FINGERTIP Lending Corp Reviews Philippines is Legit or not? (2024)

Fingertip lending Corp is one of the online applications providing short-term financial solutions in the Philippines. You are in need of raising capital. Are you wondering about the safety of this loan app?

Let retailasiaonline.com find answers to these concerns!

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Summary of Fingertip lending Corp

✅ Fingertip lending Corp Review	⭐ 4.3 star
✅ Guide to	⭐ Register to Fingertip lending Corporation
✅ Loan amount	⭐ 2.000 – 12.000 Pesos
✅ Age	⭐ 18 – 54 years old
✅ Term	⭐ 91 – 181 days
✅ Interest rate	⭐ 0 % interest rate for first loan
✅ Pros	⭐ Online loan monthly payments in Philippines
✅ Cons	⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness	⭐ Good
✅ Sec registration	⭐ CS2020070001053
✅ Contact number	⭐ 88111277

What is Fingertip lending Corp?

Fingertip lending Corp is an online lending application in the Philippines. Unsecured loan does not require collateral, disbursed quickly within 1 working day. With its advent, it has overcome financial gaps in traditional banks, limiting cumbersome and complicated procedures.

Pros of Fingertip lending Corp

Fingertip lending Corp review is known as one of the most prominent online loan apps in the Philippines. It brings superior benefits to users:

• The registration and approval process is considered the fastest and simplest. There is no need to prepare too many documents, as long as you have a valid ID card, the money will be in your account within a few minutes.
• Competitive interest rates in the market, especially with preferential interest rate programs for new and loyal customers.
• Accurate credit scoring and rating system for each customer.
• Loan can be extended.
• There is no need of collateral.
• Flexible payment through many channels.

Cons of Fingertip lending Corporation

Fingertip lending Corp review app still has some disadvantages as follows:

• Interest rates are still higher than unsecured interest rates of traditional banks.
• Short term, causing pressure to repay debt on time.
• The loan limit is not large, only suitable for consumer loans.
• High service fees.

Fingertip lending Corp interest rate

Fingertip lending Corp has an interest rate of less than 36%/year. In addition, the app also charges a service fee of about 10 – 20%/loan.

The above numbers are for reference only. If you want to know the specific interest rate, it must be based on the loan amount, term as well as market fluctuations at each period.

In particular, for customers with high debt repayment ability and high reputation scores, liquidity risk will be better. Therefore, the interest rate for you will also be more favorable.

Example of Fingertip lending Corp interest rate calculation

Example of Fingertip lending Corp approval:

• Loan amount needed: 10,000 PHP.
• Term: 12 months.
• Interest rate: 3%/month.
• Service fee: 20%
• Interest payable: 10,000 x 20% = 2,000 PHP.
• Actual disbursement amount: 5,000 – 500 = 4,500 PHP.
• Interest rate payable: 5,000 x 24% = 1,200 PHP.
• Amount to pay: 5,000 + 1,200 = 6,200 PHP.

Fingertip lending Corp loan requirements

Fingertip lending Corp also has similar loan conditions to other loan apps:

• Filipino citizens, working and living here.
• Ages 18 and up.
• Have a stable income.
• Active phone number.
• Owner’s bank account number.

Guide to register Fingertip lending Corp website Step-by-step

The loan registration process at Fingertip lending Corp is simple with the following steps:

Step #1: Visit the website

The first step, you need to visit the official homepage of the app. Download the application to your mobile phone. No need to worry about whether your phone uses Android or iOS operating system, this application supports all platforms.

Download and install for free.

Step #2: Register a loan account

New customers need to provide a phone number to register an account on the application.

Provide basic information to complete the loan application. Note, you need to declare honestly because the lender has a professional appraisal department. Discrepancies in information will reduce your reputation and reduce your loan approval rate.

Step #3: Verify information

You need to verify information by attaching images of identification documents and portrait photos. In particular, if you have documents proving income, it will create a premise for many loan incentives.

Step #4: Choose a loan and receive disbursement

There are many diverse loan products for you to choose from. Choose the amount and term you want, considering your ability to repay the debt in the future.

If your application is approved, within 15 – 30 minutes, the money will be returned to your personal account. In case you have not received it, please contact the hotline immediately to know the status of your loan.

​Reviews Fingertip lending Corp online Loan Feedback

Fingertip lending Corp reviews is legit and rated 4.3 stars from customers in Philippines. Fingertip lending Corp has a lot of good feedback in the lending market. This helps strengthen the application’s position and enhance its reputation.

Fingertip lending Corp loan repayment

Fingertip lending Corp payment through many flexible channels. You can choose the method you find most convenient:

• Pay by filling in forms available at M.Lhuillier stores nationwide.
• Pay through the CLiQQ application at 7-Eleven stores.
• Payment via e-wallets such as: GCash app, Coins
• Transfer money via the app’s bank account as shown in the loan contract.

Compare Fingertip lending Corp loan App Philippines with other loan apps

Comparison criteria	Fingertip lending Corp	Fundline Finance Corporation	Asialink Finance Corporation
Limits	2,000 – 12,000 pesos	100 – 50,000 pesos	2,000 – 20,000 pesos
Tenor	91 –  181 days	3 – 6 months	96 –  365 days
interest	max 36%/year	12% – 25%/year	max 24%/year
Age	over 18 years old	17 – 60 years old	18 – 49 years old
Review rate	85%	92%	75%

Sources: Refer to Sate Bank reporting and research.

Fingertip lending Corp customer service

Fingertip lending Corp complaints will be resolved via contact information:

• Email: fingertiplendingCorp@gmail.com
• Address: Rockwell Building, Hidalgo Drive, Makati, Metro Manila, Philippines.
• Contact number: 88111277

FAQs

Here are some questions to answer about Fingertip lending Corp:

Is Fingertip lending Corp sec registered?

Fingertip lending Corp is a loan app that operates legally under the license of the Central Securities Commission with SEC Registration No. CS2020070001053 and certificate of authority no. 3298. It is managed by Fingertip Lending Corp. This is a confirmation of the reputation and safety of your loan.

How to prevent Fingertip lending Corp harassment customers?

Fingertip lending Corp does not harass customers. The unit has a customer care department to improve service quality before and after the loan. These consultants will only call to inquire about customers’ finances and future plans, not to harass or cause trouble. In particular, the personal data that customers have registered with the app will not be disclosed.

How to respond to Fingertip lending Corp complaints?

If you are having some trouble, please talk frankly with the operator, or contact via email fingertiplendingCorp@gmail.com. 24/7 hotline staff will answer all your questions as soon as possible.

In conclusion – Should you Apply to Fingertip lending Corp?

Fingertip lending Corp was born not long ago but has received a warm welcome from many users because:

• Committed to protecting customer information.
• No third party guarantee required.
• Loan documents are reduced to the maximum with just ID card.
• Quick disbursement, meeting capital mobilization needs in a short time.

Fingertip lending Corp is one of the financial solutions worth considering. Its safety and reputation have been proven in practice for many years. So why hesitate any longer? Pick up your phone and apply for a loan as soon as you need it.

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