25+ Best Online Lending Company In Dumaguete City Cash Loan (2024)

Lending companies in Dumaguete City are financial companies that offer online loans that only require a valid ID. Accordingly, you can borrow money wherever you are without collateralizing the property nor the need for a guarantor,

If you are in need of fast money of the day, follow the following article to check out list of best online loan companies in Dumaguete City recommended by Retailasiaonline.com.

Summary of lending company in Dumaguete City

Top 10 lending company in Dumaguete City 2024

When you need a quick loan, you can refer to the top 10 Best lending company in Dumaguete City below:

#1. Unacash – Lending company in Dumaguete City

• Unacash is a lending company in Dumaguete City, owned by Digido Finance Corp., launched in 2020.
• Unacash offers online loans with limits ranging from 1,000 to 50,000 pesos.
• Short loan term, installment payment from 2 to 6 months.
• The first loan offers a preferential interest rate of 0%, repeat loan interest rate of 16% / month.
• Eligibility: Borrowers must have Filipino citizenship, be at least 18 years old, have a valid ID, an active phone number.
• Address: Room E N Tiu building 312 Gov M Perdices street, Dumaguete, 6200 Negros Oriental, Philippines.
• Advantages: Licensed loan partners, online loan registration anytime, anywhere, no collateral required, fast disbursement, personal information security, interest-free offers for new customers.
• Disadvantages: Short installment term, higher interest rate than bank loan.
• Efficiency rating: 9/10

#2. Pera247 – Online lending company in Dumaguete City

• Pera247 is an online lending company in Dumaguete City, which began operations on October 10, 2017, registered with the SEC.
• Pera247 allows new customers to get a quick loan of 1,000 to 3,000 pesos, in 30 days.
• Customers who have made reputable payments and want to borrow again can borrow up to 15,000, term 72 to 100 days.
• Average interest rate 0.83% / day, service fee 6%.
• Eligibility: The borrower is a Filipino citizen, has a genuine ID, has a bank account.
• Address: 8853+JX2, Servantes Street, Corner San Juan Street, Dumaguete, 6200 Negros Oriental, Philippines.
• Pros: Legal operation, bad debt support, no need to prove income, quick approval and disbursement in minutes.
• Disadvantages: Low limit, short term.
• Effective rating: 8/10

#3. Moneycat – Personal lending company in Dumaguete City hiring

• Moneycat is a personal loan company in Dumaguete City hiring, operating since 2019, allowing flexible online loans and fast receipts in hours.
• Moneycat offers loans with limits ranging from 500 to 20,000 pesos.
• Installment term from 3 to 6 months, loan interest rate is only from 0.4% to 3%/day, overdue fee 3%/day.
• Eligibility: The borrower is Filipino, over 22 years old, has a genuine ID, has a stable income.
• Address: 2nd Floor, Unit No. 9, 2020 Travelers Inn Twelve 18 Building, BESIDE Lee Plaza Hypermart ACROSS Lee Plaza Hypermart Food Court, Colon St, Dumaguete, 6200 Negros Oriental, Philippines.
• Pros: Legally registered, no collateral, no guarantor, no face-to-face meeting, quick loan registration, personal information security.
• Cons: Low limit, short term, high interest rate.
• Effective rating: 8/10

#4. Lendpinoy – OFW loan in Dumaguete City without collateral

• Lendpinoy is an OFW loan in Dumaguete City without collateral, an online financial services provider developed by AND Financing Corporation, operating since 2018.
• You can choose from a 1-time loan package or a term loan package.
• The single-time payment package allows borrowers to get a quick loan from 3,000 to 25,000, repay after 30 days, charge a service fee of 15% of the loan amount.
• The term loan package allows customers to borrow from 5,000 to a maximum of 60,000 pesos, installments from 3 to 6 months, interest rate of 6% / month.
• Eligibility: Borrowers with Philippine nationality, over 21 years old, with genuine ID, can prove income, minimum income of 15,000 pesos/month, have more than 6 months of work experience in Metro Manila.
• Address: Room K 21, Second Floor, Twin Arcade Building, Governor M. Perdices Street, Dumaguete City, Negros Oriental, Philippines.
• Advantages: SEC registered, loan without collateral, no hidden fees, no service fees, simple loan procedures, fast disbursement.
• Disadvantages: Short term, high interest rate, must prove finance.
• Efficiency rating: 9/10

#5.  Soscredit – Online loan in Dumaguete City with low interest

• Soscredit is an online loan in Dumaguete City with low interest, operating since 2017, has coverage in many countries, including Government loans company in Dumaguete city.
• New customers can borrow 1,000 to 10,000 pesos, free of interest and fees.
• Returning customers are supported up to 25,000 pesos, tenor from 3 to 12 months.
• The APR annual interest rate ranges from 143% to 180% per annum.
• Eligibility: The borrower is a Filipino citizen, between 20 and 70 years old, with a bank account, with a government-issued ID.
• Address: 77XW+RG2, Bagacay Mangnao Road, South Road, Mangnao, Dumaguete, 6200 Negros Oriental, Philippines.
• Advantages: Connecting people in need of loans and reputable lending partners, no collateral required, can apply for additional loans, quick disbursement in 10 minutes.
• Disadvantages: Low limit, short loan period, high interest rate.
• Effective rating: 8/10

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Which lending company in Dumaguete City to choose?

If you are in need of money to handle urgent personal affairs, you can refer to list of lending companies in Dumaguete City recommended in the article to choose the most suitable loan.

In particular, Unacash is one of the most effective solutions, with a high limit of up to 50,000 pesos, simple loan procedures, fast approval, 0% interest rate for the first loan.

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