ZIPPESO Loan Review Philippines Legit? Harassment? Interest rate

What is Zippeso? This lender is a quick and easy way to borrow money online.

But it is legit or not? How does it work? Harassment?

At retailasiaonline.com, we will review about this App and help you decide if it is the right choice for your financial needs in 2024.

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Summary of Zippeso

✅ Zippeso Review	⭐ 4.1 star
✅ Guide to	⭐ Register to Zippeso Philippines (PH)
✅ Loan amount	⭐ 2.000 – 20.000 Pesos
✅ Age	⭐ 18 – 60 years old
✅ Term	⭐ 91 days – 365 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Bad credit	⭐ Allow
✅ Feedback	⭐ Read more in this article
✅ Finami App dowload APK:	⭐ Link Here

What is Zippeso?

Zippeso is a type of online cash loan that is offered by a legal app. It gives easy processing, quick loan payouts, and reasonable loan terms that range from 91 to 365 days. This lender wants to provide quick financial help with its easy-to-use tool and simple application process.

Pros of Zippeso loan

Zippeso loan offers its customers several advantages:

• Quick Process: They has a very quick application process, so you can get money quickly.
• Lower interest rates: Compared to other choices, its interest rates are said to be lower, which makes loans cheaper.
• Higher Quota: This lender gives out higher personal loan in Philippines quotas, which means users can get more money.
• Fair Loan Terms: The company has loan terms that are more fair and doable.
• Convenience: It is available as a mobile app, which makes it easy for people to ask for loans online.
• No Collateral Needed: Borrowers don’t have to put up their own assets as collateral, which makes it easier to use.

Cons of Zippeso Loan App

The potential drawbacks of the Zippeso loan app Philippines include:

• Hidden Fees: Some users might experience hidden fees, such as processing charges or late payment penalties, which can catch borrowers off guard.
• Privacy Concerns: There have been cases where loan apps mishandled users’ personal and financial information, raising privacy and data security concerns.
• Debt Cycle: Easy access to online cash loan through such apps can trap borrowers in a cycle of debt, especially if they borrow without a clear repayment plan.
• Aggressive Marketing: Users might face aggressive marketing tactics, including frequent notifications and calls encouraging them to take out more loans.
• Dependency: Relying on loan apps for frequent borrowing might indicate underlying financial instability and can lead to long-term financial challenges.

Zippeso loan interest rate

The maximum annual percentage rate (APR) for Zippeso online loan is 20%.

This means that for every PHP 100 you borrow, you will pay PHP 20 in interest over the course of a year.

Your interest rate will be determined by your credit score and other variables.

Example of Zippeso loan calculation

Below is an example of how the Zippeso online cash loan calculator works:

• Loan amount: 10,000 pesos
• Loan term: 120 days (3 months)
• Interest rate: 5% per annum
• Service fee: 0.3%
• Total repayment amount is 3,540 pesos

Zippeso loan requirements

To qualify for Zippeso loan, you typically need to meet these requirements:

• Age: 18-60 years old.
• Citizenship: Filipino citizen.
• Stable Income: Provide evidence of a stable income source.
• Valid ID: Usually, a government-issued ID for verification.

Guide to register Zippeso Loan Application Step-by-step

To apply for a loan using the Zippeso loan app, follow these steps:

Step #1: Download and Install Zippeso App

• Visit Google Play Store or App Store to download and install the app.

Step #2: Register or Login

• Open the app and create an account or log in if you already have one.

Step #3: Choose Loan Package

• Choose a loan package that matches your wants.
• Zippeso provides various loan packages with different limits, terms, and interest rates.

Step #4: Provide Required Information

• Enter your personal and financial details.
• Make sure to provide accurate details.

Step #5: Submit Application

• Review the information and submit your loan application.
• The process is designed to be quick and easy, taking less than ten minutes.

Step #6: Approval Process

• Zippeso will review your application.
• If approved, you’ll receive a notification.

Step #7: Loan Disbursement

• When your application is accepted, the loan money will be transferred to your designated bank account.

Reviews Zippeso online Loan App Feedback

Zippeso loan is rated 4.1 stars on Google Play. The application process was quick and easy, and received loan approval in minutes.

The interest rate is a bit high, but it was the only option you had at the time.

The process is a fast, secure and reliable online personal loan application, grateful for their service.

Here are some customers’ reviews about this loan:

You can also get more information through the following video:

Zippeso loan repayment

Follow the steps on how to pay a Zippeso loan review below:

• Step #1: Open the app and log in to your account.
• Step #2: Go to the “Loans” tab and select the loan that you want to pay.
• Step #3: Select the “Pay Loan” option.
• Step #4: Choose your preferred repayment channel. You can pay through bank transfer, e-wallet, or over-the-counter (OTC).
• Step #5: Enter the amount you want to pay and click on the “Pay Now” button.

Here are the different repayment channels offered by Zippeso:

• Bank transfer: You can pay your loan by transferring money to bank account. The bank account details will be shown on the payment page.
• E-wallet: You can pay your loan using your e-wallet, such as GCash, PayMaya, or GrabPay. The e-wallet details will be shown on the payment page.
• OTC: You can pay your loan in cash at any partners. The list of OTC partners will be shown on the payment page.

Compare Zippeso Loan App philippines with other loan App

Comparative criteria	Zippeso	Skyro loan	Mr Cash loan app
Limits	1.000 – 30.000 pesos	10.000 – 100.000 pesos	3.000 – 10.000 pesos
Interest	4% – 20%/years	1%/month	5% – 22%/year
Tenor	91 days – 365 days	6 – 12 months	14 – 30 days
Browsing time	15 minutes	20 minutes	30 minutes

Sources: Refer to Sate Bank reporting and research.

Zippeso customer service

If you have any Zippeso complaints, reach out to the following channels:

• Phone number: +63 966 865 1730 or +63 915 808 3137
• Email: zippesocs@gmail.com
• Address: 509 Fedman Suites Salcedo StreetLagaspi Village 1200, Makati City, Philippines

FAQs – Zippeso loan

Follow the following FAQs to learn more about Zippeso:

Is Zippeso legit?

Yes, Zippeso is a legit lending company that is registered with the Securities and Exchange Commission (SEC). It makes it easy to get cash loans in the Philippines by using online methods. Multiple sources back up the app’s legal and trustworthy status, proving that it is real.

Is Zippeso loan sec registered?

Yes, Zippeso loan is SEC registered. The Securities and Exchange Commission (SEC) of the Philippines has registered Zippeso Lending Corporation with registration number CS201916340 and CA number 3101. It is listed on the “List of Recorded Online Lending Platforms” provided by the Philippine Securities and Exchange Commission (SEC).

In conclusion – Should you Apply to Zippeso App?

Zippeso loan is a legal and legit online lending app that offers fast and easy loans to Filipinos.

You can borrow from 2,000 PHP to 20,000 PHP with flexible repayment terms and low interest rates.

It is registered with the Securities and Exchange Commission (SEC) of the Philippines and protects your personal and financial information.

You can download this app on your mobile device or visit their website to apply for a loan today.