Zada cash is one of the most popular loan applications in the Philippines at the moment. If you are in need of a quick, urgent loan, this is not a bad choice.
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TOP 10 Reliable Online Loan in Philippines – Only ID Card required
Updated 12/2024
(Online Loan Application)
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Contents
- Summary of Zada Cash
- What is Zada cash?
- Pros of Zada cash App
- Cons of Zada cash Loan App
- Zada cash interest rate
- Example of Zada cash interest rate calculation
- Zada cash loan requirements
- Guide to register Zada cash Loan Application Step-by-step
- Reviews Zada cash online Loan App Feedback
- Zada cash loan repayment
- Compare Zada cash loan App Philippines with other loan apps
- Zada cash customer service
- FAQs
- In conclusion – Should you Apply to Zada Cash App?
Summary of Zada Cash
| ✅ Zada Cash Review | ⭐ 3.5 star |
| ✅ Guide to | ⭐ Register to Zada Cash loan app Philippines (PH) |
| ✅ Loan amount | ⭐ 1.000 – 150.000 Pesos |
| ✅ Age | ⭐ 18 – 65 years old |
| ✅ Term | ⭐ 91 – 120 days |
| ✅ Interest rate | ⭐ 0 % interest rate for first loan |
| ✅ Pros | ⭐ Online loan monthly payments in Philippines |
| ✅ Cons | ⭐ No Online loan guaranteed approval |
| ✅ Evaluate the effectiveness | ⭐ Good |
| ✅ Bad credit | ⭐ Allow |
| ✅ Feedback | ⭐ Read more in this article |
| ✅ Zada Cash App download APK: | ⭐ Link Here |
What is Zada cash?
Zada cash is a lender that provides quick and timely financial solutions. It has a quick registration process, super-fast disbursement, and completely overcomes the disadvantages of cumbersome procedures that traditional banks are having. You don’t need to go far, right at home you can still apply for a loan to solve your money problem on the same day.
Pros of Zada cash App
Zada cash review possesses many outstanding advantages that not every unit has:
- No need to meet face to face, borrow money anytime, anywhere.
- No need to mortgage assets, no guarantees from third parties.
- Simple registration process, money is deposited into your account the same day.
- Professional, enthusiastic staff carefully answer all borrowers’ questions.
- Committed to protecting customer information, not disclosing data to third parties.
- Loan information is transparent and clear, shown on the loan contract. The committed terms will be strictly complied with.
- Interest rates are quite competitive in the online lending market.
Cons of Zada cash Loan App
Zada cash review app has a few minor disadvantages as follows:
- Unsecured loan limits are usually not high, so it will be difficult for first-time borrowers to be approved for the maximum loan amount. Therefore, the loan package is only suitable for consumption purposes.
- Short term, causing pressure to repay debt.
- Although competitive, interest rates are still higher than traditional bank unsecured interest rates.
- No support for bad debt.
- Collect service fees and overdue penalties.
Zada cash interest rate
Zada cash is offering an interest rate of about 0.06%/day. This interest rate is only a reference number because there are many influencing factors such as: specific loan package, borrower’s credit score, market signals at that time…
However, you won’t have to worry about how the interest rate is calculated. When you choose the loan amount and repayment term, the system will automatically calculate the interest rate and the amount you need to pay at the end of the term.
Example of Zada cash interest rate calculation
Example of Zada cash approval:
- Loan amount needed: 4,000 PHP.
- Term: 91 days
- The total repayment on the due day is 4,000 +(4,000 x 0.067% x 91) = 4,243.88 PHP.
- Service fee: 300 – 1,000 PHP.
Zada cash loan requirements
Loan registration conditions at Zada cash are not too strict. This is the big plus point of this app:
- Philippine citizen, between the ages of 18 – 65 years old.
- Have legal identification documents, issued by the government.
- Have a stable job.
- No bad debt.
Guide to register Zada cash Loan Application Step-by-step
The Zada cash registration process is very simple with the following steps:
Step #1: Download the app and register for a Zada Cash account
Go to the app on your mobile phone and tap “Download”. After completing the download, press “Open” to install.
Registering an account on Zada Cash is completely free, just provide a phone number.
Step #2: Identify your identity
Provide personal information as required by the system: Full name, email address, residential address, salary, account number…
The application does not require original documents, you only need to attach a photocopy of your identification document to securely verify your identity.
Step #3: Choose a loan
Choose the desired loan amount and repayment term. Note, the app charges a service fee, so the disbursement amount you receive will be the amount you registered minus the service fee.
Step #4: Disbursement
The registration dossier is pushed to the system pending processing. After 10 – 15 minutes, the loan is approved, the money will be returned to your bank account immediately.
Reviews Zada cash online Loan App Feedback
Zada Cash review is rated 3.7 stars from clients in Philippines. It is legit and safe, not scam and no complaints harassment.
Since its inception, Zada Cash has successfully supported millions of people facing financial difficulties. The feedback left by customers is the clearest proof of the app’s service quality.
Zada cash loan repayment
Zada cash payment supports payment through many different methods, freely for you to choose:
- Pay at stores linked to the app such as: M.Lhuillier, 7-Eleven…
- Using an e-wallet system: GCash, Coins…
- Transfer money via the unit’s bank account displayed on the contract. Note, the transfer content clearly states your contract number and ID card number to facilitate tracking the loan status.
Compare Zada cash loan App Philippines with other loan apps
| Comparison criteria | Zada cash | PondoPeso | Bloom cash |
| Limits | 1,000 – 15,000 pesos | 5,000 – 40,000 pesos | 2,000 – 12,000 pesos |
| Tenor | 91 – 120 days | 21 – 30 days | 91 – 181 days |
| interest | 0,06%/day | 5%/month | 10% – 24,12% /year |
| Age | 18 – 65 years old | 18 – 60 years old | 21 – 65 years old |
| Review rate | 79% | 80% | 83% |
Sources: Refer to Sate Bank reporting and research.
Zada cash customer service
Zada cash complaints will be resolved via contact information:
- Email: ConvenienceCashLendingCorp@outlook.com.
- Address: Cityland 10 Tower 1 Condominium, 6817 Ayala Avenue North, Salcedo Village, Makati City 1200, Philippines.
FAQs
Here are some questions to answer about Zada cash:
Is Zada cash sec registered?
Zada cash is managed by Convenience Cash Lending Corp with SEC Registration No.2020090002200-05 và Certificate of Authority no. 3319. It is confirmed that the app operates completely legally in the Philippines. You can be completely assured about the reputation and reliability when registering for a loan here.
Is Zada cash harassment?
Zada cash strictly follows all rules to ensure the safety of user information. Therefore, there is no way Zada Cash customers will be harassed or bothered by information leaks from the app.
How to contact Zada cash complaints?
If you encounter any problems with the loan such as: registering for a loan but have not seen a notification, having difficulty paying the loan… Please immediately contact the email address ConvenienceCashLendingCorp@outlook.com. The customer care system works 24/7 and will answer all your questions.
In conclusion – Should you Apply to Zada Cash App?
Zada Cash is increasingly trusted by customers and affirms its position in the lending market because:
- User-friendly interface, easy to use.
- Operating continuously 24/7, meeting loan needs anywhere, at any time.
- Flexible payment through many different methods.
- Diverse credit products, suitable for each person’s needs.
Zada cash is the savior of users whenever they encounter urgent financial situations that must be resolved during the day.
Hopefully the above information has given you a better overview of the app as well as more confidence in your choice.
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