Borrowers can track loan information and make payments right on the app.

Reviews Vidalia online Loan App Feedback

Vidalia loan review is rated 4.2 star from customer in Philippines. It provides a cash loan service that supports both individuals and businesses, with high limits, competitive interest rates and a simple process.

Vidalia loan repayment

Vidalia payment via the following methods:

• Bank transfer at counters, ATMs or internet banking.
• Pay via Dragonpay at 7-Eleven, Bayad centers, SM Robinson payment centers, LBC)

Compare Vidalia loan app philippines with other loan apps

Comparative criteria	Vidalia	Tendopay	Amome
Limits	5.000 – 500.000 pesos	1.000 – 100.000 pesos	2.000 – 20.000 pesos
Tenor	2 – 12 months	30 – 180 days	91 – 120 days
Interest	4 – 6%/month	180%/year	36%/year
Age	From 20 to 60 years old	Over 18 years old	From 22 to 60 years old
Browsing time	1 – 3 days	5 minutes	7 minutes

Sources: Refer to Sate Bank reporting and research.

Vidalia customer service

Vidalia complaints are received through the following contact channels:

• Address: 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550.
• Contact: 8518 0112 PLDT
• Telephone: 0917 328 4072 ( Globe) – 0939 927 2375 ( Smart)
• Online time: Monday – Friday, 8am – 5pm (Manila time)
• Facebook: https://facebook.com/VidaliaLending

FAQs – Vidalia loan

Here are some frequently asked questions about Vidalia loan:

Is Vidalia legit?

Vidalia loan is a product of Vidalia Lending Corp., launched on October 7, 2008. Vidalia operates legally, listed on the list of lending companies with certificate of authority of the Securities and Exchange Commission, has been licensed by the SEC with registration No.CS200813771 and certificate of authority No.279.

How is Vidalia harassment?

Vidalia is committed to protecting customers’ personal information, not using it for harassment. In case the loan is overdue, the company’s debt collection staff will continuously call, send messages, send emails to remind the debt. When the customer fully settled the loan, the company staff will not bother anymore.

How does Vidalia complaint?

Vidalia receives complaints directly at its head office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550, Philippines during office hours from 8am to 5pm (Manila Time), Monday to Friday. In addition, you can contact the hotline 8518 0112 PLDT/ 0917 328 4072/ 0930 927 2375.

In conclusion – Should you Apply to Vidalia loan?

Vidalia loan is a cash loan product that comes in a variety of packages with limits ranging from 5,000 to a maximum of 500,000 pesos in installments over terms ranging from 2 to 12 months. The loan has a preferential interest rate from only 4% / month.

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