Aeon Credit Philippines Review: Complaints? Requirements? login (2024)

What is Aeon Credit Philippines? Aeon Credit Service is a reputable financial company with more than a decade of experience in the Philippine market with hundreds of thousands of customers supported with personal loans with high limits.

To better understand Aeon Credit Loan App and how to apply for the easiest loan to approve, please refer to Retailasiaonline.com‘s article below.

Summary of Aeon Credit Philippines

What is Aeon Credit Philippines?

Aeon Credit Philippines is a reputable financial company established on 14/02/2013, has been licensed by SEC (Securities and Exchange Commission) to operate legally. The app offers personal loans with limits ranging from 2,000 to 150,000 pesos, installments over terms of 6 to 12 months.

Pros of Aeon Credit Philippines

Aeon Credit Philippines review is highly appreciated with many advantages:

• Personal loans with installment mortgages, financial support help borrowers to buy furniture, household appliances, electronics.
• Just register online and present 2 valid genuine IDs.
• There is a clear hotline and address of the head office and branch.
• Diverse payment channels.
• Disbursement time is fast, cash or bank transfer can be received.

Cons of Aeon Credit Philippines App

Aeon Credit Philippines app review has disadvantages such as:

• Short term.
• There are application processing fees, payment fees ..

Aeon Credit Philippines interest rate

Personal loans at Aeon Credit Philippines have an average interest rate of 2.25% per month. The loan processing fee is 3% of the loan amount (about 400 pesos), which will be deducted from the disbursement. There may also be payment fees, late payment penalties, etc.

Example of Aeon Credit Philippines interest rate calculation

Aeon Credit Ph Approval 120,000 pesos, for 12 months with interest rate of 2.25%/month;

• The principal amount paid in installments for 1 month is 120,000 : 12 = 10,000 pesos.
• The amount of interest payable in 1 month is: 120,000 x 2.25% = 2,700 pesos.
• The total amount payable in 1 month is: 10,000 + 2,700 = 12,700 pesos.

Aeon Credit Philippines requirements

Conditions for applying for an Aeon Credit loan are:

• Filipino citizens, between 18 and 60 years old.
• Have a stable job, earning at least 15,000 pesos a month.
• Have at least 2 valid government IDs. The primary ID is required to have one of several IDs such as SSS, UMID, GSIS, passport, driver’s license. Secondary IDs can be company ID, Tin ID, Barangay ID, Philhealth ID, voter’s ID.

Guide to register Aeon Credit Philippines application Step-by-step

The steps to apply for Metrobank Personal Loan are as follows:

Step #1: Download Aeon Credit Philippines loan app

Download Aeon Credit Philippines loan app on Google Play.

Step #2: Fill in the loan information

Borrowers need to fill in accurate and complete personal information in the form of the loan application..

Upload ID photos, income proof documents such as payroll, proof of payment, proof of income …

Step #3: Submit your application and wait for approval

Submit a loan application, wait for a support staff to contact and give instructions.

Reviews Aeon Credit Philippines app feedback

Aeon Credit Philippines is rated 4.5/5 stars from customers with good support service feedback, reliable, fast disbursement, flexible payment.

Aeon Credit Philippines repayment

Aeon Credit Philippines repayment via payment channels such as 7-Eleven, Bayad center, EC Pay, Cebuana Lhuillier, SM Bills Payment, M-Lhuillier (payment fee 15 pesos), payment via BDO or Metrobank (free).

Compare Aeon Credit App Philippines with other loan apps

Sources: Refer to Sate Bank reporting and research.

Aeon Credit Philippines customer service

Aeon credit services Philippines information via:

• Main Office: 5th Floor Hanston Square Building, San Miguel Ave. Ortigas Center, Pasig City, Metro Manila, Philippines.
• Cebu Office:  7th Floor The Globe Tower, Panay Road, Samar Loop, Cebu Business Park, Cebu City, Philippines.
• Davao Office: 2nd Floor Davao Finance Center, FT Dacudao Loop, Lanang, Davao City, Philippines.
• Pampanga Office: (045) 84039732 – Jumbo Jenra, Brgy. Sindalan, Mcarthur Highway, San Fernando City, Pampanga, Philippines.
• Legazpi Office: (02) 86311399 – 4th Floor Ayala Mall, Port District, Legazpi City, Albay, Philippines.
• Time work: Monday to Friday, 9AM – 6PM.
• Email: customercare@aeonphilippines.com.ph
• Facebook: https://www.facebook.com/AEONPHOfficial
• Contact number: (02) 86311399; (032) 3287000; (082) 5537788

FAQs – Aeon Credit PH

Some frequently asked questions about Aeon Credit Philippines are:

Is Aeon Credit Philippines legit?

Aeon Credit Service is a well-known financial company, providing prestigious installment loans in the international market in general and in the Philippines market in particular. The company officially operated in the Philippines from February 14 – February – 2013, registered SEC with registration No. CS201300789 and receive a lawful operation certificate No. 1055.

Is Aeon Credit Philippines harassment?

Aeon Credit Philippines is a legally operating financial company with a nationwide network. The Company is committed to protecting the personal information of borrowers, only using the information for lending purposes. Absolutely do not use customer information for other purposes, causing inconvenience to borrowers and contact people.

How to make Aeon Credit Philippines complaints?

All inquiries and complaints about the service quality of Aeon Credit Philippines will be received via email customercare@aeonphilippines.com.ph. The company has 1 head office in Manila and many support branches in Davao City, Cebu City, Pampanga City, Legazpi City. Reception hours are during office hours 9AM to 6PM, weekdays from 2nd to 6th.

In conclusion – Should you apply to Aeon Credit Philippines app?

Aeon Credit Philippines provides personal loans in installments to purchase appliances, household appliances, etc. with a limit of 2,000 to 150,000 pesos, installment terms from 6 to 12 months with an average interest rate of about 2.25% / month with a service fee of 400 pesos.

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